Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Floor & Decor HoldingsFND +3.10%80 Debt-to-EBITDA is 4.33 as of Mar. 2026, which is 32% above its 10-year median of 3.28. GuruFocus rates FND with a GF Score™ of 80/100 and a GF Value™ of $100.15 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 902 Retail - Cyclical companies, Floor & Decor Holdings ranks worse than 70.84% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Floor & Decor Holdings's Debt-to-EBITDA or its related term are showing as below:
FND'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.79 Med: 3.28 Max: 4.55
Current: 3.93
During the past 13 years, the highest Debt-to-EBITDA Ratio of Floor & Decor Holdings was 4.55. The lowest was 0.79. And the median was 3.28.
FND's Debt-to-EBITDA is ranked worse than 70.84% of 902
companies
in the Retail - Cyclical industry
Industry Median: 2.4
vs FND: 3.93
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Floor & Decor Holdings Debt-to-EBITDA Related Terms
Floor & Decor Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Floor & Decor Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Home Improvement Retail subindustry, Floor & Decor Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Floor & Decor Holdings Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Floor & Decor Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Floor & Decor Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Floor & Decor Holdings (FND) has a Debt-to-EBITDA of 4.33 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Floor & Decor Holdings. This is 32% above median its historical median of 3.28. Over the past decade, Floor & Decor Holdings' Debt-to-EBITDA has ranged from 0.79 to 4.55. According to the industry distribution chart, Floor & Decor Holdings ranks #639 out of 902 companies in the Retail - Cyclical industry, placing it in the top 70.8%.
Is Floor & Decor Holdings' Debt-to-EBITDA too high?
Floor & Decor Holdings' current Debt-to-EBITDA of 4.33 is 32% above median its 10-year median of 3.28. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 4.55. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Floor & Decor Holdings' value of 4.33 is 80.4% above this industry median. Based on the distribution chart, Floor & Decor Holdings ranks #639 out of 902 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Floor & Decor Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Floor & Decor Holdings' Debt-to-EBITDA compare to HVT and TTSH?
According to the Retail - Cyclical industry distribution chart, Floor & Decor Holdings ranks #639 out of 902 companies for Debt-to-EBITDA. This places Floor & Decor Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 2.40. Floor & Decor Holdings' value of 4.33 is 80.4% above this benchmark. Historically, Floor & Decor Holdings' own Debt-to-EBITDA has ranged from 0.79 to 4.55 over the past decade. While the company's 10-year median is 3.28 vs. the industry median of 2.40, Floor & Decor Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Floor & Decor Holdings's current Debt-to-EBITDA of 4.33 is 80.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Floor & Decor Holdings. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Floor & Decor Holdings's current Debt-to-EBITDA is 4.33, which is 32% above median its own 10-year median of 3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Floor & Decor Holdings stock overvalued right now?
Based on GuruFocus' analysis, Floor & Decor Holdings (FND) is currently considered Significantly Undervalued. The stock's GF Value™ is $100.15, compared to a current price of $54.69 — trading 45.4% below its estimated fair value. The current Debt-to-EBITDA is 4.33, which is 32% above median its 10-year median of 3.28 and 80.4% above the Retail - Cyclical industry median of 2.40. Floor & Decor Holdings' overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Floor & Decor Holdings (FND), the current Debt-to-EBITDA is 4.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Floor & Decor Holdings (FND) Overvalued in 2026?
Based on GuruFocus' analysis, Floor & Decor Holdings stock appears to be undervalued.
The current stock price of $54.69 is trading 45.4% below its estimated GF Value™ of $100.15.
GuruFocus considers Floor & Decor Holdings to be Significantly Undervalued.
Key valuation signals for FND:
Debt-to-EBITDA: 4.33 (32% above median its 10-year median of 3.28)
GF Value™: $100.15 vs. price of $54.69 (45.4% below fair value)
Industry Position: 80.4% above the Retail - Cyclical median (#639 of 902)
No single metric tells the full story. See the FND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Floor & Decor Holdings Inc operates as a specialty retailer in the hard surface flooring market. Its stores offer a range of tile, wood, laminate, and natural stone flooring products, as well as decorative and installation accessories at everyday low prices. It appeals to a variety of customers including professional installers, commercial businesses, Do It Yourself (DIY) customers, and customers who buy the products for professional installation. Geographically, the group has a presence in the United States region and also offers its product through an e-commerce site. The company segments include retail segment and others.
80GF Score
Get the complete analysis for FND
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FND has been successfully added to your 
