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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Grow Capital's Debt-to-EBITDA or its related term are showing as below:
GRWC's Debt-to-EBITDA is not ranked *
in the Software industry.
Industry Median: 1.08 * Ranked among companies with meaningful Debt-to-EBITDA only.
Grow Capital (OTCPK:GRWC) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Grow Capital Debt-to-EBITDA Related Terms
Grow Capital Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Grow Capital's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GRWC vs MRIN, PALT, ANY: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Grow Capital's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grow Capital Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Grow Capital's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Grow Capital's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2021) EBITDA data.
Grow Capital (GRWC) has a Debt-to-EBITDA of -2.45 as of Mar. 2021. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grow Capital.
Is Grow Capital's Debt-to-EBITDA too high?
Grow Capital's current Debt-to-EBITDA is -2.45. Overall, Grow Capital has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Grow Capital's Debt-to-EBITDA compare to MRIN and PALT?
Grow Capital's Debt-to-EBITDA of -2.45 can be compared against companies in the Software industry. The industry median Debt-to-EBITDA is 1.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grow Capital. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grow Capital's current Debt-to-EBITDA is -2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grow Capital stock overvalued right now?
Grow Capital (GRWC) has a current Debt-to-EBITDA of -2.45. The current Debt-to-EBITDA is -2.45. Grow Capital's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Grow Capital (GRWC), the current Debt-to-EBITDA is -2.45 as of Mar. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Grow Capital Inc is a technology solutions company focused on software, technology, and financial services business. Its operating segments includes Bombshell Technologies and corporate, and PERA. The Bombshell Technologies and corporate segment represents its proprietary software that delivers customized back-office compliance, sophisticated multi-pay commission processing, and a new client application submission system, along with digital engagement marketing services centric to financial services. The PERA segment represents its electronic appointment scheduling operations, providing leads for insurance agents to connect with retirement professionals and public employees to trusted insurance advisors. The company generates maximum revenue from the PERA segment.
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