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Global PaymentsBSP:G1PI34 86 Debt-to-EBITDA is 4.65 as of Jun. 2026, which is 12% below its 10-year median of 5.31. GuruFocus rates BSP:G1PI34 with a GF Score™ of 86/100 and a GF Value™ of R$172.66. The stock has 6 warning signs investors should review. Among 834 Business Services companies, Global Payments ranks worse than 89.93% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Global Payments's Debt-to-EBITDA or its related term are showing as below:
BSP:G1PI34'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.82 Med: 5.31 Max: 7.92
Current: 7.06
During the past 13 years, the highest Debt-to-EBITDA Ratio of Global Payments was 7.92. The lowest was 3.82. And the median was 5.31.
BSP:G1PI34's Debt-to-EBITDA is ranked worse than 89.93% of 834
companies
in the Business Services industry
Industry Median: 1.655
vs BSP:G1PI34: 7.06
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Global Payments Debt-to-EBITDA Related Terms
Global Payments Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Global Payments's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:G1PI34 vs CPRT, ULS, ARMK: Debt-to-EBITDA Comparison
For the Specialty Business Services subindustry, Global Payments's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Global Payments Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Global Payments's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Global Payments's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Global Payments (BSP:G1PI34) has a Debt-to-EBITDA of 4.65 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Global Payments. This is 12% below median its historical median of 5.31. Over the past decade, Global Payments' Debt-to-EBITDA has ranged from 3.82 to 7.92. According to the industry distribution chart, Global Payments ranks #750 out of 834 companies in the Business Services industry, placing it in the top 89.9%.
Is Global Payments' Debt-to-EBITDA too high?
Global Payments' current Debt-to-EBITDA of 4.65 is 12% below median its 10-year median of 5.31. Over the past 10 years, this metric has ranged from a low of 3.82 to a high of 7.92. The Business Services industry median Debt-to-EBITDA is 1.66. Global Payments' value of 4.65 is 181% above this industry median. Based on the distribution chart, Global Payments ranks #750 out of 834 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Global Payments has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Global Payments' Debt-to-EBITDA compare to CPRT and ULS?
According to the Business Services industry distribution chart, Global Payments ranks #750 out of 834 companies for Debt-to-EBITDA. This places Global Payments in the lower half of its industry. The industry median Debt-to-EBITDA is 1.66. Global Payments' value of 4.65 is 181% above this benchmark. Historically, Global Payments' own Debt-to-EBITDA has ranged from 3.82 to 7.92 over the past decade. While the company's 10-year median is 5.31 vs. the industry median of 1.66, Global Payments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.66, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Global Payments's current Debt-to-EBITDA of 4.65 is 181% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Global Payments. For the Business Services industry, the median Debt-to-EBITDA is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Global Payments's current Debt-to-EBITDA is 4.65, which is 12% below median its own 10-year median of 5.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global Payments stock overvalued right now?
Global Payments (BSP:G1PI34) has a current Debt-to-EBITDA of 4.65. The stock's GF Value™ is R$172.66, compared to a current price of R$111.25 — trading 35.6% below its estimated fair value. The current Debt-to-EBITDA is 4.65, which is 12% below median its 10-year median of 5.31 and 181% above the Business Services industry median of 1.66. Global Payments' overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Global Payments (BSP:G1PI34), the current Debt-to-EBITDA is 4.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Global Payments (BSP:G1PI34) Overvalued in 2026?
Based on GuruFocus' analysis, Global Payments stock appears to be undervalued.
The current stock price of R$111.25 is trading 35.6% below its estimated GF Value™ of R$172.66.
Key valuation signals for BSP:G1PI34:
Debt-to-EBITDA: 4.65 (12% below median its 10-year median of 5.31)
GF Value™: R$172.66 vs. price of R$111.25 (35.6% below fair value)
Industry Position: 181% above the Business Services median (#750 of 834)
No single metric tells the full story. See the BSP:G1PI34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Global Payments is a leading provider of payment processing and software solutions and historically focused on serving small and midsize merchants. The Worldpay acquisition pushes the company into the large merchant space and expands the company's international operations. Following the Worldpay acquisition, the company will process almost $4 trilliion in payment volume.
86GF Score
Get the complete analysis for BSP:G1PI34
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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