Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Grupa AzotyFRA:5PL -0.94%65 Debt-to-EBITDA is 13.73 as of Mar. 2026, which is 438% above its 10-year median of 2.55. GuruFocus rates FRA:5PL with a GF Score™ of 65/100 and a GF Value™ of €4.32 (Fairly Valued). The stock has 6 warning signs investors should review. Among 203 Agriculture companies, Grupa Azoty ranks worse than 492610.34% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Grupa Azoty's Debt-to-EBITDA or its related term are showing as below:
FRA:5PL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.29 Med: 2.55 Max: 52.45
Current: -3.29
During the past 13 years, the highest Debt-to-EBITDA Ratio of Grupa Azoty was 52.45. The lowest was -3.29. And the median was 2.55.
FRA:5PL's Debt-to-EBITDA is ranked worse than 100% of 203
companies
in the Agriculture industry
Industry Median: 1.96
vs FRA:5PL: -3.29
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Grupa Azoty Debt-to-EBITDA Related Terms
Grupa Azoty Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Grupa Azoty's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:5PL vs CTVA, CF, MOS: Debt-to-EBITDA Comparison
For the Agricultural Inputs subindustry, Grupa Azoty's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupa Azoty Debt-to-EBITDA vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Grupa Azoty's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Grupa Azoty's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Grupa Azoty (FRA:5PL) has a Debt-to-EBITDA of 13.73 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grupa Azoty. This is 438% above median its historical median of 2.55. According to the industry distribution chart, Grupa Azoty ranks #999999 out of 203 companies in the Agriculture industry.
Is Grupa Azoty's Debt-to-EBITDA too high?
Grupa Azoty's current Debt-to-EBITDA of 13.73 is 438% above median its 10-year median of 2.55. The Agriculture industry median Debt-to-EBITDA is 1.96. Grupa Azoty's value of 13.73 is 600.5% above this industry median. Based on the distribution chart, Grupa Azoty ranks #999999 out of 203 companies in the Agriculture industry, which is in the bottom quartile relative to peers. Overall, Grupa Azoty has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupa Azoty's Debt-to-EBITDA compare to CTVA and CF?
According to the Agriculture industry distribution chart, Grupa Azoty ranks #999999 out of 203 companies for Debt-to-EBITDA. This places Grupa Azoty in the lower half of its industry. The industry median Debt-to-EBITDA is 1.96. Grupa Azoty's value of 13.73 is 600.5% above this benchmark. While the company's 10-year median is 2.55 vs. the industry median of 1.96, Grupa Azoty has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Agriculture company?
The median Debt-to-EBITDA among Agriculture companies is 1.96, based on 203 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupa Azoty's current Debt-to-EBITDA of 13.73 is 600.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grupa Azoty. For the Agriculture industry, the median Debt-to-EBITDA is 1.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupa Azoty's current Debt-to-EBITDA is 13.73, which is 438% above median its own 10-year median of 2.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupa Azoty stock overvalued right now?
Based on GuruFocus' analysis, Grupa Azoty (FRA:5PL) is currently considered Fairly Valued. The stock's GF Value™ is €4.32, compared to a current price of €4.23 — trading 2% below its estimated fair value. The current Debt-to-EBITDA is 13.73, which is 438% above median its 10-year median of 2.55 and 600.5% above the Agriculture industry median of 1.96. Grupa Azoty's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Grupa Azoty (FRA:5PL), the current Debt-to-EBITDA is 13.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupa Azoty (FRA:5PL) Overvalued in 2026?
Based on GuruFocus' analysis, Grupa Azoty stock appears to be undervalued.
The current stock price of €4.23 is trading 2% below its estimated GF Value™ of €4.32.
GuruFocus considers Grupa Azoty to be Fairly Valued.
Key valuation signals for FRA:5PL:
Debt-to-EBITDA: 13.73 (438% above median its 10-year median of 2.55)
GF Value™: €4.32 vs. price of €4.23 (2% below fair value)
Industry Position: 600.5% above the Agriculture median (#999999 of 203)
No single metric tells the full story. See the FRA:5PL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupa Azoty SA is a holding company, which through its subsidiaries, produces and sells chemicals, plastics, fertilizers, titanium, and extracts sulfur products. The firm organizes itself into five segments based on the product type. The Agro fertilizer segment, which generates the majority of revenue, sells fertilizers and agrochemicals. The Plastics segment sells a variety of plastic products to the automotive, construction, food, and textile industries. The Energy segment produces and sells electricity. The Chemicals segment sells oxo alcohols and other chemicals and its other segment comprises activities such as laboratory services, property rental, and other activities.
65GF Score
Get the complete analysis for FRA:5PL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:5PL has been successfully added to your 
