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SavenciaBNGRF +4.97%76 Debt-to-EBITDA is 2.98 as of Dec. 2025, which is at its 10-year median of 2.98. GuruFocus rates BNGRF with a GF Score™ of 76/100 and a GF Value™ of $65.06 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,550 Consumer Packaged Goods companies, Savencia ranks worse than 62.9% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Savencia's Debt-to-EBITDA or its related term are showing as below:
BNGRF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.62 Med: 2.98 Max: 4.55
Current: 3.09
During the past 13 years, the highest Debt-to-EBITDA Ratio of Savencia was 4.55. The lowest was 2.62. And the median was 2.98.
BNGRF's Debt-to-EBITDA is ranked worse than 62.9% of 1550
companies
in the Consumer Packaged Goods industry
Industry Median: 2.075
vs BNGRF: 3.09
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Savencia Debt-to-EBITDA Related Terms
Savencia Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Savencia's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Packaged Foods subindustry, Savencia's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Savencia Debt-to-EBITDA vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Savencia's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Savencia's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Savencia (BNGRF) has a Debt-to-EBITDA of 2.98 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Savencia. This is near median its historical median of 2.98. Over the past decade, Savencia's Debt-to-EBITDA has ranged from 2.62 to 4.55. According to the industry distribution chart, Savencia ranks #975 out of 1550 companies in the Consumer Packaged Goods industry, placing it in the top 62.9%.
Is Savencia's Debt-to-EBITDA too high?
Savencia's current Debt-to-EBITDA of 2.98 is near median its 10-year median of 2.98. Over the past 10 years, this metric has ranged from a low of 2.62 to a high of 4.55. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Savencia's value of 2.98 is 43.6% above this industry median. Based on the distribution chart, Savencia ranks #975 out of 1550 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Savencia has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Savencia's Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Savencia ranks #975 out of 1550 companies for Debt-to-EBITDA. This places Savencia in the lower half of its industry. The industry median Debt-to-EBITDA is 2.08. Savencia's value of 2.98 is 43.6% above this benchmark. Historically, Savencia's own Debt-to-EBITDA has ranged from 2.62 to 4.55 over the past decade. While the company's 10-year median is 2.98 vs. the industry median of 2.08, Savencia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,550 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Savencia's current Debt-to-EBITDA of 2.98 is 43.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Savencia. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Savencia's current Debt-to-EBITDA is 2.98, which is near median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Savencia stock overvalued right now?
Based on GuruFocus' analysis, Savencia (BNGRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $65.06, compared to a current price of $82.35 — trading 26.6% above its estimated fair value. The current Debt-to-EBITDA is 2.98, which is near median its 10-year median of 2.98 and 43.6% above the Consumer Packaged Goods industry median of 2.08. Savencia's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Savencia (BNGRF), the current Debt-to-EBITDA is 2.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Savencia (BNGRF) Overvalued in 2026?
Based on GuruFocus' analysis, Savencia stock appears to be overvalued.
The current stock price of $82.35 is trading 26.6% above its estimated GF Value™ of $65.06.
GuruFocus considers Savencia to be Modestly Overvalued.
Key valuation signals for BNGRF:
Debt-to-EBITDA: 2.98 (near median its 10-year median of 2.98)
GF Value™: $65.06 vs. price of $82.35 (26.6% above fair value)
Industry Position: 43.6% above the Consumer Packaged Goods median (#975 of 1550)
No single metric tells the full story. See the BNGRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Savencia SA is a producer of high-value-added dairy products. The company produces consumer products such as cheese, butter, and cream for the retail market; food service of technical butter and specific dairy proteins for the food, dietary, and health industries. Its brands are Savencia Fromage & Dairy has a portfolio of Geramont, Saint Albray and Fol Epi, Alouette, Corman, Lescure, Elle & Vire, and others. The company has operations in North America, Western Europe, Central and Eastern Europe, Latin America, Africa and Middle East, and Asia-Pacific. The company generates the majority of its revenue from the sale of Cheese products.
76GF Score
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