DQJCF (Pan Pacific International Holdings) Debt-to-EBITDA : 1.46 (As of Mar. 2026) — 64% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DQJCF Pan Pacific International Holdings Corp DQJCF
86 GF Score
Price $5.30
GF Value $5.24
Valuation Fairly Valued
View Full Analysis

What is Pan Pacific International Holdings Debt-to-EBITDA?

Pan Pacific International Holdings DQJCF -8.15% 86 Debt-to-EBITDA is 1.46 as of Mar. 2026, which is 64% below its 10-year median of 4.08. GuruFocus rates DQJCF with a GF Score™ of 86/100 and a GF Value™ of $5.24 (Fairly Valued). Among 254 Retail - Defensive companies, Pan Pacific International Holdings ranks better than 61.42% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pan Pacific International Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $253 Mil. Pan Pacific International Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,971 Mil. Pan Pacific International Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was $1,523 Mil. Pan Pacific International Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pan Pacific International Holdings's Debt-to-EBITDA or its related term are showing as below:

DQJCF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.65   Med: 4.08   Max: 5.68
Current: 1.65

During the past 13 years, the highest Debt-to-EBITDA Ratio of Pan Pacific International Holdings was 5.68. The lowest was 1.65. And the median was 4.08.

DQJCF's Debt-to-EBITDA is ranked better than
61.42% of 254 companies
in the Retail - Defensive industry
Industry Median: 2.215 vs DQJCF: 1.65

Pan Pacific International Holdings  (OTCPK:DQJCF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pan Pacific International Holdings Debt-to-EBITDA Related Terms


Pan Pacific International Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pan Pacific International Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pan Pacific International Holdings Debt-to-EBITDA Chart

Pan Pacific International Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.48 4.46 4.07 2.73 2.32

Pan Pacific International Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.45 3.66 1.89 1.54 1.46

DQJCF vs WMT, COST, TGT: Debt-to-EBITDA Comparison

For the Discount Stores subindustry, Pan Pacific International Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pan Pacific International Holdings Debt-to-EBITDA vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Pan Pacific International Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pan Pacific International Holdings's Debt-to-EBITDA falls into.


DQJCF
86GF Score
Pan Pacific International Holdings Corp DQJCF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pan Pacific International Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pan Pacific International Holdings's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(552.755 + 2510.487) / 1323.348
=2.31

Pan Pacific International Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(252.85 + 1970.864) / 1523.088
=1.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.46 mean?
Pan Pacific International Holdings (DQJCF) has a Debt-to-EBITDA of 1.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pan Pacific International Holdings. This is 64% below median its historical median of 4.08. Over the past decade, Pan Pacific International Holdings' Debt-to-EBITDA has ranged from 1.65 to 5.68. According to the industry distribution chart, Pan Pacific International Holdings ranks #98 out of 254 companies in the Retail - Defensive industry, placing it in the top 38.6%.
Is Pan Pacific International Holdings' Debt-to-EBITDA too high?
Pan Pacific International Holdings' current Debt-to-EBITDA of 1.46 is 64% below median its 10-year median of 4.08. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 5.68. The Retail - Defensive industry median Debt-to-EBITDA is 2.22. Pan Pacific International Holdings' value of 1.46 is 34.1% below this industry median. Based on the distribution chart, Pan Pacific International Holdings ranks #98 out of 254 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Pan Pacific International Holdings has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pan Pacific International Holdings' Debt-to-EBITDA compare to WMT and COST?
According to the Retail - Defensive industry distribution chart, Pan Pacific International Holdings ranks #98 out of 254 companies for Debt-to-EBITDA. This puts Pan Pacific International Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 2.22. Pan Pacific International Holdings' value of 1.46 is 34.1% below this benchmark. Historically, Pan Pacific International Holdings' own Debt-to-EBITDA has ranged from 1.65 to 5.68 over the past decade. While the company's 10-year median is 4.08 vs. the industry median of 2.22, Pan Pacific International Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.22, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan Pacific International Holdings's current Debt-to-EBITDA of 1.46 is 34.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pan Pacific International Holdings. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan Pacific International Holdings's current Debt-to-EBITDA is 1.46, which is 64% below median its own 10-year median of 4.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan Pacific International Holdings stock overvalued right now?
Based on GuruFocus' analysis, Pan Pacific International Holdings (DQJCF) is currently considered Fairly Valued. The stock's GF Value™ is $5.24, compared to a current price of $5.30 — trading 1.1% above its estimated fair value. The current Debt-to-EBITDA is 1.46, which is 64% below median its 10-year median of 4.08 and 34.1% below the Retail - Defensive industry median of 2.22. Pan Pacific International Holdings' overall GF Score™ is 86/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pan Pacific International Holdings (DQJCF), the current Debt-to-EBITDA is 1.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pan Pacific International Holdings (DQJCF) Overvalued in 2026?

Based on GuruFocus' analysis, Pan Pacific International Holdings stock appears to be overvalued. The current stock price of $5.30 is trading 1.1% above its estimated GF Value™ of $5.24. GuruFocus considers Pan Pacific International Holdings to be Fairly Valued.

Key valuation signals for DQJCF:

  • Debt-to-EBITDA: 1.46 (64% below median its 10-year median of 4.08)
  • GF Value™: $5.24 vs. price of $5.30 (1.1% above fair value)
  • GF Score™: 86/100
  • Industry Position: 34.1% below the Retail - Defensive median (#98 of 254)

No single metric tells the full story. See the DQJCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pan Pacific International Holdings Business Description

Address 2-25-12 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
Pan Pacific International Holdings is a leading operator of discount stores and general merchandise stores primarily in Japan, operating 661 stores as of early 2026 nationally. It offers a wide range of products from packaged food, cosmetics, and household products to consumer electronics. The primary store formats include the Don Quijote discount stores, Mega Donki format, and general merchandise stores operated under the UNY brand. Overseas operations concentrate on North America and Southeast Asia. The group has acquired small supermarket chains in Hawaii and California in the US and also operates stores across Singapore and Hong Kong.
86GF Score

Get the complete analysis for DQJCF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.30
Price
$5.24
GF Value