GYST (The Graystone Co) Debt-to-EBITDA : -0.01 (As of Sep. 2013)

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What is The Graystone Co Debt-to-EBITDA?

The Graystone Co GYST -0.22% Debt-to-EBITDA is -0.01 as of Sep. 2013.

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Graystone Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2013 was $0.40 Mil. The Graystone Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2013 was $0.00 Mil. The Graystone Co's annualized EBITDA for the quarter that ended in Sep. 2013 was $-69.91 Mil. The Graystone Co's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2013 was -0.01.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for The Graystone Co's Debt-to-EBITDA or its related term are showing as below:

GYST's Debt-to-EBITDA is not ranked *
in the Banks industry.
Industry Median: 9.18
* Ranked among companies with meaningful Debt-to-EBITDA only.

The Graystone Co  (OTCPK:GYST) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


The Graystone Co Debt-to-EBITDA Related Terms


The Graystone Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The Graystone Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Graystone Co Debt-to-EBITDA Chart

The Graystone Co Annual Data
Trend Dec10 Dec11 Dec12
Debt-to-EBITDA
0.00 -0.01 -0.11

The Graystone Co Quarterly Data
Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.12 -0.05 -0.19 -0.24 -0.01

GYST vs DWSGF, AUXRF, NEBUF: Debt-to-EBITDA Comparison

For the Mortgage Finance subindustry, The Graystone Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Graystone Co Debt-to-EBITDA vs Banks Industry

For the Banks industry and Financial Services sector, The Graystone Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The Graystone Co's Debt-to-EBITDA falls into.



The Graystone Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Graystone Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2012 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.381 + 0) / -3.562
=-0.11

The Graystone Co's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2013 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.398 + 0) / -69.912
=-0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2013) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.01 mean?
The Graystone Co (GYST) has a Debt-to-EBITDA of -0.01 as of Sep. 2013. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Graystone Co.
Is The Graystone Co's Debt-to-EBITDA too high?
The Graystone Co's current Debt-to-EBITDA is -0.01.
How does The Graystone Co's Debt-to-EBITDA compare to DWSGF and AUXRF?
The Graystone Co's Debt-to-EBITDA of -0.01 can be compared against companies in the Banks industry. The industry median Debt-to-EBITDA is 9.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Banks company?
The median Debt-to-EBITDA among Banks companies is 9.18, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Graystone Co. For the Banks industry, the median Debt-to-EBITDA is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Graystone Co's current Debt-to-EBITDA is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Graystone Co stock overvalued right now?
The Graystone Co (GYST) has a current Debt-to-EBITDA of -0.01. The current Debt-to-EBITDA is -0.01. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For The Graystone Co (GYST), the current Debt-to-EBITDA is -0.01 as of Sep. 2013. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Graystone Co Business Description

Address 150 S. Pine Island Road, Suite 300, Plantation, FL, USA, 33324
The Graystone Co Inc is a mortgage broker and lender. It is a mortgage brokerage firm that specializes in connecting clients with the ideal mortgage options tailored to their financial circumstances and goals. The company caters to various categories of customers from first-time homebuyers to seasoned investors, providing personalized guidance and support throughout the entire mortgage process.