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The historical data trend for Customers Bancorp's Debt-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CUBI vs FBNC, WAFD, FRME: Debt-to-Asset Comparison
For the Banks - Regional subindustry, Customers Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Customers Bancorp Debt-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Customers Bancorp's Debt-to-Asset distribution charts can be found below:
* The bar in red indicates where Customers Bancorp's Debt-to-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Customers Bancorp (CUBI) has a Debt-to-Asset of 0.09 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Customers Bancorp and its competitors.
Is Customers Bancorp's Debt-to-Asset too high?
Customers Bancorp's current Debt-to-Asset is 0.09. Overall, Customers Bancorp has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Customers Bancorp's Debt-to-Asset compare to FBNC and WAFD?
Customers Bancorp's Debt-to-Asset of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Customers Bancorp and its competitors. Customers Bancorp's current Debt-to-Asset is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Customers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Customers Bancorp (CUBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $59.79, compared to a current price of $78.87 — trading 31.9% above its estimated fair value. The current Debt-to-Asset is 0.09. Customers Bancorp's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Customers Bancorp (CUBI), the current Debt-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Customers Bancorp (CUBI) Overvalued in 2026?
Based on GuruFocus' analysis, Customers Bancorp stock appears to be overvalued.
The current stock price of $78.87 is trading 31.9% above its estimated GF Value™ of $59.79.
GuruFocus considers Customers Bancorp to be Significantly Overvalued.
Key valuation signals for CUBI:
Debt-to-Asset: 0.09
GF Value™: $59.79 vs. price of $78.87 (31.9% above fair value)
No single metric tells the full story. See the CUBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
77GF Score
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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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