FDCT (FDCTech) Debt-to-EBITDA : 0.12 (As of Mar. 2026)


What is FDCTech Debt-to-EBITDA?

FDCTech FDCT Debt-to-EBITDA is 0.12 as of Mar. 2026. The stock has 4 warning signs investors should review. Among 422 Capital Markets companies, FDCTech ranks better than 77.25% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

FDCTech's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $2.80 Mil. FDCTech's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.59 Mil. FDCTech's annualized EBITDA for the quarter that ended in Mar. 2026 was $27.62 Mil. FDCTech's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.12.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for FDCTech's Debt-to-EBITDA or its related term are showing as below:

FDCT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -14.14   Med: -2.89   Max: 0.5
Current: 0.27

During the past 9 years, the highest Debt-to-EBITDA Ratio of FDCTech was 0.50. The lowest was -14.14. And the median was -2.89.

FDCT's Debt-to-EBITDA is ranked better than
77.25% of 422 companies
in the Capital Markets industry
Industry Median: 1.6 vs FDCT: 0.27

FDCTech  (OTCPK:FDCT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


FDCTech Debt-to-EBITDA Related Terms


FDCTech Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for FDCTech's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FDCTech Debt-to-EBITDA Chart

FDCTech Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only -0.17 -0.94 0.35 -2.89 0.50

FDCTech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 -2.96 0.46 0.15 0.12

FDCT vs CBLO, SOS, ANY: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, FDCTech's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FDCTech Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, FDCTech's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where FDCTech's Debt-to-EBITDA falls into.



FDCTech Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

FDCTech's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.627 + 0.47) / 6.246
=0.50

FDCTech's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.803 + 0.586) / 27.624
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.12 mean?
FDCTech (FDCT) has a Debt-to-EBITDA of 0.12 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FDCTech. According to the industry distribution chart, FDCTech ranks #96 out of 422 companies in the Capital Markets industry, placing it in the top 22.7%.
Is FDCTech's Debt-to-EBITDA too high?
FDCTech's current Debt-to-EBITDA is 0.12. The Capital Markets industry median Debt-to-EBITDA is 1.60. FDCTech's value of 0.12 is 92.5% below this industry median. Based on the distribution chart, FDCTech ranks #96 out of 422 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers.
How does FDCTech's Debt-to-EBITDA compare to CBLO and SOS?
According to the Capital Markets industry distribution chart, FDCTech ranks #96 out of 422 companies for Debt-to-EBITDA. This places FDCTech in the top 23% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.60. FDCTech's value of 0.12 is 92.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.60, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FDCTech's current Debt-to-EBITDA of 0.12 is 92.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FDCTech. For the Capital Markets industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FDCTech's current Debt-to-EBITDA is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FDCTech stock overvalued right now?
Based on GuruFocus' analysis, FDCTech (FDCT) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.04, compared to a current price of $0.03 — trading 22.3% below its estimated fair value. The current Debt-to-EBITDA is 0.12 and 92.5% below the Capital Markets industry median of 1.60. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For FDCTech (FDCT), the current Debt-to-EBITDA is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FDCTech Business Description

Address 200 Spectrum Drive, Suite 300, Irvine, CA, USA, 92618
FDCTech Inc is an integrated forex and Cryptocurrency service provider. The company provides inventive and cost-efficient financial technology and business solutions to OTC Online Brokerages and cryptocurrency businesses. The company has three primary business segments namely, Wealth Management, Technology and Software Development, and Investment and Brokerage Business.