GBS Software AG (FRA:INW) Debt-to-EBITDA : 0.00 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:INW GBS Software AG FRA:INW
54 GF Score
Price €4.44
GF Value €1.14
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is GBS Software AG Debt-to-EBITDA?

GBS Software AG FRA:INW -6.72% 54 Debt-to-EBITDA is 0.00 as of Dec. 2025. GuruFocus rates FRA:INW with a GF Score™ of 54/100 and a GF Value™ of €1.14 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,728 Software companies, GBS Software AG ranks worse than 57870.31% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

GBS Software AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.00 Mil. GBS Software AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.00 Mil. GBS Software AG's annualized EBITDA for the quarter that ended in Dec. 2025 was €1.69 Mil. GBS Software AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for GBS Software AG's Debt-to-EBITDA or its related term are showing as below:

FRA:INW's Debt-to-EBITDA is not ranked *
in the Software industry.
Industry Median: 1.03
* Ranked among companies with meaningful Debt-to-EBITDA only.

GBS Software AG  (FRA:INW) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


GBS Software AG Debt-to-EBITDA Related Terms


GBS Software AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for GBS Software AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GBS Software AG Debt-to-EBITDA Chart

GBS Software AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

GBS Software AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:INW vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison

For the Software - Infrastructure subindustry, GBS Software AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GBS Software AG Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, GBS Software AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where GBS Software AG's Debt-to-EBITDA falls into.


FRA:INW
54GF Score
GBS Software AG FRA:INW
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GBS Software AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

GBS Software AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

GBS Software AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.00 mean?
GBS Software AG (FRA:INW) has a Debt-to-EBITDA of 0.00 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GBS Software AG. According to the industry distribution chart, GBS Software AG ranks #999999 out of 1728 companies in the Software industry.
Is GBS Software AG's Debt-to-EBITDA too high?
GBS Software AG's current Debt-to-EBITDA is 0.00. Based on the distribution chart, GBS Software AG ranks #999999 out of 1728 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, GBS Software AG has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GBS Software AG's Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, GBS Software AG ranks #999999 out of 1728 companies for Debt-to-EBITDA. This places GBS Software AG in the lower half of its industry. The industry median Debt-to-EBITDA is 1.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.03, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GBS Software AG. For the Software industry, the median Debt-to-EBITDA is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GBS Software AG's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GBS Software AG stock overvalued right now?
Based on GuruFocus' analysis, GBS Software AG (FRA:INW) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.14, compared to a current price of €4.44 — trading 289.5% above its estimated fair value. The current Debt-to-EBITDA is 0.00. GBS Software AG's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For GBS Software AG (FRA:INW), the current Debt-to-EBITDA is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GBS Software AG (FRA:INW) Overvalued in 2026?

Based on GuruFocus' analysis, GBS Software AG stock appears to be overvalued. The current stock price of €4.44 is trading 289.5% above its estimated GF Value™ of €1.14. GuruFocus considers GBS Software AG to be Significantly Overvalued.

Key valuation signals for FRA:INW:

  • Debt-to-EBITDA: 0.00
  • GF Value™: €1.14 vs. price of €4.44 (289.5% above fair value)
  • GF Score™: 54/100 with 9 warning signs

No single metric tells the full story. See the FRA:INW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GBS Software AG Business Description

Other Exchanges INW:Germany
Address Am Storrenacker 1a, Karlsruhe, DEU, 76139
GBS Software AG provides solutions and services in the fields of messaging security and workflow for the IBM and Microsoft collaboration platforms. It acts as a providers of email security and workflow management solutions. The company operates in Europe, North America, and Asia. It provides retirement management solutions as well. The group provides the following services: Domino Administration, XPages migration, Mobility, Consulting, and Training and mentoring.
54GF Score

Get the complete analysis for FRA:INW

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.44
Price
€1.14
GF Value