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BanimmoFRA:L8J 41 Debt-to-EBITDA is 14.58 as of Dec. 2025, which is 20% above its 10-year median of 12.15. GuruFocus rates FRA:L8J with a GF Score™ of 41/100 and a GF Value™ of €3.97. The stock has 8 warning signs investors should review. Among 1,271 Real Estate companies, Banimmo ranks worse than 93% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Banimmo's Debt-to-EBITDA or its related term are showing as below:
FRA:L8J'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -224.09 Med: 12.15 Max: 3125.53
Current: 27.51
During the past 13 years, the highest Debt-to-EBITDA Ratio of Banimmo was 3125.53. The lowest was -224.09. And the median was 12.15.
FRA:L8J's Debt-to-EBITDA is ranked worse than 93% of 1271
companies
in the Real Estate industry
Industry Median: 5.52
vs FRA:L8J: 27.51
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Banimmo Debt-to-EBITDA Related Terms
Banimmo Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Banimmo's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Banimmo's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banimmo Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Banimmo's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Banimmo's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Banimmo (FRA:L8J) has a Debt-to-EBITDA of 14.58 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Banimmo. This is 20% above median its historical median of 12.15. According to the industry distribution chart, Banimmo ranks #1182 out of 1271 companies in the Real Estate industry, placing it in the top 93%.
Is Banimmo's Debt-to-EBITDA too high?
Banimmo's current Debt-to-EBITDA of 14.58 is 20% above median its 10-year median of 12.15. The Real Estate industry median Debt-to-EBITDA is 5.52. Banimmo's value of 14.58 is 164.1% above this industry median. Based on the distribution chart, Banimmo ranks #1182 out of 1271 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Banimmo has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Banimmo's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Banimmo ranks #1182 out of 1271 companies for Debt-to-EBITDA. This places Banimmo in the lower half of its industry. The industry median Debt-to-EBITDA is 5.52. Banimmo's value of 14.58 is 164.1% above this benchmark. While the company's 10-year median is 12.15 vs. the industry median of 5.52, Banimmo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.52, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banimmo's current Debt-to-EBITDA of 14.58 is 164.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Banimmo. For the Real Estate industry, the median Debt-to-EBITDA is 5.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banimmo's current Debt-to-EBITDA is 14.58, which is 20% above median its own 10-year median of 12.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banimmo stock overvalued right now?
Banimmo (FRA:L8J) has a current Debt-to-EBITDA of 14.58. The stock's GF Value™ is €3.97, compared to a current price of €2.98 — trading 24.9% below its estimated fair value. The current Debt-to-EBITDA is 14.58, which is 20% above median its 10-year median of 12.15 and 164.1% above the Real Estate industry median of 5.52. Banimmo's overall GF Score™ is 41/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Banimmo (FRA:L8J), the current Debt-to-EBITDA is 14.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banimmo (FRA:L8J) Overvalued in 2026?
Based on GuruFocus' analysis, Banimmo stock appears to be undervalued.
The current stock price of €2.98 is trading 24.9% below its estimated GF Value™ of €3.97.
Key valuation signals for FRA:L8J:
Debt-to-EBITDA: 14.58 (20% above median its 10-year median of 12.15)
GF Value™: €3.97 vs. price of €2.98 (24.9% below fair value)
Industry Position: 164.1% above the Real Estate median (#1182 of 1271)
No single metric tells the full story. See the FRA:L8J stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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