BTRCF (Better Collective AS) Debt-to-EBITDA : 2.62 (As of Mar. 2026) — Near Median

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BTRCF Better Collective AS BTRCF
96 GF Score
Price $15.39
GF Value $19.53
! 5 Warning Signs
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What is Better Collective AS Debt-to-EBITDA?

Better Collective AS BTRCF 96 Debt-to-EBITDA is 2.62 as of Mar. 2026, which is 5% above its 10-year median of 2.50. GuruFocus rates BTRCF with a GF Score™ of 96/100 and a GF Value™ of $19.53. The stock has 5 warning signs investors should review. Among 1,720 Software companies, Better Collective AS ranks worse than 75.87% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Better Collective AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $4.2 Mil. Better Collective AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $317.0 Mil. Better Collective AS's annualized EBITDA for the quarter that ended in Mar. 2026 was $122.4 Mil. Better Collective AS's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.62.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Better Collective AS's Debt-to-EBITDA or its related term are showing as below:

BTRCF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.56   Med: 2.5   Max: 3.25
Current: 3.09

During the past 12 years, the highest Debt-to-EBITDA Ratio of Better Collective AS was 3.25. The lowest was 0.56. And the median was 2.50.

BTRCF's Debt-to-EBITDA is ranked worse than
75.87% of 1720 companies
in the Software industry
Industry Median: 1.085 vs BTRCF: 3.09

Better Collective AS  (OTCPK:BTRCF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Better Collective AS Debt-to-EBITDA Related Terms


Better Collective AS Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Better Collective AS's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Collective AS Debt-to-EBITDA Chart

Better Collective AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.20 2.50 2.68 2.79 3.25

Better Collective AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.11 3.02 3.70 3.19 2.62

BTRCF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Better Collective AS's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Collective AS Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Better Collective AS's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Better Collective AS's Debt-to-EBITDA falls into.


BTRCF
96GF Score
Better Collective AS BTRCF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Better Collective AS Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Better Collective AS's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.294 + 314.116) / 98.07
=3.25

Better Collective AS's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.231 + 317.002) / 122.448
=2.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.62 mean?
Better Collective AS (BTRCF) has a Debt-to-EBITDA of 2.62 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Better Collective AS. This is near median its historical median of 2.50. Over the past decade, Better Collective AS's Debt-to-EBITDA has ranged from 0.56 to 3.25. According to the industry distribution chart, Better Collective AS ranks #1305 out of 1720 companies in the Software industry, placing it in the top 75.9%.
Is Better Collective AS's Debt-to-EBITDA too high?
Better Collective AS's current Debt-to-EBITDA of 2.62 is near median its 10-year median of 2.50. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 3.25. The Software industry median Debt-to-EBITDA is 1.09. Better Collective AS's value of 2.62 is 141.5% above this industry median. Based on the distribution chart, Better Collective AS ranks #1305 out of 1720 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Better Collective AS has a GF Score™ of 96/100, reflecting its overall financial health beyond just this single metric.
How does Better Collective AS's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Better Collective AS ranks #1305 out of 1720 companies for Debt-to-EBITDA. This places Better Collective AS in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Better Collective AS's value of 2.62 is 141.5% above this benchmark. Historically, Better Collective AS's own Debt-to-EBITDA has ranged from 0.56 to 3.25 over the past decade. While the company's 10-year median is 2.50 vs. the industry median of 1.09, Better Collective AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,720 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Better Collective AS's current Debt-to-EBITDA of 2.62 is 141.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Better Collective AS. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Better Collective AS's current Debt-to-EBITDA is 2.62, which is near median its own 10-year median of 2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Collective AS stock overvalued right now?
Better Collective AS (BTRCF) has a current Debt-to-EBITDA of 2.62. The stock's GF Value™ is $19.53, compared to a current price of $15.39 — trading 21.2% below its estimated fair value. The current Debt-to-EBITDA is 2.62, which is near median its 10-year median of 2.50 and 141.5% above the Software industry median of 1.09. Better Collective AS's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Better Collective AS (BTRCF), the current Debt-to-EBITDA is 2.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Collective AS (BTRCF) Overvalued in 2026?

Based on GuruFocus' analysis, Better Collective AS stock appears to be undervalued. The current stock price of $15.39 is trading 21.2% below its estimated GF Value™ of $19.53.

Key valuation signals for BTRCF:

  • Debt-to-EBITDA: 2.62 (near median its 10-year median of 2.50)
  • GF Value™: $19.53 vs. price of $15.39 (21.2% below fair value)
  • GF Score™: 96/100 with 5 warning signs
  • Industry Position: 141.5% above the Software median (#1305 of 1720)

No single metric tells the full story. See the BTRCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Collective AS Business Description

Address Sankt Annae Plads 26-28, Copenhagen K, DNK, 1250
Better Collective AS is a developer of educational platforms within the iGaming industry. The company's segment includes Publishing, Paid Media and Esports. It generates maximum revenue from the Publishing segment. The publishing business segment includes revenue from Collective's proprietary online platforms and media partnerships, where online traffic comes either directly or through organic search results.
96GF Score

Get the complete analysis for BTRCF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.39
Price
$19.53
GF Value