MS Industrie AG (HAM:MSAG) Debt-to-EBITDA : 18.39 (As of Dec. 2025) — 480% Above Median

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HAM:MSAG MS Industrie AG HAM:MSAG
63 GF Score
Price €1.15
GF Value €1.09
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is MS Industrie AG Debt-to-EBITDA?

MS Industrie AG HAM:MSAG -0.86% 63 Debt-to-EBITDA is 18.39 as of Dec. 2025, which is 480% above its 10-year median of 3.17. GuruFocus rates HAM:MSAG with a GF Score™ of 63/100 and a GF Value™ of €1.09 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,097 Vehicles & Parts companies, MS Industrie AG ranks worse than 72.38% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

MS Industrie AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €10.7 Mil. MS Industrie AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €9.2 Mil. MS Industrie AG's annualized EBITDA for the quarter that ended in Dec. 2025 was €1.1 Mil. MS Industrie AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 18.39.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for MS Industrie AG's Debt-to-EBITDA or its related term are showing as below:

HAM:MSAG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.51   Med: 3.17   Max: 13.51
Current: 4.1

During the past 13 years, the highest Debt-to-EBITDA Ratio of MS Industrie AG was 13.51. The lowest was 2.51. And the median was 3.17.

HAM:MSAG's Debt-to-EBITDA is ranked worse than
72.38% of 1097 companies
in the Vehicles & Parts industry
Industry Median: 2.26 vs HAM:MSAG: 4.10

MS Industrie AG  (HAM:MSAG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


MS Industrie AG Debt-to-EBITDA Related Terms


MS Industrie AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for MS Industrie AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MS Industrie AG Debt-to-EBITDA Chart

MS Industrie AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.60 5.58 2.51 2.93 4.10

MS Industrie AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.46 3.05 -9.14 2.10 18.39

HAM:MSAG vs ORLY, AZO, GPC: Debt-to-EBITDA Comparison

For the Auto Parts subindustry, MS Industrie AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MS Industrie AG Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, MS Industrie AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where MS Industrie AG's Debt-to-EBITDA falls into.


HAM:MSAG
63GF Score
MS Industrie AG HAM:MSAG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MS Industrie AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

MS Industrie AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.748 + 9.224) / 4.875
=4.10

MS Industrie AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.748 + 9.224) / 1.086
=18.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 18.39 mean?
MS Industrie AG (HAM:MSAG) has a Debt-to-EBITDA of 18.39 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MS Industrie AG. This is 480% above median its historical median of 3.17. Over the past decade, MS Industrie AG's Debt-to-EBITDA has ranged from 2.51 to 13.51. According to the industry distribution chart, MS Industrie AG ranks #794 out of 1097 companies in the Vehicles & Parts industry, placing it in the top 72.4%.
Is MS Industrie AG's Debt-to-EBITDA too high?
MS Industrie AG's current Debt-to-EBITDA of 18.39 is 480% above median its 10-year median of 3.17. Over the past 10 years, this metric has ranged from a low of 2.51 to a high of 13.51. The Vehicles & Parts industry median Debt-to-EBITDA is 2.26. MS Industrie AG's value of 18.39 is 713.7% above this industry median. Based on the distribution chart, MS Industrie AG ranks #794 out of 1097 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, MS Industrie AG has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MS Industrie AG's Debt-to-EBITDA compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, MS Industrie AG ranks #794 out of 1097 companies for Debt-to-EBITDA. This places MS Industrie AG in the lower half of its industry. The industry median Debt-to-EBITDA is 2.26. MS Industrie AG's value of 18.39 is 713.7% above this benchmark. Historically, MS Industrie AG's own Debt-to-EBITDA has ranged from 2.51 to 13.51 over the past decade. While the company's 10-year median is 3.17 vs. the industry median of 2.26, MS Industrie AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.26, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS Industrie AG's current Debt-to-EBITDA of 18.39 is 713.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MS Industrie AG. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS Industrie AG's current Debt-to-EBITDA is 18.39, which is 480% above median its own 10-year median of 3.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS Industrie AG stock overvalued right now?
Based on GuruFocus' analysis, MS Industrie AG (HAM:MSAG) is currently considered Fairly Valued. The stock's GF Value™ is €1.09, compared to a current price of €1.15 — trading 5.5% above its estimated fair value. The current Debt-to-EBITDA is 18.39, which is 480% above median its 10-year median of 3.17 and 713.7% above the Vehicles & Parts industry median of 2.26. MS Industrie AG's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MS Industrie AG (HAM:MSAG), the current Debt-to-EBITDA is 18.39 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MS Industrie AG (HAM:MSAG) Overvalued in 2026?

Based on GuruFocus' analysis, MS Industrie AG stock appears to be overvalued. The current stock price of €1.15 is trading 5.5% above its estimated GF Value™ of €1.09. GuruFocus considers MS Industrie AG to be Fairly Valued.

Key valuation signals for HAM:MSAG:

  • Debt-to-EBITDA: 18.39 (480% above median its 10-year median of 3.17)
  • GF Value™: €1.09 vs. price of €1.15 (5.5% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 713.7% above the Vehicles & Parts median (#794 of 1097)

No single metric tells the full story. See the HAM:MSAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MS Industrie AG Business Description

Other Exchanges MSAG:Germany
Address Brienner Street 7, Munich, DEU, 80333
MS Industrie AG is a business consulting and investment holding company. Its segments include Powertrain technology, Ultrasonic technology, Services, and others. The company focuses its investment in automotive and motor engineering (Diesel and electrical engines), and welding engineering sectors (mechanical engineering and packaging systems).
63GF Score

Get the complete analysis for HAM:MSAG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.15
Price
€1.09
GF Value