Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BrandPilot AIBPAIF Debt-to-EBITDA is -0.18 as of Dec. 2025. The stock has 4 warning signs investors should review. Among 1,719 Software companies, BrandPilot AI ranks worse than 58173.3% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for BrandPilot AI's Debt-to-EBITDA or its related term are showing as below:
BPAIF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.45 Med: -0.28 Max: 10.64
Current: -0.17
During the past 13 years, the highest Debt-to-EBITDA Ratio of BrandPilot AI was 10.64. The lowest was -1.45. And the median was -0.28.
BPAIF's Debt-to-EBITDA is ranked worse than 100% of 1719
companies
in the Software industry
Industry Median: 1.08
vs BPAIF: -0.17
BrandPilot AI (OTCPK:BPAIF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
BrandPilot AI Debt-to-EBITDA Related Terms
BrandPilot AI Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for BrandPilot AI's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BPAIF vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, BrandPilot AI's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BrandPilot AI Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, BrandPilot AI's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where BrandPilot AI's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
BrandPilot AI (BPAIF) has a Debt-to-EBITDA of -0.18 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BrandPilot AI. According to the industry distribution chart, BrandPilot AI ranks #999999 out of 1719 companies in the Software industry.
Is BrandPilot AI's Debt-to-EBITDA too high?
BrandPilot AI's current Debt-to-EBITDA is -0.18. Based on the distribution chart, BrandPilot AI ranks #999999 out of 1719 companies in the Software industry, which is in the bottom quartile relative to peers.
How does BrandPilot AI's Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, BrandPilot AI ranks #999999 out of 1719 companies for Debt-to-EBITDA. This places BrandPilot AI in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BrandPilot AI. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BrandPilot AI's current Debt-to-EBITDA is -0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BrandPilot AI stock overvalued right now?
Based on GuruFocus' analysis, BrandPilot AI (BPAIF) is currently considered Possible Value Trap. The current Debt-to-EBITDA is -0.18. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For BrandPilot AI (BPAIF), the current Debt-to-EBITDA is -0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
BrandPilot AI Inc is engaged in supplying proptech healthy building solutions and services. It operates in two segments: Corporate, and Controls and mechanical Contracting. It is a supplier of building technologies and services that improve comfort, safety, energy efficiency, and occupant productivity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BPAIF has been successfully added to your 
