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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. The Graystone Co's
Operating Income
for the
three
months ended in Sep. 2013 was $-11.40 Mil. The Graystone Co's Interest Expense for the
three
months ended in Sep. 2013 was $-0.01 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for The Graystone Co's Interest Coverage or its related term are showing as below:
GYST's Interest Coverage is not ranked *
in the Banks industry.
Industry Median: 26.97 * Ranked among companies with meaningful Interest Coverage only.
The Graystone Co (OTCPK:GYST) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
The Graystone Co Interest Coverage Related Terms
The Graystone Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for The Graystone Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
GYST vs DWSGF, AUXRF, NEBUF: Interest Coverage Comparison
For the Mortgage Finance subindustry, The Graystone Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Graystone Co Interest Coverage vs Banks Industry
For the Banks industry and Financial Services sector, The Graystone Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where The Graystone Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
The Graystone Co did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
The Graystone Co (GYST) has a Interest Coverage of 0 (At Loss) as of Sep. 2013. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Graystone Co and its competitors.
Is The Graystone Co's Interest Coverage too high?
The Graystone Co's current Interest Coverage is 0 (At Loss).
How does The Graystone Co's Interest Coverage compare to DWSGF and AUXRF?
The Graystone Co's Interest Coverage of 0 (At Loss) can be compared against companies in the Banks industry. The industry median Interest Coverage is 26.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Banks company?
The median Interest Coverage among Banks companies is 26.97, based on 19 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Graystone Co and its competitors. For the Banks industry, the median Interest Coverage is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Graystone Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Graystone Co stock overvalued right now?
The Graystone Co (GYST) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Graystone Co (GYST), the current Interest Coverage is 0 (At Loss) as of Sep. 2013. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
The Graystone Co Inc is a mortgage broker and lender. It is a mortgage brokerage firm that specializes in connecting clients with the ideal mortgage options tailored to their financial circumstances and goals. The company caters to various categories of customers from first-time homebuyers to seasoned investors, providing personalized guidance and support throughout the entire mortgage process.
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