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Franklin BSP Realty TrustFBRT 64 Debt-to-EBITDA is 372.94 as of Jun. 2026, which is 915% above its 10-year median of 36.76. GuruFocus rates FBRT with a GF Score™ of 64/100 and a GF Value™ of $9.40 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 574 REITs companies, Franklin BSP Realty Trust ranks worse than 99.48% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Franklin BSP Realty Trust's Debt-to-EBITDA or its related term are showing as below:
FBRT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 16.93 Med: 36.76 Max: 173.31
Current: 173.31
During the past 11 years, the highest Debt-to-EBITDA Ratio of Franklin BSP Realty Trust was 173.31. The lowest was 16.93. And the median was 36.76.
FBRT's Debt-to-EBITDA is ranked worse than 99.48% of 574
companies
in the REITs industry
Industry Median: 6.55
vs FBRT: 173.31
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Franklin BSP Realty Trust Debt-to-EBITDA Related Terms
Franklin BSP Realty Trust Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FBRT vs RWT, TRTX, BRSP: Debt-to-EBITDA Comparison
For the REIT - Mortgage subindustry, Franklin BSP Realty Trust's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin BSP Realty Trust Debt-to-EBITDA vs REITs Industry
For the REITs industry and Real Estate sector, Franklin BSP Realty Trust's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Franklin BSP Realty Trust's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Franklin BSP Realty Trust (FBRT) has a Debt-to-EBITDA of 372.94 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Franklin BSP Realty Trust. This is 915% above median its historical median of 36.76. Over the past decade, Franklin BSP Realty Trust's Debt-to-EBITDA has ranged from 16.93 to 173.31. According to the industry distribution chart, Franklin BSP Realty Trust ranks #571 out of 574 companies in the REITs industry, placing it in the top 99.5%.
Is Franklin BSP Realty Trust's Debt-to-EBITDA too high?
Franklin BSP Realty Trust's current Debt-to-EBITDA of 372.94 is 915% above median its 10-year median of 36.76. Over the past 10 years, this metric has ranged from a low of 16.93 to a high of 173.31. The REITs industry median Debt-to-EBITDA is 6.55. Franklin BSP Realty Trust's value of 372.94 is 5593.7% above this industry median. Based on the distribution chart, Franklin BSP Realty Trust ranks #571 out of 574 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Franklin BSP Realty Trust has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Franklin BSP Realty Trust's Debt-to-EBITDA compare to RWT and TRTX?
According to the REITs industry distribution chart, Franklin BSP Realty Trust ranks #571 out of 574 companies for Debt-to-EBITDA. This places Franklin BSP Realty Trust in the lower half of its industry. The industry median Debt-to-EBITDA is 6.55. Franklin BSP Realty Trust's value of 372.94 is 5593.7% above this benchmark. Historically, Franklin BSP Realty Trust's own Debt-to-EBITDA has ranged from 16.93 to 173.31 over the past decade. While the company's 10-year median is 36.76 vs. the industry median of 6.55, Franklin BSP Realty Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.55, based on 574 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Franklin BSP Realty Trust's current Debt-to-EBITDA of 372.94 is 5593.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Franklin BSP Realty Trust. For the REITs industry, the median Debt-to-EBITDA is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin BSP Realty Trust's current Debt-to-EBITDA is 372.94, which is 915% above median its own 10-year median of 36.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin BSP Realty Trust stock overvalued right now?
Based on GuruFocus' analysis, Franklin BSP Realty Trust (FBRT) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.40, compared to a current price of $8.03 — trading 14.6% below its estimated fair value. The current Debt-to-EBITDA is 372.94, which is 915% above median its 10-year median of 36.76 and 5593.7% above the REITs industry median of 6.55. Franklin BSP Realty Trust's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Franklin BSP Realty Trust (FBRT), the current Debt-to-EBITDA is 372.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Franklin BSP Realty Trust (FBRT) Overvalued in 2026?
Based on GuruFocus' analysis, Franklin BSP Realty Trust stock appears to be undervalued.
The current stock price of $8.03 is trading 14.6% below its estimated GF Value™ of $9.40.
GuruFocus considers Franklin BSP Realty Trust to be Modestly Undervalued.
Key valuation signals for FBRT:
Debt-to-EBITDA: 372.94 (915% above median its 10-year median of 36.76)
GF Value™: $9.40 vs. price of $8.03 (14.6% below fair value)
Industry Position: 5593.7% above the REITs median (#571 of 574)
No single metric tells the full story. See the FBRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Franklin BSP Realty Trust Inc is a private real estate investment trust that originates, acquires, and manages a diversified portfolio of commercial real estate debt, and first mortgage loans. secured by properties located in the United States. The Company's operations are organized into two business units: (i) Commercial Real Estate Financing, and (ii) Agency Business. Its four reporting segments are as follows: The real estate debt business, The Agency Business, The commercial real estate conduit business, and The real estate owned business.
64GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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