China Resources Land (FRA:CHZ) Debt-to-EBITDA : 4.37 (As of Dec. 2025) — 53% Above Median

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FRA:CHZ China Resources Land Ltd FRA:CHZ
81 GF Score
Price €3.72
GF Value €2.79
Valuation Significantly Overvalued
! 11 Warning Signs
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What is China Resources Land Debt-to-EBITDA?

China Resources Land FRA:CHZ +0.54% 81 Debt-to-EBITDA is 4.37 as of Dec. 2025, which is 53% above its 10-year median of 2.85. GuruFocus rates FRA:CHZ with a GF Score™ of 81/100 and a GF Value™ of €2.79 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 1,278 Real Estate companies, China Resources Land ranks better than 53.36% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Resources Land's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €6,219 Mil. China Resources Land's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €28,652 Mil. China Resources Land's annualized EBITDA for the quarter that ended in Dec. 2025 was €7,987 Mil. China Resources Land's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 4.37.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for China Resources Land's Debt-to-EBITDA or its related term are showing as below:

FRA:CHZ' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.99   Med: 2.85   Max: 5.13
Current: 5.13

During the past 13 years, the highest Debt-to-EBITDA Ratio of China Resources Land was 5.13. The lowest was 1.99. And the median was 2.85.

FRA:CHZ's Debt-to-EBITDA is ranked better than
53.36% of 1278 companies
in the Real Estate industry
Industry Median: 5.545 vs FRA:CHZ: 5.13

China Resources Land  (FRA:CHZ) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


China Resources Land Debt-to-EBITDA Related Terms


China Resources Land Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for China Resources Land's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Resources Land Debt-to-EBITDA Chart

China Resources Land Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.95 3.84 3.45 4.25 4.98

China Resources Land Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 5.86 3.36 6.16 4.37

China Resources Land Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, China Resources Land's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Resources Land Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, China Resources Land's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where China Resources Land's Debt-to-EBITDA falls into.


FRA:CHZ
81GF Score
China Resources Land Ltd FRA:CHZ
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Resources Land Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Resources Land's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6219.228 + 28652.171) / 7009.012
=4.98

China Resources Land's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6219.228 + 28652.171) / 7986.926
=4.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.37 mean?
China Resources Land (FRA:CHZ) has a Debt-to-EBITDA of 4.37 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Resources Land. This is 53% above median its historical median of 2.85. Over the past decade, China Resources Land's Debt-to-EBITDA has ranged from 1.99 to 5.13. According to the industry distribution chart, China Resources Land ranks #596 out of 1278 companies in the Real Estate industry, placing it in the top 46.6%.
Is China Resources Land's Debt-to-EBITDA too high?
China Resources Land's current Debt-to-EBITDA of 4.37 is 53% above median its 10-year median of 2.85. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 5.13. The Real Estate industry median Debt-to-EBITDA is 5.55. China Resources Land's value of 4.37 is 21.2% below this industry median. Based on the distribution chart, China Resources Land ranks #596 out of 1278 companies in the Real Estate industry, which is above the industry midpoint. Overall, China Resources Land has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Resources Land's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, China Resources Land ranks #596 out of 1278 companies for Debt-to-EBITDA. This puts China Resources Land in the upper half of its industry. The industry median Debt-to-EBITDA is 5.55. China Resources Land's value of 4.37 is 21.2% below this benchmark. Historically, China Resources Land's own Debt-to-EBITDA has ranged from 1.99 to 5.13 over the past decade. While the company's 10-year median is 2.85 vs. the industry median of 5.55, China Resources Land has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.55, based on 1,278 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Resources Land's current Debt-to-EBITDA of 4.37 is 21.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Resources Land. For the Real Estate industry, the median Debt-to-EBITDA is 5.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Resources Land's current Debt-to-EBITDA is 4.37, which is 53% above median its own 10-year median of 2.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Resources Land stock overvalued right now?
Based on GuruFocus' analysis, China Resources Land (FRA:CHZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.79, compared to a current price of €3.72 — trading 33.3% above its estimated fair value. The current Debt-to-EBITDA is 4.37, which is 53% above median its 10-year median of 2.85 and 21.2% below the Real Estate industry median of 5.55. China Resources Land's overall GF Score™ is 81/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For China Resources Land (FRA:CHZ), the current Debt-to-EBITDA is 4.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Resources Land (FRA:CHZ) Overvalued in 2026?

Based on GuruFocus' analysis, China Resources Land stock appears to be overvalued. The current stock price of €3.72 is trading 33.3% above its estimated GF Value™ of €2.79. GuruFocus considers China Resources Land to be Significantly Overvalued.

Key valuation signals for FRA:CHZ:

  • Debt-to-EBITDA: 4.37 (53% above median its 10-year median of 2.85)
  • GF Value™: €2.79 vs. price of €3.72 (33.3% above fair value)
  • GF Score™: 81/100 with 11 warning signs
  • Industry Position: 21.2% below the Real Estate median (#596 of 1278)

No single metric tells the full story. See the FRA:CHZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Resources Land Business Description

Address 26 Harbour Road, 46th Floor, China Resources Building, Wanchai, Hong Kong, HKG
China Resources Land, or CR Land, is a leading real estate developer with nationwide coverage in China. Aside from the core development business, CR Land differentiates itself from peers with a significant investment property portfolio with luxury-focused MixC malls, and it holds a 70% stake in the listed property management company China Resources Mixc Lifestyle Services. CR Land is a subsidiary of China Resources Holdings, or CR Holdings, a sizable state-owned conglomerate with a diverse presence in the utilities, consumer goods, medical, and property sectors. CR Holdings holds around 60% stake in CR Land.
81GF Score

Get the complete analysis for FRA:CHZ

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.72
Price
€2.79
GF Value