Pets at Home Group (CHIX:PETSL) Debt-to-EBITDA : 1.88 (As of Mar. 2026) — Near Median

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CHIX:PETSL Pets at Home Group PLC CHIX:PETSL
67 GF Score
Price £1.99
GF Value £2.91
Valuation Significantly Undervalued
! 8 Warning Signs
View Full Analysis

What is Pets at Home Group Debt-to-EBITDA?

Pets at Home Group CHIX:PETSL +0.25% 67 Debt-to-EBITDA is 1.88 as of Mar. 2026, which is at its 10-year median of 1.88. GuruFocus rates CHIX:PETSL with a GF Score™ of 67/100 and a GF Value™ of £2.91 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 901 Retail - Cyclical companies, Pets at Home Group ranks better than 58.93% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pets at Home Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was £81 Mil. Pets at Home Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was £316 Mil. Pets at Home Group's annualized EBITDA for the quarter that ended in Mar. 2026 was £211 Mil. Pets at Home Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.88.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pets at Home Group's Debt-to-EBITDA or its related term are showing as below:

CHIX:PETSl' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.58   Med: 1.88   Max: 2.94
Current: 1.91

During the past 13 years, the highest Debt-to-EBITDA Ratio of Pets at Home Group was 2.94. The lowest was 1.58. And the median was 1.88.

CHIX:PETSl's Debt-to-EBITDA is ranked better than
58.93% of 901 companies
in the Retail - Cyclical industry
Industry Median: 2.4 vs CHIX:PETSl: 1.91

Pets at Home Group  (CHIX:PETSl) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pets at Home Group Debt-to-EBITDA Related Terms


Pets at Home Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pets at Home Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pets at Home Group Debt-to-EBITDA Chart

Pets at Home Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.80 2.23 1.84 1.58 1.91

Pets at Home Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.67 1.78 1.52 1.95 1.88

CHIX:PETSL vs CASY, WSM, DKS: Debt-to-EBITDA Comparison

For the Specialty Retail subindustry, Pets at Home Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pets at Home Group Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Pets at Home Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pets at Home Group's Debt-to-EBITDA falls into.


CHIX:PETSL
67GF Score
Pets at Home Group PLC CHIX:PETSL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pets at Home Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pets at Home Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(80.8 + 315.9) / 207.4
=1.91

Pets at Home Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(80.8 + 315.9) / 210.8
=1.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.88 mean?
Pets at Home Group (CHIX:PETSL) has a Debt-to-EBITDA of 1.88 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pets at Home Group. This is near median its historical median of 1.88. Over the past decade, Pets at Home Group's Debt-to-EBITDA has ranged from 1.58 to 2.94. According to the industry distribution chart, Pets at Home Group ranks #370 out of 901 companies in the Retail - Cyclical industry, placing it in the top 41.1%.
Is Pets at Home Group's Debt-to-EBITDA too high?
Pets at Home Group's current Debt-to-EBITDA of 1.88 is near median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 2.94. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Pets at Home Group's value of 1.88 is 21.7% below this industry median. Based on the distribution chart, Pets at Home Group ranks #370 out of 901 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Pets at Home Group has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pets at Home Group's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Pets at Home Group ranks #370 out of 901 companies for Debt-to-EBITDA. This puts Pets at Home Group in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. Pets at Home Group's value of 1.88 is 21.7% below this benchmark. Historically, Pets at Home Group's own Debt-to-EBITDA has ranged from 1.58 to 2.94 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 2.40, Pets at Home Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 901 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pets at Home Group's current Debt-to-EBITDA of 1.88 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pets at Home Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pets at Home Group's current Debt-to-EBITDA is 1.88, which is near median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pets at Home Group stock overvalued right now?
Based on GuruFocus' analysis, Pets at Home Group (CHIX:PETSL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.91, compared to a current price of £1.99 — trading 31.5% below its estimated fair value. The current Debt-to-EBITDA is 1.88, which is near median its 10-year median of 1.88 and 21.7% below the Retail - Cyclical industry median of 2.40. Pets at Home Group's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pets at Home Group (CHIX:PETSL), the current Debt-to-EBITDA is 1.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pets at Home Group (CHIX:PETSL) Overvalued in 2026?

Based on GuruFocus' analysis, Pets at Home Group stock appears to be undervalued. The current stock price of £1.99 is trading 31.5% below its estimated GF Value™ of £2.91. GuruFocus considers Pets at Home Group to be Significantly Undervalued.

Key valuation signals for CHIX:PETSL:

  • Debt-to-EBITDA: 1.88 (near median its 10-year median of 1.88)
  • GF Value™: £2.91 vs. price of £1.99 (31.5% below fair value)
  • GF Score™: 67/100 with 8 warning signs
  • Industry Position: 21.7% below the Retail - Cyclical median (#370 of 901)

No single metric tells the full story. See the CHIX:PETSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pets at Home Group Business Description

Address Epsom Avenue, Stanley Green Trading Estate, Chester House, Handforth, Cheshire, GBR, SK9 3RN
Pets at Home Group PLC is an omnichannel British retailer operating mainly in the United Kingdom. The company has a network of stores, websites, grooming salons, and pet services, such as veterinary. The product portfolio is diverse, including items for dogs, cats, fish, reptiles, birds, and wildlife. The items sold are from the following categories: food, pet beds, toys, pet clothing, kennels, collars, healthcare, grooming, training, books, and accessories. The products are sold under the Pets at Home brand, private brand, and labels. The veterinary services are located within stores, as well as in stand-alone locations, throughout the U.K.
67GF Score

Get the complete analysis for CHIX:PETSL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.99
Price
£2.91
GF Value