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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
BSP:ARML3'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.52 Med: 3.35 Max: 9.21
Current: 4.06
During the past 8 years, the highest Debt-to-EBITDA Ratio of Armac Locacao Logistica e Servicos was 9.21. The lowest was 2.52. And the median was 3.35.
BSP:ARML3's Debt-to-EBITDA is ranked worse than 79.26% of 834
companies
in the Business Services industry
Industry Median: 1.65
vs BSP:ARML3: 4.06
Armac Locacao Logistica e Servicos (BSP:ARML3) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Armac Locacao Logistica e Servicos Debt-to-EBITDA Related Terms
Armac Locacao Logistica e Servicos Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Armac Locacao Logistica e Servicos Debt-to-EBITDA Chart
BSP:ARML3 vs URI, SUNB, AER: Debt-to-EBITDA Comparison
For the Rental & Leasing Services subindustry, Armac Locacao Logistica e Servicos's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Armac Locacao Logistica e Servicos Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Armac Locacao Logistica e Servicos's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Armac Locacao Logistica e Servicos's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Armac Locacao Logistica e Servicos (BSP:ARML3) has a Debt-to-EBITDA of 3.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Armac Locacao Logistica e Servicos. This is near median its historical median of 3.35. Over the past decade, Armac Locacao Logistica e Servicos' Debt-to-EBITDA has ranged from 2.52 to 9.21. According to the industry distribution chart, Armac Locacao Logistica e Servicos ranks #661 out of 834 companies in the Business Services industry, placing it in the top 79.3%.
Is Armac Locacao Logistica e Servicos' Debt-to-EBITDA too high?
Armac Locacao Logistica e Servicos' current Debt-to-EBITDA of 3.46 is near median its 10-year median of 3.35. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 9.21. The Business Services industry median Debt-to-EBITDA is 1.65. Armac Locacao Logistica e Servicos' value of 3.46 is 109.7% above this industry median. Based on the distribution chart, Armac Locacao Logistica e Servicos ranks #661 out of 834 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Armac Locacao Logistica e Servicos has a GF Score™ of 80/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Armac Locacao Logistica e Servicos' Debt-to-EBITDA compare to URI and SUNB?
According to the Business Services industry distribution chart, Armac Locacao Logistica e Servicos ranks #661 out of 834 companies for Debt-to-EBITDA. This places Armac Locacao Logistica e Servicos in the lower half of its industry. The industry median Debt-to-EBITDA is 1.65. Armac Locacao Logistica e Servicos' value of 3.46 is 109.7% above this benchmark. Historically, Armac Locacao Logistica e Servicos' own Debt-to-EBITDA has ranged from 2.52 to 9.21 over the past decade. While the company's 10-year median is 3.35 vs. the industry median of 1.65, Armac Locacao Logistica e Servicos has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.65, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Armac Locacao Logistica e Servicos's current Debt-to-EBITDA of 3.46 is 109.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Armac Locacao Logistica e Servicos. For the Business Services industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Armac Locacao Logistica e Servicos's current Debt-to-EBITDA is 3.46, which is near median its own 10-year median of 3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Armac Locacao Logistica e Servicos stock overvalued right now?
Based on GuruFocus' analysis, Armac Locacao Logistica e Servicos (BSP:ARML3) is currently considered Possible Value Trap. The stock's GF Value™ is R$9.31, compared to a current price of R$3.24 — trading 65.2% below its estimated fair value. The current Debt-to-EBITDA is 3.46, which is near median its 10-year median of 3.35 and 109.7% above the Business Services industry median of 1.65. Armac Locacao Logistica e Servicos' overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Armac Locacao Logistica e Servicos (BSP:ARML3), the current Debt-to-EBITDA is 3.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Armac Locacao Logistica e Servicos (BSP:ARML3) Overvalued in 2026?
Based on GuruFocus' analysis, Armac Locacao Logistica e Servicos stock appears to be undervalued.
The current stock price of R$3.24 is trading 65.2% below its estimated GF Value™ of R$9.31.
GuruFocus considers Armac Locacao Logistica e Servicos to be Possible Value Trap.
Key valuation signals for BSP:ARML3:
Debt-to-EBITDA: 3.46 (near median its 10-year median of 3.35)
GF Value™: R$9.31 vs. price of R$3.24 (65.2% below fair value)
Industry Position: 109.7% above the Business Services median (#661 of 834)
No single metric tells the full story. See the BSP:ARML3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Armac Locacao Logistica e Servicos Business Description
Armac Locacao Logistica e Servicos SA is engaged in offering machinery and equipment on a rental basis. Some of its equipment includes pavers, telescopic handlers, Compaction rollers, Motor graders, crawler tractors, excavators, and Loaders among others.
80GF Score
Get the complete analysis for BSP:ARML3
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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