FIH Group (FRA:FBLM) Debt-to-EBITDA : -19.50 (As of Sep. 2025)

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FRA:FBLM FIH Group PLC FRA:FBLM
54 GF Score
Price €1.64
GF Value €2.23
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is FIH Group Debt-to-EBITDA?

FIH Group FRA:FBLM +7.89% 54 Debt-to-EBITDA is -19.50 as of Sep. 2025. GuruFocus rates FRA:FBLM with a GF Score™ of 54/100 and a GF Value™ of €2.23 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 454 Conglomerates companies, FIH Group ranks worse than 97.8% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

FIH Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was €1.62 Mil. FIH Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was €25.72 Mil. FIH Group's annualized EBITDA for the quarter that ended in Sep. 2025 was €-1.40 Mil. FIH Group's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was -19.50.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for FIH Group's Debt-to-EBITDA or its related term are showing as below:

FRA:FBLM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -29.06   Med: 2.49   Max: 41.23
Current: 41.23

During the past 13 years, the highest Debt-to-EBITDA Ratio of FIH Group was 41.23. The lowest was -29.06. And the median was 2.49.

FRA:FBLM's Debt-to-EBITDA is ranked worse than
97.8% of 454 companies
in the Conglomerates industry
Industry Median: 2.755 vs FRA:FBLM: 41.23

FIH Group  (FRA:FBLM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


FIH Group Debt-to-EBITDA Related Terms


FIH Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for FIH Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FIH Group Debt-to-EBITDA Chart

FIH Group Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.07 3.54 2.67 3.05 -5.18

FIH Group Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.89 2.55 -1.98 7.18 -19.50

FRA:FBLM vs MMM, HON: Debt-to-EBITDA Comparison

For the Conglomerates subindustry, FIH Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FIH Group Debt-to-EBITDA vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, FIH Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where FIH Group's Debt-to-EBITDA falls into.


FRA:FBLM
54GF Score
FIH Group PLC FRA:FBLM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FIH Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

FIH Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.814 + 18.526) / -3.929
=-5.18

FIH Group's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.62 + 25.72) / -1.402
=-19.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -19.50 mean?
FIH Group (FRA:FBLM) has a Debt-to-EBITDA of -19.50 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FIH Group. According to the industry distribution chart, FIH Group ranks #444 out of 454 companies in the Conglomerates industry, placing it in the top 97.8%.
Is FIH Group's Debt-to-EBITDA too high?
FIH Group's current Debt-to-EBITDA is -19.50. Based on the distribution chart, FIH Group ranks #444 out of 454 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, FIH Group has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FIH Group's Debt-to-EBITDA compare to MMM and HON?
According to the Conglomerates industry distribution chart, FIH Group ranks #444 out of 454 companies for Debt-to-EBITDA. This places FIH Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Conglomerates company?
The median Debt-to-EBITDA among Conglomerates companies is 2.76, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on FIH Group. For the Conglomerates industry, the median Debt-to-EBITDA is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FIH Group's current Debt-to-EBITDA is -19.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FIH Group stock overvalued right now?
Based on GuruFocus' analysis, FIH Group (FRA:FBLM) is currently considered Possible Value Trap. The stock's GF Value™ is €2.23, compared to a current price of €1.64 — trading 26.5% below its estimated fair value. The current Debt-to-EBITDA is -19.50. FIH Group's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For FIH Group (FRA:FBLM), the current Debt-to-EBITDA is -19.50 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FIH Group (FRA:FBLM) Overvalued in 2026?

Based on GuruFocus' analysis, FIH Group stock appears to be undervalued. The current stock price of €1.64 is trading 26.5% below its estimated GF Value™ of €2.23. GuruFocus considers FIH Group to be Possible Value Trap.

Key valuation signals for FRA:FBLM:

  • Debt-to-EBITDA: -19.50
  • GF Value™: €2.23 vs. price of €1.64 (26.5% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the FRA:FBLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FIH Group Business Description

Other Exchanges FIH:UK
Address 133-137 South Street, Kenburgh Court, Bishop\'s Stortford, Hertfordshire, GBR, CM23 3HX
FIH Group PLC is a holding company. The company's operating segments include General Trading, Ferry Services, and Art Logistics and Storage. It generates maximum revenue from the General trading segment. Geographically, it has a presence in the Falkland Islands and the United Kingdom, and derives the majority of its revenue from the Falkland Islands.
54GF Score

Get the complete analysis for FRA:FBLM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.64
Price
€2.23
GF Value