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Musti GroupFRA:49U +1.00%60 Debt-to-EBITDA is 5.12 as of Jun. 2026, which is 48% above its 10-year median of 3.45. GuruFocus rates FRA:49U with a GF Score™ of 60/100 and a GF Value™ of €23.62. The stock has 8 warning signs investors should review. Among 70 Personal Services companies, Musti Group ranks worse than 75.71% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Musti Group's Debt-to-EBITDA or its related term are showing as below:
FRA:49U'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.1 Med: 3.45 Max: 6.88
Current: 4.47
During the past 10 years, the highest Debt-to-EBITDA Ratio of Musti Group was 6.88. The lowest was 2.10. And the median was 3.45.
FRA:49U's Debt-to-EBITDA is ranked worse than 75.71% of 70
companies
in the Personal Services industry
Industry Median: 2.265
vs FRA:49U: 4.47
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Musti Group Debt-to-EBITDA Related Terms
Musti Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Musti Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:49U vs ROL, SCI, HRB: Debt-to-EBITDA Comparison
For the Personal Services subindustry, Musti Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Musti Group Debt-to-EBITDA vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Musti Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Musti Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Musti Group (FRA:49U) has a Debt-to-EBITDA of 5.12 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Musti Group. This is 48% above median its historical median of 3.45. Over the past decade, Musti Group's Debt-to-EBITDA has ranged from 2.10 to 6.88. According to the industry distribution chart, Musti Group ranks #53 out of 70 companies in the Personal Services industry, placing it in the top 75.7%.
Is Musti Group's Debt-to-EBITDA too high?
Musti Group's current Debt-to-EBITDA of 5.12 is 48% above median its 10-year median of 3.45. Over the past 10 years, this metric has ranged from a low of 2.10 to a high of 6.88. The Personal Services industry median Debt-to-EBITDA is 2.27. Musti Group's value of 5.12 is 126% above this industry median. Based on the distribution chart, Musti Group ranks #53 out of 70 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Musti Group has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Musti Group's Debt-to-EBITDA compare to ROL and SCI?
According to the Personal Services industry distribution chart, Musti Group ranks #53 out of 70 companies for Debt-to-EBITDA. This places Musti Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. Musti Group's value of 5.12 is 126% above this benchmark. Historically, Musti Group's own Debt-to-EBITDA has ranged from 2.10 to 6.88 over the past decade. While the company's 10-year median is 3.45 vs. the industry median of 2.27, Musti Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Personal Services company?
The median Debt-to-EBITDA among Personal Services companies is 2.27, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Musti Group's current Debt-to-EBITDA of 5.12 is 126% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Musti Group. For the Personal Services industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Musti Group's current Debt-to-EBITDA is 5.12, which is 48% above median its own 10-year median of 3.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musti Group stock overvalued right now?
Musti Group (FRA:49U) has a current Debt-to-EBITDA of 5.12. The stock's GF Value™ is €23.62, compared to a current price of €15.10 — trading 36.1% below its estimated fair value. The current Debt-to-EBITDA is 5.12, which is 48% above median its 10-year median of 3.45 and 126% above the Personal Services industry median of 2.27. Musti Group's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Musti Group (FRA:49U), the current Debt-to-EBITDA is 5.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Musti Group (FRA:49U) Overvalued in 2026?
Based on GuruFocus' analysis, Musti Group stock appears to be undervalued.
The current stock price of €15.10 is trading 36.1% below its estimated GF Value™ of €23.62.
Key valuation signals for FRA:49U:
Debt-to-EBITDA: 5.12 (48% above median its 10-year median of 3.45)
GF Value™: €23.62 vs. price of €15.10 (36.1% below fair value)
Industry Position: 126% above the Personal Services median (#53 of 70)
No single metric tells the full story. See the FRA:49U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Musti Group PLC is an operator of an omnichannel which caters to the needs of pets and their parents. The group provides pet wellbeing services in some of its stores, as well as veterinary services in Sweden, Norway, Estonia, Latvia, and Lithuania. It generates revenue through sales of pet products, food, and accessories. It also offers services such as grooming, training, and veterinary services. The company's reporting segments are based on geographical regions, which are Finland, Sweden, Norway, the Baltic countries, and Portugal.
60GF Score
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