Verve Group SE (CHIX:VRVD) Debt-to-EBITDA : 5.40 (As of Mar. 2026) — 12% Above Median

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CHIX:VRVD Verve Group SE CHIX:VRVD
72 GF Score
Price €1.62
GF Value €2.80
! 3 Warning Signs
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What is Verve Group SE Debt-to-EBITDA?

Verve Group SE CHIX:VRVD 72 Debt-to-EBITDA is 5.40 as of Mar. 2026, which is 12% above its 10-year median of 4.82. GuruFocus rates CHIX:VRVD with a GF Score™ of 72/100 and a GF Value™ of €2.80. The stock has 3 warning signs investors should review. Among 1,716 Software companies, Verve Group SE ranks worse than 83.51% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Verve Group SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0.0 Mil. Verve Group SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €524.1 Mil. Verve Group SE's annualized EBITDA for the quarter that ended in Mar. 2026 was €97.1 Mil. Verve Group SE's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 5.40.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Verve Group SE's Debt-to-EBITDA or its related term are showing as below:

CHIX:VRVd' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -132.79   Med: 4.82   Max: 14.45
Current: 4.21

During the past 13 years, the highest Debt-to-EBITDA Ratio of Verve Group SE was 14.45. The lowest was -132.79. And the median was 4.82.

CHIX:VRVd's Debt-to-EBITDA is ranked worse than
83.51% of 1716 companies
in the Software industry
Industry Median: 1.08 vs CHIX:VRVd: 4.21

Verve Group SE  (CHIX:VRVd) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Verve Group SE Debt-to-EBITDA Related Terms


Verve Group SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Verve Group SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Verve Group SE Debt-to-EBITDA Chart

Verve Group SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.24 13.01 2.88 3.68 4.10

Verve Group SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.76 4.01 5.14 2.84 5.40

CHIX:VRVD vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Verve Group SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Verve Group SE Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Verve Group SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Verve Group SE's Debt-to-EBITDA falls into.


CHIX:VRVD
72GF Score
Verve Group SE CHIX:VRVD
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Verve Group SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Verve Group SE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(52.347 + 474.493) / 128.482
=4.10

Verve Group SE's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 524.119) / 97.064
=5.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.40 mean?
Verve Group SE (CHIX:VRVD) has a Debt-to-EBITDA of 5.40 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Verve Group SE. This is 12% above median its historical median of 4.82. According to the industry distribution chart, Verve Group SE ranks #1433 out of 1716 companies in the Software industry, placing it in the top 83.5%.
Is Verve Group SE's Debt-to-EBITDA too high?
Verve Group SE's current Debt-to-EBITDA of 5.40 is 12% above median its 10-year median of 4.82. The Software industry median Debt-to-EBITDA is 1.08. Verve Group SE's value of 5.40 is 400% above this industry median. Based on the distribution chart, Verve Group SE ranks #1433 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Verve Group SE has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Verve Group SE's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Verve Group SE ranks #1433 out of 1716 companies for Debt-to-EBITDA. This places Verve Group SE in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. Verve Group SE's value of 5.40 is 400% above this benchmark. While the company's 10-year median is 4.82 vs. the industry median of 1.08, Verve Group SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Verve Group SE's current Debt-to-EBITDA of 5.40 is 400% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Verve Group SE. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Verve Group SE's current Debt-to-EBITDA is 5.40, which is 12% above median its own 10-year median of 4.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verve Group SE stock overvalued right now?
Verve Group SE (CHIX:VRVD) has a current Debt-to-EBITDA of 5.40. The stock's GF Value™ is €2.80, compared to a current price of €1.62 — trading 42.1% below its estimated fair value. The current Debt-to-EBITDA is 5.40, which is 12% above median its 10-year median of 4.82 and 400% above the Software industry median of 1.08. Verve Group SE's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Verve Group SE (CHIX:VRVD), the current Debt-to-EBITDA is 5.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Verve Group SE (CHIX:VRVD) Overvalued in 2026?

Based on GuruFocus' analysis, Verve Group SE stock appears to be undervalued. The current stock price of €1.62 is trading 42.1% below its estimated GF Value™ of €2.80.

Key valuation signals for CHIX:VRVD:

  • Debt-to-EBITDA: 5.40 (12% above median its 10-year median of 4.82)
  • GF Value™: €2.80 vs. price of €1.62 (42.1% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 400% above the Software median (#1433 of 1716)

No single metric tells the full story. See the CHIX:VRVD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Verve Group SE Business Description

Other Exchanges VER:SwedenVRV:Germany
Address Humlegardsgatan 19A, Stockholm, SWE, 114 46
Verve Group SE is a advertising technology company. The company operates a fast-growing ad-software platform that matches advertiser demand with publisher ad-supply while improving results through first party data from own games. The company's main operational presence is in North America and Europe. The Company offering an ad software platform that helps advertisers acquire customers via smartphones, computers, connected TV or digital third-party media, and publishers monetize their ad space. The Company distributes through subsidiaries, and trades data, consoles, mobile games and video games, such as distributor, licensees and developers, to consumers and affiliates and provides platforms for such games, conduct media activities for advertisers, publishers and other related platforms.
72GF Score

Get the complete analysis for CHIX:VRVD

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.62
Price
€2.80
GF Value