Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Construtora TendaBSP:TEND3 +0.98%75 Debt-to-EBITDA is 1.29 as of Mar. 2026, which is 33% below its 10-year median of 1.92. GuruFocus rates BSP:TEND3 with a GF Score™ of 75/100 and a GF Value™ of R$21.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,271 Real Estate companies, Construtora Tenda ranks better than 79.23% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Construtora Tenda's Debt-to-EBITDA or its related term are showing as below:
BSP:TEND3'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -121.59 Med: 1.92 Max: 8.06
Current: 1.66
During the past 13 years, the highest Debt-to-EBITDA Ratio of Construtora Tenda was 8.06. The lowest was -121.59. And the median was 1.92.
BSP:TEND3's Debt-to-EBITDA is ranked better than 79.23% of 1271
companies
in the Real Estate industry
Industry Median: 5.63
vs BSP:TEND3: 1.66
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Construtora Tenda Debt-to-EBITDA Related Terms
Construtora Tenda Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Construtora Tenda's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Construtora Tenda's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Construtora Tenda Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Construtora Tenda's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Construtora Tenda's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Construtora Tenda (BSP:TEND3) has a Debt-to-EBITDA of 1.29 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Construtora Tenda. This is 33% below median its historical median of 1.92. According to the industry distribution chart, Construtora Tenda ranks #264 out of 1271 companies in the Real Estate industry, placing it in the top 20.8%.
Is Construtora Tenda's Debt-to-EBITDA too high?
Construtora Tenda's current Debt-to-EBITDA of 1.29 is 33% below median its 10-year median of 1.92. The Real Estate industry median Debt-to-EBITDA is 5.63. Construtora Tenda's value of 1.29 is 77.1% below this industry median. Based on the distribution chart, Construtora Tenda ranks #264 out of 1271 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Construtora Tenda has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Construtora Tenda's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Construtora Tenda ranks #264 out of 1271 companies for Debt-to-EBITDA. This places Construtora Tenda in the top 21% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.63. Construtora Tenda's value of 1.29 is 77.1% below this benchmark. While the company's 10-year median is 1.92 vs. the industry median of 5.63, Construtora Tenda has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Construtora Tenda's current Debt-to-EBITDA of 1.29 is 77.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Construtora Tenda. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Construtora Tenda's current Debt-to-EBITDA is 1.29, which is 33% below median its own 10-year median of 1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Construtora Tenda stock overvalued right now?
Based on GuruFocus' analysis, Construtora Tenda (BSP:TEND3) is currently considered Significantly Overvalued. The stock's GF Value™ is R$21.02, compared to a current price of R$29.75 — trading 41.5% above its estimated fair value. The current Debt-to-EBITDA is 1.29, which is 33% below median its 10-year median of 1.92 and 77.1% below the Real Estate industry median of 5.63. Construtora Tenda's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Construtora Tenda (BSP:TEND3), the current Debt-to-EBITDA is 1.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Construtora Tenda (BSP:TEND3) Overvalued in 2026?
Based on GuruFocus' analysis, Construtora Tenda stock appears to be overvalued.
The current stock price of R$29.75 is trading 41.5% above its estimated GF Value™ of R$21.02.
GuruFocus considers Construtora Tenda to be Significantly Overvalued.
Key valuation signals for BSP:TEND3:
Debt-to-EBITDA: 1.29 (33% below median its 10-year median of 1.92)
GF Value™: R$21.02 vs. price of R$29.75 (41.5% above fair value)
Industry Position: 77.1% below the Real Estate median (#264 of 1271)
No single metric tells the full story. See the BSP:TEND3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Construtora Tenda SA is engaged in the performance of general construction works: the merger of property; the purchase and sale of properties; providing construction management services; intermediating the sale of consortium shares; and participation in other companies. Subsidiaries share the managerial, operating structures, and corporate costs. The SPEs are exclusively engaged in real estate operations and are linked to specific projects. The company focuses on affordable housing which allows it to pursue scale gains and continuous improvement. It has a single SKU for no-elevator buildings. It has two segments On-site and Off-site.
75GF Score
Get the complete analysis for BSP:TEND3
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:TEND3 has been successfully added to your 
