Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Fais HoldingATH:FAIS -0.58%14 Debt-to-EBITDA is 2.74 as of Dec. 2025, which is 33% below its 10-year median of 4.12. GuruFocus rates ATH:FAIS with a GF Score™ of 14/100. The stock has 3 warning signs investors should review. Among 910 Retail - Cyclical companies, Fais Holding ranks worse than 65.38% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Fais Holding's Debt-to-EBITDA or its related term are showing as below:
ATH:FAIS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.39 Med: 4.12 Max: 4.91
Current: 3.39
During the past 5 years, the highest Debt-to-EBITDA Ratio of Fais Holding was 4.91. The lowest was 3.39. And the median was 4.12.
ATH:FAIS's Debt-to-EBITDA is ranked worse than 65.38% of 910
companies
in the Retail - Cyclical industry
Industry Median: 2.305
vs ATH:FAIS: 3.39
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Fais Holding Debt-to-EBITDA Related Terms
Fais Holding Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Fais Holding's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ATH:FAIS vs CASY, WSM, ULTA: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Fais Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fais Holding Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Fais Holding's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Fais Holding's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Fais Holding (ATH:FAIS) has a Debt-to-EBITDA of 2.74 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fais Holding. This is 33% below median its historical median of 4.12. Over the past decade, Fais Holding's Debt-to-EBITDA has ranged from 3.39 to 4.91. According to the industry distribution chart, Fais Holding ranks #595 out of 910 companies in the Retail - Cyclical industry, placing it in the top 65.4%.
Is Fais Holding's Debt-to-EBITDA too high?
Fais Holding's current Debt-to-EBITDA of 2.74 is 33% below median its 10-year median of 4.12. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 4.91. The Retail - Cyclical industry median Debt-to-EBITDA is 2.31. Fais Holding's value of 2.74 is 18.9% above this industry median. Based on the distribution chart, Fais Holding ranks #595 out of 910 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Fais Holding has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Fais Holding's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Fais Holding ranks #595 out of 910 companies for Debt-to-EBITDA. This places Fais Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 2.31. Fais Holding's value of 2.74 is 18.9% above this benchmark. Historically, Fais Holding's own Debt-to-EBITDA has ranged from 3.39 to 4.91 over the past decade. While the company's 10-year median is 4.12 vs. the industry median of 2.31, Fais Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.31, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fais Holding's current Debt-to-EBITDA of 2.74 is 18.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fais Holding. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fais Holding's current Debt-to-EBITDA is 2.74, which is 33% below median its own 10-year median of 4.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fais Holding stock overvalued right now?
Fais Holding (ATH:FAIS) has a current Debt-to-EBITDA of 2.74. The current Debt-to-EBITDA is 2.74, which is 33% below median its 10-year median of 4.12 and 18.9% above the Retail - Cyclical industry median of 2.31. Fais Holding's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fais Holding (ATH:FAIS), the current Debt-to-EBITDA is 2.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fais Holding SA engages in a diverse range of business activities across multiple sectors including fashion, sports, wellness, beauty, motorsports, commercial real estate development, and hospitality.
14GF Score
Get the complete analysis for ATH:FAIS
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ATH:FAIS has been successfully added to your 
