HSBC (HSBC Holdings) Debt-to-Asset : 0.04 (As of Jun. 2026)

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HSBC HSBC Holdings PLC HSBC
63 GF Score
Price $104.29
GF Value $63.61
Valuation Significantly Overvalued
! 5 Warning Signs
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What is HSBC Holdings Debt-to-Asset?

HSBC Holdings HSBC +1.92% 63 Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus rates HSBC with a GF Score™ of 63/100 and a GF Value™ of $63.61 (Significantly Overvalued). The stock has 5 warning signs investors should review.

HSBC Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. HSBC Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $132,899 Mil. HSBC Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $3,438,161 Mil. HSBC Holdings's debt to asset for the quarter that ended in Jun. 2026 was 0.04.

HSBC Holdings  (NYSE:HSBC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

HSBC Holdings Debt-to-Asset Related Terms

HSBC Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for HSBC Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HSBC Holdings Debt-to-Asset Chart

HSBC Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.07 0.08 0.08 0.08

HSBC Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.03 0.08 0.03 0.04

HSBC vs JPM, BAC, WFC: Debt-to-Asset Comparison

For the Banks - Diversified subindustry, HSBC Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HSBC Holdings Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, HSBC Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where HSBC Holdings's Debt-to-Asset falls into.


HSBC
63GF Score
HSBC Holdings PLC HSBC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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HSBC Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

HSBC Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 256139) / 3233034
=0.08

HSBC Holdings's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 132899) / 3438161
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.04 mean?
HSBC Holdings (HSBC) has a Debt-to-Asset of 0.04 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on HSBC Holdings and its competitors.
Is HSBC Holdings' Debt-to-Asset too high?
HSBC Holdings' current Debt-to-Asset is 0.04. Overall, HSBC Holdings has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HSBC Holdings' Debt-to-Asset compare to JPM and BAC?
HSBC Holdings' Debt-to-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on HSBC Holdings and its competitors. HSBC Holdings's current Debt-to-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HSBC Holdings stock overvalued right now?
Based on GuruFocus' analysis, HSBC Holdings (HSBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $63.61, compared to a current price of $104.29 — trading 64% above its estimated fair value. The current Debt-to-Asset is 0.04. HSBC Holdings' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For HSBC Holdings (HSBC), the current Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HSBC Holdings (HSBC) Overvalued in 2026?

Based on GuruFocus' analysis, HSBC Holdings stock appears to be overvalued. The current stock price of $104.29 is trading 64% above its estimated GF Value™ of $63.61. GuruFocus considers HSBC Holdings to be Significantly Overvalued.

Key valuation signals for HSBC:

  • Debt-to-Asset: 0.04
  • GF Value™: $63.61 vs. price of $104.29 (64% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the HSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HSBC Holdings Business Description

Address 8 Canada Square, London, GBR, E14 5HQ
Established in 1865 in Hong Kong, London-based HSBC is one of the largest banks in the world, with assets of USD 3 trillion and over 40 million customers worldwide. It operates in more than 50 countries with over 200,000 full-time staff. Hong Kong and the United Kingdom are its two largest markets. The bank offers retail, commercial and institutional banking, global banking and markets, wealth management, and private banking.
63GF Score

Get the complete analysis for HSBC

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$104.29
Price
$63.61
GF Value