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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Guardian Capital Group's Debt-to-EBITDA or its related term are showing as below:
GCAAF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -5 Med: 0.86 Max: 32.72
Current: 0.73
During the past 13 years, the highest Debt-to-EBITDA Ratio of Guardian Capital Group was 32.72. The lowest was -5.00. And the median was 0.86.
GCAAF's Debt-to-EBITDA is not ranked
in the Asset Management industry.
Industry Median: 1.395
vs GCAAF: 0.73
Guardian Capital Group (OTCPK:GCAAF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Guardian Capital Group Debt-to-EBITDA Related Terms
Guardian Capital Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Guardian Capital Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Guardian Capital Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guardian Capital Group Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Guardian Capital Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Guardian Capital Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.
Guardian Capital Group (GCAAF) has a Debt-to-EBITDA of 0.48 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Guardian Capital Group. This is 44% below median its historical median of 0.86.
Is Guardian Capital Group's Debt-to-EBITDA too high?
Guardian Capital Group's current Debt-to-EBITDA of 0.48 is 44% below median its 10-year median of 0.86. The Asset Management industry median Debt-to-EBITDA is 1.40. Guardian Capital Group's value of 0.48 is 65.6% below this industry median. Overall, Guardian Capital Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Capital Group's Debt-to-EBITDA compare to BLK and BX?
Guardian Capital Group's Debt-to-EBITDA of 0.48 can be compared against companies in the Asset Management industry. The industry median Debt-to-EBITDA is 1.40. Guardian Capital Group's value of 0.48 is 65.6% below this benchmark. While the company's 10-year median is 0.86 vs. the industry median of 1.40, Guardian Capital Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.40, based on 384 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guardian Capital Group's current Debt-to-EBITDA of 0.48 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Guardian Capital Group. For the Asset Management industry, the median Debt-to-EBITDA is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guardian Capital Group's current Debt-to-EBITDA is 0.48, which is 44% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Capital Group stock overvalued right now?
Guardian Capital Group (GCAAF) has a current Debt-to-EBITDA of 0.48. The stock's GF Value™ is $48.30, compared to a current price of $49.40 — trading 2.3% above its estimated fair value. The current Debt-to-EBITDA is 0.48, which is 44% below median its 10-year median of 0.86 and 65.6% below the Asset Management industry median of 1.40. Guardian Capital Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Guardian Capital Group (GCAAF), the current Debt-to-EBITDA is 0.48 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guardian Capital Group (GCAAF) Overvalued in 2026?
Based on GuruFocus' analysis, Guardian Capital Group stock appears to be overvalued.
The current stock price of $49.40 is trading 2.3% above its estimated GF Value™ of $48.30.
Key valuation signals for GCAAF:
Debt-to-EBITDA: 0.48 (44% below median its 10-year median of 0.86)
GF Value™: $48.30 vs. price of $49.40 (2.3% above fair value)
Industry Position: 65.6% below the Asset Management median
No single metric tells the full story. See the GCAAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guardian Capital Group Ltd is a diversified financial services company. It operates in three reportable segment Investment Management and Corporate Activities and Investments. Investment Management primarily involves earning management fees relating to investment management services provided to clients; and Corporate Activities and Investments relates to the investment of the Company's securities holdings, as well as corporate management and development activities. It derives maximum revenue from Investment Management segment. Geographically, the company operates in Canada, United Kingdom, United States and others, of which it derives maximum revenue from Canada.
62GF Score
Get the complete analysis for GCAAF
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