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InsuraGuest Technologies (FRA:4JG) Debt-to-EBITDA : -0.13 (As of Sep. 2024)


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What is InsuraGuest Technologies Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

InsuraGuest Technologies's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was €0.03 Mil. InsuraGuest Technologies's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was €0.00 Mil. InsuraGuest Technologies's annualized EBITDA for the quarter that ended in Sep. 2024 was €-0.20 Mil. InsuraGuest Technologies's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2024 was -0.13.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for InsuraGuest Technologies's Debt-to-EBITDA or its related term are showing as below:

FRA:4JG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.06   Med: -0.06   Max: -0.06
Current: -0.06

During the past 13 years, the highest Debt-to-EBITDA Ratio of InsuraGuest Technologies was -0.06. The lowest was -0.06. And the median was -0.06.

FRA:4JG's Debt-to-EBITDA is ranked worse than
100% of 1645 companies
in the Software industry
Industry Median: 1.05 vs FRA:4JG: -0.06

InsuraGuest Technologies Debt-to-EBITDA Historical Data

The historical data trend for InsuraGuest Technologies's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

InsuraGuest Technologies Debt-to-EBITDA Chart

InsuraGuest Technologies Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -0.06

InsuraGuest Technologies Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.04 -0.07 1.02 -0.04 -0.13

Competitive Comparison of InsuraGuest Technologies's Debt-to-EBITDA

For the Software - Application subindustry, InsuraGuest Technologies's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InsuraGuest Technologies's Debt-to-EBITDA Distribution in the Software Industry

For the Software industry and Technology sector, InsuraGuest Technologies's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where InsuraGuest Technologies's Debt-to-EBITDA falls into.



InsuraGuest Technologies Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

InsuraGuest Technologies's Debt-to-EBITDA for the fiscal year that ended in Jun. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.034 + 0) / -0.558
=-0.06

InsuraGuest Technologies's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.025 + 0) / -0.2
=-0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2024) EBITDA data.


InsuraGuest Technologies  (FRA:4JG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


InsuraGuest Technologies Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of InsuraGuest Technologies's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


InsuraGuest Technologies Business Description

Traded in Other Exchanges
Address
625 Howe Street, Suite 1140, Vancouver, BC, CAN, V6C 2T6
InsuraGuest Technologies Inc is an insurtech company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company utilizing proprietary insurance and technology software to integrate the insurtech software platform to embed its short-term rental and event-based insurance products to the vacation rental, hotels, sports, and ticketed events sector.

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