CashbuildCBLDF 70 Debt-to-EBITDA is 1.83 as of Dec. 2025, which is 55% above its 10-year median of 1.18. GuruFocus rates CBLDF with a GF Score™ of 70/100 and a GF Value™ of $12.20. The stock has 3 warning signs investors should review. Among 896 Retail - Cyclical companies, Cashbuild ranks better than 60.49% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Cashbuild's Debt-to-EBITDA or its related term are showing as below:
CBLDF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.18 Med: 1.18 Max: 2.23
Current: 1.83
During the past 13 years, the highest Debt-to-EBITDA Ratio of Cashbuild was 2.23. The lowest was 0.18. And the median was 1.18.
CBLDF's Debt-to-EBITDA is ranked better than 60.49% of 896
companies
in the Retail - Cyclical industry
Industry Median: 2.405
vs CBLDF: 1.83
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Cashbuild Debt-to-EBITDA Related Terms
Cashbuild Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Cashbuild's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Home Improvement Retail subindustry, Cashbuild's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cashbuild Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Cashbuild's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Cashbuild's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Cashbuild (CBLDF) has a Debt-to-EBITDA of 1.83 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cashbuild. This is 55% above median its historical median of 1.18. Over the past decade, Cashbuild's Debt-to-EBITDA has ranged from 0.18 to 2.23. According to the industry distribution chart, Cashbuild ranks #354 out of 896 companies in the Retail - Cyclical industry, placing it in the top 39.5%.
Is Cashbuild's Debt-to-EBITDA too high?
Cashbuild's current Debt-to-EBITDA of 1.83 is 55% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 2.23. The Retail - Cyclical industry median Debt-to-EBITDA is 2.41. Cashbuild's value of 1.83 is 23.9% below this industry median. Based on the distribution chart, Cashbuild ranks #354 out of 896 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cashbuild has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Cashbuild's Debt-to-EBITDA compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Cashbuild ranks #354 out of 896 companies for Debt-to-EBITDA. This puts Cashbuild in the upper half of its industry. The industry median Debt-to-EBITDA is 2.41. Cashbuild's value of 1.83 is 23.9% below this benchmark. Historically, Cashbuild's own Debt-to-EBITDA has ranged from 0.18 to 2.23 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 2.41, Cashbuild has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.41, based on 896 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashbuild's current Debt-to-EBITDA of 1.83 is 23.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cashbuild. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashbuild's current Debt-to-EBITDA is 1.83, which is 55% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashbuild stock overvalued right now?
Cashbuild (CBLDF) has a current Debt-to-EBITDA of 1.83. The stock's GF Value™ is $12.20, compared to a current price of $7.99 — trading 34.5% below its estimated fair value. The current Debt-to-EBITDA is 1.83, which is 55% above median its 10-year median of 1.18 and 23.9% below the Retail - Cyclical industry median of 2.41. Cashbuild's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cashbuild (CBLDF), the current Debt-to-EBITDA is 1.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cashbuild (CBLDF) Overvalued in 2026?
Based on GuruFocus' analysis, Cashbuild stock appears to be undervalued.
The current stock price of $7.99 is trading 34.5% below its estimated GF Value™ of $12.20.
Key valuation signals for CBLDF:
Debt-to-EBITDA: 1.83 (55% above median its 10-year median of 1.18)
GF Value™: $12.20 vs. price of $7.99 (34.5% below fair value)
Industry Position: 23.9% below the Retail - Cyclical median (#354 of 896)
No single metric tells the full story. See the CBLDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cashbuild Ltd is a South Africa-based retailer of building materials and related products. The Group's reportable segments include Cashbuild (South Africa), P&L Hardware (South Africa), Cashbuild common monetary operations (Eswatini, Lesotho, Namibia), and non-common monetary operations (Botswana, Malawi, Zambia). Its stores operate across towns, townships, rural areas, and metropolitan locations. Products include cement, roofing, timber, bricks, decorative items, plumbing, hardware, ceilings, electrical goods, and tools, with a portion being cement-related. Customers range from homebuilders, contractors, farmers, and traders to construction companies and government-linked developers. The Cashbuild (South Africa) segment generates the majority of the Group's revenue.
70GF Score
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