Giftee Group (FRA:84I) Debt-to-EBITDA : 4.44 (As of Dec. 2025) — 65% Below Median

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FRA:84I Giftee Group Inc FRA:84I
78 GF Score
Price €5.40
GF Value €12.14
! 5 Warning Signs
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What is Giftee Group Debt-to-EBITDA?

Giftee Group FRA:84I 78 Debt-to-EBITDA is 4.44 as of Dec. 2025, which is 65% below its 10-year median of 12.53. GuruFocus rates FRA:84I with a GF Score™ of 78/100 and a GF Value™ of €12.14. The stock has 5 warning signs investors should review. Among 911 Retail - Cyclical companies, Giftee Group ranks worse than 80.79% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Giftee Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €55.27 Mil. Giftee Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €31.31 Mil. Giftee Group's annualized EBITDA for the quarter that ended in Dec. 2025 was €19.50 Mil. Giftee Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 4.44.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Giftee Group's Debt-to-EBITDA or its related term are showing as below:

FRA:84I' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.03   Med: 12.53   Max: 33.79
Current: 5.66

During the past 8 years, the highest Debt-to-EBITDA Ratio of Giftee Group was 33.79. The lowest was 0.03. And the median was 12.53.

FRA:84I's Debt-to-EBITDA is ranked worse than
80.79% of 911 companies
in the Retail - Cyclical industry
Industry Median: 2.32 vs FRA:84I: 5.66

Giftee Group  (FRA:84I) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Giftee Group Debt-to-EBITDA Related Terms


Giftee Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Giftee Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Giftee Group Debt-to-EBITDA Chart

Giftee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 16.32 18.04 8.74 33.80 5.15

Giftee Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.28 3.79 68.64 4.44 5.49

FRA:84I vs AMZN, BABA, PDD: Debt-to-EBITDA Comparison

For the Internet Retail subindustry, Giftee Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Giftee Group Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Giftee Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Giftee Group's Debt-to-EBITDA falls into.


FRA:84I
78GF Score
Giftee Group Inc FRA:84I
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Giftee Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Giftee Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(55.266 + 31.308) / 16.815
=5.15

Giftee Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(55.266 + 31.308) / 19.5
=4.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.44 mean?
Giftee Group (FRA:84I) has a Debt-to-EBITDA of 4.44 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Giftee Group. This is 65% below median its historical median of 12.53. Over the past decade, Giftee Group's Debt-to-EBITDA has ranged from 0.03 to 33.79. According to the industry distribution chart, Giftee Group ranks #736 out of 911 companies in the Retail - Cyclical industry, placing it in the top 80.8%.
Is Giftee Group's Debt-to-EBITDA too high?
Giftee Group's current Debt-to-EBITDA of 4.44 is 65% below median its 10-year median of 12.53. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 33.79. The Retail - Cyclical industry median Debt-to-EBITDA is 2.32. Giftee Group's value of 4.44 is 91.4% above this industry median. Based on the distribution chart, Giftee Group ranks #736 out of 911 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Giftee Group has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Giftee Group's Debt-to-EBITDA compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Giftee Group ranks #736 out of 911 companies for Debt-to-EBITDA. This places Giftee Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.32. Giftee Group's value of 4.44 is 91.4% above this benchmark. Historically, Giftee Group's own Debt-to-EBITDA has ranged from 0.03 to 33.79 over the past decade. While the company's 10-year median is 12.53 vs. the industry median of 2.32, Giftee Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.32, based on 911 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Giftee Group's current Debt-to-EBITDA of 4.44 is 91.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Giftee Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Giftee Group's current Debt-to-EBITDA is 4.44, which is 65% below median its own 10-year median of 12.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Giftee Group stock overvalued right now?
Giftee Group (FRA:84I) has a current Debt-to-EBITDA of 4.44. The stock's GF Value™ is €12.14, compared to a current price of €5.40 — trading 55.5% below its estimated fair value. The current Debt-to-EBITDA is 4.44, which is 65% below median its 10-year median of 12.53 and 91.4% above the Retail - Cyclical industry median of 2.32. Giftee Group's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Giftee Group (FRA:84I), the current Debt-to-EBITDA is 4.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Giftee Group (FRA:84I) Overvalued in 2026?

Based on GuruFocus' analysis, Giftee Group stock appears to be undervalued. The current stock price of €5.40 is trading 55.5% below its estimated GF Value™ of €12.14.

Key valuation signals for FRA:84I:

  • Debt-to-EBITDA: 4.44 (65% below median its 10-year median of 12.53)
  • GF Value™: €12.14 vs. price of €5.40 (55.5% below fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 91.4% above the Retail - Cyclical median (#736 of 911)

No single metric tells the full story. See the FRA:84I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Giftee Group Business Description

Other Exchanges 4449:Japan
Address 2-10-2 Higashi-Gotanda, 12th Floor, Higashi-Gotanda Square, Yubinbango, Shinagawa-ku, Tokyo, JPN, 141-0022
Giftee Inc is a Japanese based company involved in the internet service business. Its operates as a online service provider which enables users to easily send eGift via e-mail or LINE along with the feelings of thank you, congratulations and good work. The company offers various eGift services, including the consumer-to-consumer casual gift service Giftee, aimed at making gifting more accessible and enjoyable. Their services cater to both individual consumers and businesses, providing solutions for corporate gifting and promotional campaigns.
78GF Score

Get the complete analysis for FRA:84I

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.40
Price
€12.14
GF Value