CEWE Stiftung KGaAFRA:CWC -1.19%76 Debt-to-EBITDA is 0.51 as of Mar. 2026, which is 55% above its 10-year median of 0.33. GuruFocus rates FRA:CWC with a GF Score™ of 76/100 and a GF Value™ of €138.07 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 72 Personal Services companies, CEWE Stiftung KGaA ranks better than 93.06% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for CEWE Stiftung KGaA's Debt-to-EBITDA or its related term are showing as below:
FRA:CWC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.02 Med: 0.33 Max: 0.56
Current: 0.35
During the past 13 years, the highest Debt-to-EBITDA Ratio of CEWE Stiftung KGaA was 0.56. The lowest was 0.02. And the median was 0.33.
FRA:CWC's Debt-to-EBITDA is ranked better than 93.06% of 72
companies
in the Personal Services industry
Industry Median: 2.315
vs FRA:CWC: 0.35
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
CEWE Stiftung KGaA Debt-to-EBITDA Related Terms
CEWE Stiftung KGaA Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for CEWE Stiftung KGaA's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:CWC vs ROL, SCI, HRB: Debt-to-EBITDA Comparison
For the Personal Services subindustry, CEWE Stiftung KGaA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CEWE Stiftung KGaA Debt-to-EBITDA vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where CEWE Stiftung KGaA's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
CEWE Stiftung KGaA (FRA:CWC) has a Debt-to-EBITDA of 0.51 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CEWE Stiftung KGaA. This is 55% above median its historical median of 0.33. Over the past decade, CEWE Stiftung KGaA's Debt-to-EBITDA has ranged from 0.02 to 0.56. According to the industry distribution chart, CEWE Stiftung KGaA ranks #5 out of 72 companies in the Personal Services industry, placing it in the top 6.9%.
Is CEWE Stiftung KGaA's Debt-to-EBITDA too high?
CEWE Stiftung KGaA's current Debt-to-EBITDA of 0.51 is 55% above median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.56. The Personal Services industry median Debt-to-EBITDA is 2.32. CEWE Stiftung KGaA's value of 0.51 is 78% below this industry median. Based on the distribution chart, CEWE Stiftung KGaA ranks #5 out of 72 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, CEWE Stiftung KGaA has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's Debt-to-EBITDA compare to ROL and SCI?
According to the Personal Services industry distribution chart, CEWE Stiftung KGaA ranks #5 out of 72 companies for Debt-to-EBITDA. This places CEWE Stiftung KGaA in the top 7% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.32. CEWE Stiftung KGaA's value of 0.51 is 78% below this benchmark. Historically, CEWE Stiftung KGaA's own Debt-to-EBITDA has ranged from 0.02 to 0.56 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 2.32, CEWE Stiftung KGaA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Personal Services company?
The median Debt-to-EBITDA among Personal Services companies is 2.32, based on 72 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CEWE Stiftung KGaA's current Debt-to-EBITDA of 0.51 is 78% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on CEWE Stiftung KGaA. For the Personal Services industry, the median Debt-to-EBITDA is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CEWE Stiftung KGaA's current Debt-to-EBITDA is 0.51, which is 55% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
Based on GuruFocus' analysis, CEWE Stiftung KGaA (FRA:CWC) is currently considered Significantly Undervalued. The stock's GF Value™ is €138.07, compared to a current price of €91.50 — trading 33.7% below its estimated fair value. The current Debt-to-EBITDA is 0.51, which is 55% above median its 10-year median of 0.33 and 78% below the Personal Services industry median of 2.32. CEWE Stiftung KGaA's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For CEWE Stiftung KGaA (FRA:CWC), the current Debt-to-EBITDA is 0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CEWE Stiftung KGaA (FRA:CWC) Overvalued in 2026?
Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued.
The current stock price of €91.50 is trading 33.7% below its estimated GF Value™ of €138.07.
GuruFocus considers CEWE Stiftung KGaA to be Significantly Undervalued.
Key valuation signals for FRA:CWC:
Debt-to-EBITDA: 0.51 (55% above median its 10-year median of 0.33)
GF Value™: €138.07 vs. price of €91.50 (33.7% below fair value)
Industry Position: 78% below the Personal Services median (#5 of 72)
No single metric tells the full story. See the FRA:CWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
76GF Score
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