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The FUTRFTRCF 26 Debt-to-EBITDA is -0.07 as of Mar. 2026. GuruFocus rates FTRCF with a GF Score™ of 26/100 and a GF Value™ of $0.03 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,716 Software companies, The FUTR ranks worse than 58275% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for The FUTR's Debt-to-EBITDA or its related term are showing as below:
FTRCF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.64 Med: -0.32 Max: -0.05
Current: -0.05
During the past 4 years, the highest Debt-to-EBITDA Ratio of The FUTR was -0.05. The lowest was -2.64. And the median was -0.32.
FTRCF's Debt-to-EBITDA is ranked worse than 100% of 1716
companies
in the Software industry
Industry Median: 1.08
vs FTRCF: -0.05
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The FUTR Debt-to-EBITDA Related Terms
The FUTR Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for The FUTR's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FTRCF vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, The FUTR's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The FUTR Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, The FUTR's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where The FUTR's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
The FUTR (FTRCF) has a Debt-to-EBITDA of -0.07 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The FUTR. According to the industry distribution chart, The FUTR ranks #999999 out of 1716 companies in the Software industry.
Is The FUTR's Debt-to-EBITDA too high?
The FUTR's current Debt-to-EBITDA is -0.07. Based on the distribution chart, The FUTR ranks #999999 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, The FUTR has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The FUTR's Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, The FUTR ranks #999999 out of 1716 companies for Debt-to-EBITDA. This places The FUTR in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The FUTR. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The FUTR's current Debt-to-EBITDA is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The FUTR stock overvalued right now?
Based on GuruFocus' analysis, The FUTR (FTRCF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.03, compared to a current price of $0.13 — trading 325% above its estimated fair value. The current Debt-to-EBITDA is -0.07. The FUTR's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For The FUTR (FTRCF), the current Debt-to-EBITDA is -0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The FUTR (FTRCF) Overvalued in 2026?
Based on GuruFocus' analysis, The FUTR stock appears to be overvalued.
The current stock price of $0.13 is trading 325% above its estimated GF Value™ of $0.03.
GuruFocus considers The FUTR to be Significantly Overvalued.
Key valuation signals for FTRCF:
Debt-to-EBITDA: -0.07
GF Value™: $0.03 vs. price of $0.13 (325% above fair value)
No single metric tells the full story. See the FTRCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The FUTR Corp is a robust personal life management vault and data monetization platform. designed to let users simultaneously store their zero-party (personal) data, documents, and information, while letting users determine when, how and by whom their information is accessed.
26GF Score
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