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MEDLEYFRA:3YV +1.82%76 Debt-to-EBITDA is 1.33 as of Dec. 2025, which is 48% below its 10-year median of 2.55. GuruFocus rates FRA:3YV with a GF Score™ of 76/100 and a GF Value™ of €37.00 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 478 Healthcare Providers & Services companies, MEDLEY ranks worse than 61.72% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MEDLEY's Debt-to-EBITDA or its related term are showing as below:
FRA:3YV'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4.53 Med: 2.55 Max: 7.22
Current: 3.21
During the past 7 years, the highest Debt-to-EBITDA Ratio of MEDLEY was 7.22. The lowest was -4.53. And the median was 2.55.
FRA:3YV's Debt-to-EBITDA is ranked worse than 61.72% of 478
companies
in the Healthcare Providers & Services industry
Industry Median: 2.21
vs FRA:3YV: 3.21
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MEDLEY Debt-to-EBITDA Related Terms
MEDLEY Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for MEDLEY's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3YV vs VEEV, BTSG, HQY: Debt-to-EBITDA Comparison
For the Health Information Services subindustry, MEDLEY's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MEDLEY Debt-to-EBITDA vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, MEDLEY's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MEDLEY's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
MEDLEY (FRA:3YV) has a Debt-to-EBITDA of 1.33 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MEDLEY. This is 48% below median its historical median of 2.55. According to the industry distribution chart, MEDLEY ranks #295 out of 478 companies in the Healthcare Providers & Services industry, placing it in the top 61.7%.
Is MEDLEY's Debt-to-EBITDA too high?
MEDLEY's current Debt-to-EBITDA of 1.33 is 48% below median its 10-year median of 2.55. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.21. MEDLEY's value of 1.33 is 39.8% below this industry median. Based on the distribution chart, MEDLEY ranks #295 out of 478 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, MEDLEY has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MEDLEY's Debt-to-EBITDA compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, MEDLEY ranks #295 out of 478 companies for Debt-to-EBITDA. This places MEDLEY in the lower half of its industry. The industry median Debt-to-EBITDA is 2.21. MEDLEY's value of 1.33 is 39.8% below this benchmark. While the company's 10-year median is 2.55 vs. the industry median of 2.21, MEDLEY has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.21, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MEDLEY's current Debt-to-EBITDA of 1.33 is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MEDLEY. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MEDLEY's current Debt-to-EBITDA is 1.33, which is 48% below median its own 10-year median of 2.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MEDLEY stock overvalued right now?
Based on GuruFocus' analysis, MEDLEY (FRA:3YV) is currently considered Significantly Undervalued. The stock's GF Value™ is €37.00, compared to a current price of €11.20 — trading 69.7% below its estimated fair value. The current Debt-to-EBITDA is 1.33, which is 48% below median its 10-year median of 2.55 and 39.8% below the Healthcare Providers & Services industry median of 2.21. MEDLEY's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MEDLEY (FRA:3YV), the current Debt-to-EBITDA is 1.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MEDLEY (FRA:3YV) Overvalued in 2026?
Based on GuruFocus' analysis, MEDLEY stock appears to be undervalued.
The current stock price of €11.20 is trading 69.7% below its estimated GF Value™ of €37.00.
GuruFocus considers MEDLEY to be Significantly Undervalued.
Key valuation signals for FRA:3YV:
Debt-to-EBITDA: 1.33 (48% below median its 10-year median of 2.55)
GF Value™: €37.00 vs. price of €11.20 (69.7% below fair value)
Industry Position: 39.8% below the Healthcare Providers & Services median (#295 of 478)
No single metric tells the full story. See the FRA:3YV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MEDLEY Inc is engaged in providing medical information service for patients, and nursing care, a nursing care information service for citizens resolving issues in the field of medical healthcare. It provides its services through two platforms, Recruitment Platform Business which provides human resource recruitment systems in the medical and healthcare field and related businesses; and Medical Platform Business that is a telemedicine system for both patients and medical institutions.
76GF Score
Get the complete analysis for FRA:3YV
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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