New Zealand Rural Land Co (FRA:8UK) Debt-to-EBITDA : 8.68 (As of Dec. 2025) — 66% Above Median

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FRA:8UK New Zealand Rural Land Co Ltd FRA:8UK
35 GF Score
Price €0.46
GF Value €0.56
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is New Zealand Rural Land Co Debt-to-EBITDA?

New Zealand Rural Land Co FRA:8UK 35 Debt-to-EBITDA is 8.68 as of Dec. 2025, which is 66% above its 10-year median of 5.22. GuruFocus rates FRA:8UK with a GF Score™ of 35/100 and a GF Value™ of €0.56 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,271 Real Estate companies, New Zealand Rural Land Co ranks worse than 65.15% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

New Zealand Rural Land Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €28.12 Mil. New Zealand Rural Land Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €37.47 Mil. New Zealand Rural Land Co's annualized EBITDA for the quarter that ended in Dec. 2025 was €7.56 Mil. New Zealand Rural Land Co's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 8.68.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for New Zealand Rural Land Co's Debt-to-EBITDA or its related term are showing as below:

FRA:8UK' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.43   Med: 5.22   Max: 8.24
Current: 8.24

During the past 4 years, the highest Debt-to-EBITDA Ratio of New Zealand Rural Land Co was 8.24. The lowest was 2.43. And the median was 5.22.

FRA:8UK's Debt-to-EBITDA is ranked worse than
65.15% of 1271 companies
in the Real Estate industry
Industry Median: 5.52 vs FRA:8UK: 8.24

New Zealand Rural Land Co  (FRA:8UK) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


New Zealand Rural Land Co Debt-to-EBITDA Related Terms


New Zealand Rural Land Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for New Zealand Rural Land Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

New Zealand Rural Land Co Debt-to-EBITDA Chart

New Zealand Rural Land Co Annual Data
Trend Jun22 Dec23 Dec24 Dec25
Debt-to-EBITDA
2.43 6.69 3.76 8.24

New Zealand Rural Land Co Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only 4.85 3.80 3.66 7.88 8.68

FRA:8UK vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, New Zealand Rural Land Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


New Zealand Rural Land Co Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, New Zealand Rural Land Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where New Zealand Rural Land Co's Debt-to-EBITDA falls into.


FRA:8UK
35GF Score
New Zealand Rural Land Co Ltd FRA:8UK
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

New Zealand Rural Land Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

New Zealand Rural Land Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(28.12 + 37.47) / 7.965
=8.23

New Zealand Rural Land Co's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(28.12 + 37.47) / 7.56
=8.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 8.68 mean?
New Zealand Rural Land Co (FRA:8UK) has a Debt-to-EBITDA of 8.68 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on New Zealand Rural Land Co. This is 66% above median its historical median of 5.22. Over the past decade, New Zealand Rural Land Co's Debt-to-EBITDA has ranged from 2.43 to 8.24. According to the industry distribution chart, New Zealand Rural Land Co ranks #828 out of 1271 companies in the Real Estate industry, placing it in the top 65.1%.
Is New Zealand Rural Land Co's Debt-to-EBITDA too high?
New Zealand Rural Land Co's current Debt-to-EBITDA of 8.68 is 66% above median its 10-year median of 5.22. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 8.24. The Real Estate industry median Debt-to-EBITDA is 5.52. New Zealand Rural Land Co's value of 8.68 is 57.2% above this industry median. Based on the distribution chart, New Zealand Rural Land Co ranks #828 out of 1271 companies in the Real Estate industry, which is below the industry midpoint. Overall, New Zealand Rural Land Co has a GF Score™ of 35/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does New Zealand Rural Land Co's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, New Zealand Rural Land Co ranks #828 out of 1271 companies for Debt-to-EBITDA. This places New Zealand Rural Land Co in the lower half of its industry. The industry median Debt-to-EBITDA is 5.52. New Zealand Rural Land Co's value of 8.68 is 57.2% above this benchmark. Historically, New Zealand Rural Land Co's own Debt-to-EBITDA has ranged from 2.43 to 8.24 over the past decade. While the company's 10-year median is 5.22 vs. the industry median of 5.52, New Zealand Rural Land Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.52, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. New Zealand Rural Land Co's current Debt-to-EBITDA of 8.68 is 57.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on New Zealand Rural Land Co. For the Real Estate industry, the median Debt-to-EBITDA is 5.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New Zealand Rural Land Co's current Debt-to-EBITDA is 8.68, which is 66% above median its own 10-year median of 5.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Zealand Rural Land Co stock overvalued right now?
Based on GuruFocus' analysis, New Zealand Rural Land Co (FRA:8UK) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.56, compared to a current price of €0.46 — trading 17.9% below its estimated fair value. The current Debt-to-EBITDA is 8.68, which is 66% above median its 10-year median of 5.22 and 57.2% above the Real Estate industry median of 5.52. New Zealand Rural Land Co's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For New Zealand Rural Land Co (FRA:8UK), the current Debt-to-EBITDA is 8.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is New Zealand Rural Land Co (FRA:8UK) Overvalued in 2026?

Based on GuruFocus' analysis, New Zealand Rural Land Co stock appears to be undervalued. The current stock price of €0.46 is trading 17.9% below its estimated GF Value™ of €0.56. GuruFocus considers New Zealand Rural Land Co to be Modestly Undervalued.

Key valuation signals for FRA:8UK:

  • Debt-to-EBITDA: 8.68 (66% above median its 10-year median of 5.22)
  • GF Value™: €0.56 vs. price of €0.46 (17.9% below fair value)
  • GF Score™: 35/100 with 6 warning signs
  • Industry Position: 57.2% above the Real Estate median (#828 of 1271)

No single metric tells the full story. See the FRA:8UK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


New Zealand Rural Land Co Business Description

Other Exchanges NZL:New Zealand
Address c/o New Zealand Rural Land Management, 131 Queen Street, Level 4, Auckland Central, Auckland, NZL, 1010
New Zealand Rural Land Co Ltd is engaged in the investment and ownership of rural farmland and forestry land across New Zealand. The company focuses on acquiring and managing agricultural land and generating income mainly through long-term leasing arrangements with farming operators. The company operates through one business segment, New Zealand rural land.
35GF Score

Get the complete analysis for FRA:8UK

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.46
Price
€0.56
GF Value