COE (51 Talk Online Education Group) Debt-to-EBITDA : -0.51 (As of Mar. 2026)

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COE 51 Talk Online Education Group COE
43 GF Score
Price $15.25
GF Value $43.63
Valuation Possible Value Trap
! 2 Warning Signs
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What is 51 Talk Online Education Group Debt-to-EBITDA?

51 Talk Online Education Group COE -0.66% 43 Debt-to-EBITDA is -0.51 as of Mar. 2026. GuruFocus rates COE with a GF Score™ of 43/100 and a GF Value™ of $43.63 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 186 Education companies, 51 Talk Online Education Group ranks worse than 537633.87% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

51 Talk Online Education Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1.7 Mil. 51 Talk Online Education Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1.2 Mil. 51 Talk Online Education Group's annualized EBITDA for the quarter that ended in Mar. 2026 was $-5.7 Mil. 51 Talk Online Education Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was -0.51.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for 51 Talk Online Education Group's Debt-to-EBITDA or its related term are showing as below:

COE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.13   Med: -0.21   Max: -0.05
Current: -0.2

During the past 13 years, the highest Debt-to-EBITDA Ratio of 51 Talk Online Education Group was -0.05. The lowest was -1.13. And the median was -0.21.

COE's Debt-to-EBITDA is ranked worse than
100% of 186 companies
in the Education industry
Industry Median: 1.53 vs COE: -0.20

51 Talk Online Education Group  (AMEX:COE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


51 Talk Online Education Group Debt-to-EBITDA Related Terms


51 Talk Online Education Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for 51 Talk Online Education Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

51 Talk Online Education Group Debt-to-EBITDA Chart

51 Talk Online Education Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.36 -0.06 -0.05 -0.34 -0.21

51 Talk Online Education Group Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.36 -0.18 -0.20 -0.12 -0.51

COE vs CHGG, SKIL, LGCY: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, 51 Talk Online Education Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


51 Talk Online Education Group Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, 51 Talk Online Education Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where 51 Talk Online Education Group's Debt-to-EBITDA falls into.


COE
43GF Score
51 Talk Online Education Group COE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

51 Talk Online Education Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

51 Talk Online Education Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.764 + 1.177) / -13.995
=-0.21

51 Talk Online Education Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.697 + 1.182) / -5.688
=-0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.51 mean?
51 Talk Online Education Group (COE) has a Debt-to-EBITDA of -0.51 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 51 Talk Online Education Group. According to the industry distribution chart, 51 Talk Online Education Group ranks #999999 out of 186 companies in the Education industry.
Is 51 Talk Online Education Group's Debt-to-EBITDA too high?
51 Talk Online Education Group's current Debt-to-EBITDA is -0.51. Based on the distribution chart, 51 Talk Online Education Group ranks #999999 out of 186 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, 51 Talk Online Education Group has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does 51 Talk Online Education Group's Debt-to-EBITDA compare to CHGG and SKIL?
According to the Education industry distribution chart, 51 Talk Online Education Group ranks #999999 out of 186 companies for Debt-to-EBITDA. This places 51 Talk Online Education Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.53, based on 186 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 51 Talk Online Education Group. For the Education industry, the median Debt-to-EBITDA is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 51 Talk Online Education Group's current Debt-to-EBITDA is -0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 51 Talk Online Education Group stock overvalued right now?
Based on GuruFocus' analysis, 51 Talk Online Education Group (COE) is currently considered Possible Value Trap. The stock's GF Value™ is $43.63, compared to a current price of $15.25 — trading 65.1% below its estimated fair value. The current Debt-to-EBITDA is -0.51. 51 Talk Online Education Group's overall GF Score™ is 43/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For 51 Talk Online Education Group (COE), the current Debt-to-EBITDA is -0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 51 Talk Online Education Group (COE) Overvalued in 2026?

Based on GuruFocus' analysis, 51 Talk Online Education Group stock appears to be undervalued. The current stock price of $15.25 is trading 65.1% below its estimated GF Value™ of $43.63. GuruFocus considers 51 Talk Online Education Group to be Possible Value Trap.

Key valuation signals for COE:

  • Debt-to-EBITDA: -0.51
  • GF Value™: $43.63 vs. price of $15.25 (65.1% below fair value)
  • GF Score™: 43/100 with 2 warning signs

No single metric tells the full story. See the COE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


51 Talk Online Education Group Business Description

Other Exchanges C4G0:Germany
Address 6 Shenton Way, No. 38-01, OUE Downtown, Singapore, CHN, 068809
51 Talk Online Education Group is an online education platform in China, with core expertise in English education. The company's mission is to make quality education accessible and affordable. It's online and mobile education platforms enable students across China to take live interactive English lessons with overseas foreign teachers, on demand. The Group operates in geographical areas: Asia-Pacific region; and Other areas, of which it derives maximum revenue from Asia-Pacific.
43GF Score

Get the complete analysis for COE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.25
Price
$43.63
GF Value