Papirfabrikken Invest (CHIX:PFINVC) Debt-to-EBITDA : 6.77 (As of Dec. 2025) — 31% Below Median

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CHIX:PFINVC Papirfabrikken Invest CHIX:PFINVC
64 GF Score
Price kr12.20
GF Value kr10.74
! 6 Warning Signs
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What is Papirfabrikken Invest Debt-to-EBITDA?

Papirfabrikken Invest CHIX:PFINVC 64 Debt-to-EBITDA is 6.77 as of Dec. 2025, which is 31% below its 10-year median of 9.85. GuruFocus rates CHIX:PFINVC with a GF Score™ of 64/100 and a GF Value™ of kr10.74. The stock has 6 warning signs investors should review. Among 1,274 Real Estate companies, Papirfabrikken Invest ranks worse than 57.61% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Papirfabrikken Invest's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was kr8.75 Mil. Papirfabrikken Invest's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was kr303.35 Mil. Papirfabrikken Invest's annualized EBITDA for the quarter that ended in Dec. 2025 was kr46.12 Mil. Papirfabrikken Invest's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 6.77.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Papirfabrikken Invest's Debt-to-EBITDA or its related term are showing as below:

CHIX:PFINVc' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.4   Med: 9.85   Max: 19.17
Current: 6.92

During the past 13 years, the highest Debt-to-EBITDA Ratio of Papirfabrikken Invest was 19.17. The lowest was 2.40. And the median was 9.85.

CHIX:PFINVc's Debt-to-EBITDA is ranked worse than
57.61% of 1274 companies
in the Real Estate industry
Industry Median: 5.64 vs CHIX:PFINVc: 6.92

Papirfabrikken Invest  (CHIX:PFINVc) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Papirfabrikken Invest Debt-to-EBITDA Related Terms


Papirfabrikken Invest Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Papirfabrikken Invest's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Papirfabrikken Invest Debt-to-EBITDA Chart

Papirfabrikken Invest Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.84 2.40 8.53 13.45 6.92

Papirfabrikken Invest Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.51 11.40 16.18 7.27 6.77

CHIX:PFINVC vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Papirfabrikken Invest's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Papirfabrikken Invest Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Papirfabrikken Invest's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Papirfabrikken Invest's Debt-to-EBITDA falls into.


CHIX:PFINVC
64GF Score
Papirfabrikken Invest CHIX:PFINVC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Papirfabrikken Invest Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Papirfabrikken Invest's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.748 + 303.351) / 45.123
=6.92

Papirfabrikken Invest's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.748 + 303.351) / 46.118
=6.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 6.77 mean?
Papirfabrikken Invest (CHIX:PFINVC) has a Debt-to-EBITDA of 6.77 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Papirfabrikken Invest. This is 31% below median its historical median of 9.85. Over the past decade, Papirfabrikken Invest's Debt-to-EBITDA has ranged from 2.40 to 19.17. According to the industry distribution chart, Papirfabrikken Invest ranks #734 out of 1274 companies in the Real Estate industry, placing it in the top 57.6%.
Is Papirfabrikken Invest's Debt-to-EBITDA too high?
Papirfabrikken Invest's current Debt-to-EBITDA of 6.77 is 31% below median its 10-year median of 9.85. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 19.17. The Real Estate industry median Debt-to-EBITDA is 5.64. Papirfabrikken Invest's value of 6.77 is 20% above this industry median. Based on the distribution chart, Papirfabrikken Invest ranks #734 out of 1274 companies in the Real Estate industry, which is below the industry midpoint. Overall, Papirfabrikken Invest has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Papirfabrikken Invest's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Papirfabrikken Invest ranks #734 out of 1274 companies for Debt-to-EBITDA. This places Papirfabrikken Invest in the lower half of its industry. The industry median Debt-to-EBITDA is 5.64. Papirfabrikken Invest's value of 6.77 is 20% above this benchmark. Historically, Papirfabrikken Invest's own Debt-to-EBITDA has ranged from 2.40 to 19.17 over the past decade. While the company's 10-year median is 9.85 vs. the industry median of 5.64, Papirfabrikken Invest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.64, based on 1,274 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Papirfabrikken Invest's current Debt-to-EBITDA of 6.77 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Papirfabrikken Invest. For the Real Estate industry, the median Debt-to-EBITDA is 5.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Papirfabrikken Invest's current Debt-to-EBITDA is 6.77, which is 31% below median its own 10-year median of 9.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Papirfabrikken Invest stock overvalued right now?
Papirfabrikken Invest (CHIX:PFINVC) has a current Debt-to-EBITDA of 6.77. The stock's GF Value™ is kr10.74, compared to a current price of kr12.20 — trading 13.6% above its estimated fair value. The current Debt-to-EBITDA is 6.77, which is 31% below median its 10-year median of 9.85 and 20% above the Real Estate industry median of 5.64. Papirfabrikken Invest's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Papirfabrikken Invest (CHIX:PFINVC), the current Debt-to-EBITDA is 6.77 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Papirfabrikken Invest (CHIX:PFINVC) Overvalued in 2026?

Based on GuruFocus' analysis, Papirfabrikken Invest stock appears to be overvalued. The current stock price of kr12.20 is trading 13.6% above its estimated GF Value™ of kr10.74.

Key valuation signals for CHIX:PFINVC:

  • Debt-to-EBITDA: 6.77 (31% below median its 10-year median of 9.85)
  • GF Value™: kr10.74 vs. price of kr12.20 (13.6% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 20% above the Real Estate median (#734 of 1274)

No single metric tells the full story. See the CHIX:PFINVC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Papirfabrikken Invest Business Description

Other Exchanges PFINV:Denmark
Address Ansvej 104, Silkeborg, DNK, 8600
Papirfabrikken Invest is an investment group that holds equity interests in various capital companies. The group's investment portfolio includes activities such as property development and leasing, trading and financial operations, as well as other strategic business ventures. The Group's segments consist of: Properties and Hotel. Properties activities mainly related to the rental of the Papirfabrikken property complex in the form of leases, property income, and the purchase and sale of investment properties. Hotel activities related to the company Hotel Papirfabrikken in the form of hotel operations of the Radisson Hotel, F&B activities at Restaurant Michael D, and JYSK park.
64GF Score

Get the complete analysis for CHIX:PFINVC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr12.20
Price
kr10.74
GF Value