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Carriage ServicesCSV -3.05%73 Debt-to-EBITDA is 4.40 as of Jun. 2026, which is 24% below its 10-year median of 5.81. GuruFocus rates CSV with a GF Score™ of 73/100 and a GF Value™ of $39.12 (Fairly Valued). The stock has 4 warning signs investors should review. Among 70 Personal Services companies, Carriage Services ranks worse than 75.71% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Carriage Services's Debt-to-EBITDA or its related term are showing as below:
CSV'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.44 Med: 5.81 Max: 7.74
Current: 4.68
During the past 13 years, the highest Debt-to-EBITDA Ratio of Carriage Services was 7.74. The lowest was 4.44. And the median was 5.81.
CSV's Debt-to-EBITDA is ranked worse than 75.71% of 70
companies
in the Personal Services industry
Industry Median: 2.315
vs CSV: 4.68
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Carriage Services Debt-to-EBITDA Related Terms
Carriage Services Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Carriage Services's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, Carriage Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Carriage Services Debt-to-EBITDA vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Carriage Services's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Carriage Services's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Carriage Services (CSV) has a Debt-to-EBITDA of 4.40 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Carriage Services. This is 24% below median its historical median of 5.81. Over the past decade, Carriage Services' Debt-to-EBITDA has ranged from 4.44 to 7.74. According to the industry distribution chart, Carriage Services ranks #53 out of 70 companies in the Personal Services industry, placing it in the top 75.7%.
Is Carriage Services' Debt-to-EBITDA too high?
Carriage Services' current Debt-to-EBITDA of 4.40 is 24% below median its 10-year median of 5.81. Over the past 10 years, this metric has ranged from a low of 4.44 to a high of 7.74. The Personal Services industry median Debt-to-EBITDA is 2.32. Carriage Services' value of 4.40 is 90.1% above this industry median. Based on the distribution chart, Carriage Services ranks #53 out of 70 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Carriage Services has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carriage Services' Debt-to-EBITDA compare to MED and RGS?
According to the Personal Services industry distribution chart, Carriage Services ranks #53 out of 70 companies for Debt-to-EBITDA. This places Carriage Services in the lower half of its industry. The industry median Debt-to-EBITDA is 2.32. Carriage Services' value of 4.40 is 90.1% above this benchmark. Historically, Carriage Services' own Debt-to-EBITDA has ranged from 4.44 to 7.74 over the past decade. While the company's 10-year median is 5.81 vs. the industry median of 2.32, Carriage Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Personal Services company?
The median Debt-to-EBITDA among Personal Services companies is 2.32, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Carriage Services's current Debt-to-EBITDA of 4.40 is 90.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Carriage Services. For the Personal Services industry, the median Debt-to-EBITDA is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carriage Services's current Debt-to-EBITDA is 4.40, which is 24% below median its own 10-year median of 5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carriage Services stock overvalued right now?
Based on GuruFocus' analysis, Carriage Services (CSV) is currently considered Fairly Valued. The stock's GF Value™ is $39.12, compared to a current price of $35.87 — trading 8.3% below its estimated fair value. The current Debt-to-EBITDA is 4.40, which is 24% below median its 10-year median of 5.81 and 90.1% above the Personal Services industry median of 2.32. Carriage Services' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Carriage Services (CSV), the current Debt-to-EBITDA is 4.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Carriage Services (CSV) Overvalued in 2026?
Based on GuruFocus' analysis, Carriage Services stock appears to be undervalued.
The current stock price of $35.87 is trading 8.3% below its estimated GF Value™ of $39.12.
GuruFocus considers Carriage Services to be Fairly Valued.
Key valuation signals for CSV:
Debt-to-EBITDA: 4.40 (24% below median its 10-year median of 5.81)
GF Value™: $39.12 vs. price of $35.87 (8.3% below fair value)
Industry Position: 90.1% above the Personal Services median (#53 of 70)
No single metric tells the full story. See the CSV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Carriage Services Inc is a provider of funeral and cemetery services and merchandise in the United States. It operates in two business segments: The Funeral Home Operations segment offers burial, cremation, and consultation services; removes and prepares remains; sells caskets, urns, and related funeral merchandise. The company enables the use of funeral home facilities for visitation, remembrance, and transportation services. The Cemetery Operations segment provides services, such as mausoleum spaces and niches, private estates, lawn crypt gardens, traditional single burial gravesites, and burial vaults. The majority of revenue is derived from The Funeral Home Operations segment.
73GF Score
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