CIFI Holdings (Group) Co (FRA:6CI) Debt-to-EBITDA : 2.30 (As of Dec. 2025) — 60% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is CIFI Holdings (Group) Co Debt-to-EBITDA?

CIFI Holdings (Group) Co FRA:6CI Debt-to-EBITDA is 2.30 as of Dec. 2025, which is 60% below its 10-year median of 5.73. The stock has 4 warning signs investors should review. Among 1,271 Real Estate companies, CIFI Holdings (Group) Co ranks better than 70.81% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

CIFI Holdings (Group) Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €1,744 Mil. CIFI Holdings (Group) Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €4,405 Mil. CIFI Holdings (Group) Co's annualized EBITDA for the quarter that ended in Dec. 2025 was €6,335 Mil. CIFI Holdings (Group) Co's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.97.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for CIFI Holdings (Group) Co's Debt-to-EBITDA or its related term are showing as below:

FRA:6CI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -42.83   Med: 5.73   Max: 101.27
Current: 2.63

During the past 13 years, the highest Debt-to-EBITDA Ratio of CIFI Holdings (Group) Co was 101.27. The lowest was -42.83. And the median was 5.73.

FRA:6CI's Debt-to-EBITDA is ranked better than
70.81% of 1271 companies
in the Real Estate industry
Industry Median: 5.5 vs FRA:6CI: 2.63

CIFI Holdings (Group) Co  (FRA:6CI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


CIFI Holdings (Group) Co Debt-to-EBITDA Related Terms


CIFI Holdings (Group) Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for CIFI Holdings (Group) Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIFI Holdings (Group) Co Debt-to-EBITDA Chart

CIFI Holdings (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.75 -12.65 -35.90 687.93 2.22

CIFI Holdings (Group) Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -33.87 128.49 660.05 -36.34 2.30

CIFI Holdings (Group) Co Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, CIFI Holdings (Group) Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIFI Holdings (Group) Co Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, CIFI Holdings (Group) Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where CIFI Holdings (Group) Co's Debt-to-EBITDA falls into.



CIFI Holdings (Group) Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

CIFI Holdings (Group) Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1744.4596011332 + 4404.6707366644) / 2771.3234236188
=2.22

CIFI Holdings (Group) Co's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1744.4596011332 + 4404.6707366644) / 6334.5061215364
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.30 mean?
CIFI Holdings (Group) Co (FRA:6CI) has a Debt-to-EBITDA of 2.30 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CIFI Holdings (Group) Co. This is 60% below median its historical median of 5.73. According to the industry distribution chart, CIFI Holdings (Group) Co ranks #371 out of 1271 companies in the Real Estate industry, placing it in the top 29.2%.
Is CIFI Holdings (Group) Co's Debt-to-EBITDA too high?
CIFI Holdings (Group) Co's current Debt-to-EBITDA of 2.30 is 60% below median its 10-year median of 5.73. The Real Estate industry median Debt-to-EBITDA is 5.50. CIFI Holdings (Group) Co's value of 2.30 is 58.2% below this industry median. Based on the distribution chart, CIFI Holdings (Group) Co ranks #371 out of 1271 companies in the Real Estate industry, which is above the industry midpoint.
How does CIFI Holdings (Group) Co's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, CIFI Holdings (Group) Co ranks #371 out of 1271 companies for Debt-to-EBITDA. This puts CIFI Holdings (Group) Co in the upper half of its industry. The industry median Debt-to-EBITDA is 5.50. CIFI Holdings (Group) Co's value of 2.30 is 58.2% below this benchmark. While the company's 10-year median is 5.73 vs. the industry median of 5.50, CIFI Holdings (Group) Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.50, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIFI Holdings (Group) Co's current Debt-to-EBITDA of 2.30 is 58.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CIFI Holdings (Group) Co. For the Real Estate industry, the median Debt-to-EBITDA is 5.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIFI Holdings (Group) Co's current Debt-to-EBITDA is 2.30, which is 60% below median its own 10-year median of 5.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIFI Holdings (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, CIFI Holdings (Group) Co (FRA:6CI) is currently considered Possible Value Trap. The stock's GF Value™ is €0.01, compared to a current price of €0.00 — trading 95% below its estimated fair value. The current Debt-to-EBITDA is 2.30, which is 60% below median its 10-year median of 5.73 and 58.2% below the Real Estate industry median of 5.50. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For CIFI Holdings (Group) Co (FRA:6CI), the current Debt-to-EBITDA is 2.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CIFI Holdings (Group) Co Business Description

Other Exchanges 00884:Hong Kong6CI:Germany
Address Lane 1088, No. 39 Shenhong Road, CIFI Center, Minhang District, Shanghai, CHN, 201106
CIFI Holdings (Group) Co Ltd is principally engaged in the property development, property investment business and provision of property management service in China. It principally focuses on the development of properties in first- and second-tier cities and other core cities in China. Its development projects include residential properties, office buildings, and commercial complexes. The company's segments include Sales of properties and other property related services, Property investment, and Property management and other services. The majority of the revenue is derived from the Sales of properties and other property related services segment, which represents the development and sales of office and commercial premises, carparks and residential properties.