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Chow Tai Fook Jewellery GroupFRA:1CT +0.76%93 Debt-to-EBITDA is 1.34 as of Mar. 2026, which is 35% below its 10-year median of 2.06. GuruFocus rates FRA:1CT with a GF Score™ of 93/100 and a GF Value™ of €1.19 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 903 Retail - Cyclical companies, Chow Tai Fook Jewellery Group ranks better than 60.13% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Chow Tai Fook Jewellery Group's Debt-to-EBITDA or its related term are showing as below:
FRA:1CT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.25 Med: 2.06 Max: 3.44
Current: 1.83
During the past 13 years, the highest Debt-to-EBITDA Ratio of Chow Tai Fook Jewellery Group was 3.44. The lowest was 1.25. And the median was 2.06.
FRA:1CT's Debt-to-EBITDA is ranked better than 60.13% of 903
companies
in the Retail - Cyclical industry
Industry Median: 2.37
vs FRA:1CT: 1.83
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Chow Tai Fook Jewellery Group Debt-to-EBITDA Related Terms
Chow Tai Fook Jewellery Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chow Tai Fook Jewellery Group Debt-to-EBITDA Chart
For the Luxury Goods subindustry, Chow Tai Fook Jewellery Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chow Tai Fook Jewellery Group Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Chow Tai Fook Jewellery Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Chow Tai Fook Jewellery Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Chow Tai Fook Jewellery Group (FRA:1CT) has a Debt-to-EBITDA of 1.34 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chow Tai Fook Jewellery Group. This is 35% below median its historical median of 2.06. Over the past decade, Chow Tai Fook Jewellery Group's Debt-to-EBITDA has ranged from 1.25 to 3.44. According to the industry distribution chart, Chow Tai Fook Jewellery Group ranks #360 out of 903 companies in the Retail - Cyclical industry, placing it in the top 39.9%.
Is Chow Tai Fook Jewellery Group's Debt-to-EBITDA too high?
Chow Tai Fook Jewellery Group's current Debt-to-EBITDA of 1.34 is 35% below median its 10-year median of 2.06. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 3.44. The Retail - Cyclical industry median Debt-to-EBITDA is 2.37. Chow Tai Fook Jewellery Group's value of 1.34 is 43.5% below this industry median. Based on the distribution chart, Chow Tai Fook Jewellery Group ranks #360 out of 903 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Chow Tai Fook Jewellery Group has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chow Tai Fook Jewellery Group's Debt-to-EBITDA compare to TPR?
According to the Retail - Cyclical industry distribution chart, Chow Tai Fook Jewellery Group ranks #360 out of 903 companies for Debt-to-EBITDA. This puts Chow Tai Fook Jewellery Group in the upper half of its industry. The industry median Debt-to-EBITDA is 2.37. Chow Tai Fook Jewellery Group's value of 1.34 is 43.5% below this benchmark. Historically, Chow Tai Fook Jewellery Group's own Debt-to-EBITDA has ranged from 1.25 to 3.44 over the past decade. While the company's 10-year median is 2.06 vs. the industry median of 2.37, Chow Tai Fook Jewellery Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.37, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chow Tai Fook Jewellery Group's current Debt-to-EBITDA of 1.34 is 43.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chow Tai Fook Jewellery Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chow Tai Fook Jewellery Group's current Debt-to-EBITDA is 1.34, which is 35% below median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chow Tai Fook Jewellery Group stock overvalued right now?
Based on GuruFocus' analysis, Chow Tai Fook Jewellery Group (FRA:1CT) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.19, compared to a current price of €1.33 — trading 11.8% above its estimated fair value. The current Debt-to-EBITDA is 1.34, which is 35% below median its 10-year median of 2.06 and 43.5% below the Retail - Cyclical industry median of 2.37. Chow Tai Fook Jewellery Group's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Chow Tai Fook Jewellery Group (FRA:1CT), the current Debt-to-EBITDA is 1.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chow Tai Fook Jewellery Group (FRA:1CT) Overvalued in 2026?
Based on GuruFocus' analysis, Chow Tai Fook Jewellery Group stock appears to be overvalued.
The current stock price of €1.33 is trading 11.8% above its estimated GF Value™ of €1.19.
GuruFocus considers Chow Tai Fook Jewellery Group to be Modestly Overvalued.
Key valuation signals for FRA:1CT:
Debt-to-EBITDA: 1.34 (35% below median its 10-year median of 2.06)
GF Value™: €1.19 vs. price of €1.33 (11.8% above fair value)
Industry Position: 43.5% below the Retail - Cyclical median (#360 of 903)
No single metric tells the full story. See the FRA:1CT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chow Tai Fook Jewellery Group Ltd core business is the manufacturing and selling of high-end luxury, mass luxury, and youth line jewellery products, and the distribution of watches of various brands. Its brand portfolio includes Chow Tai Fook, Hearts On Fire, Enzo and Monologue, offering a wide multiple products and an expanding range of IP collaborations. The Group's offerings include high jewellery collections and Chow Tai Fook Home, a luxury home decor category. Geographically, the Group operates through Mainland China, Hong Kong, Macau and other markets, with Mainland China contributing the majority of revenue.
93GF Score
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