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TLG Immobilien AGHAM:TLG 64 Debt-to-EBITDA is 21.15 as of Dec. 2024, which is 491% above its 10-year median of 3.58. GuruFocus rates HAM:TLG with a GF Score™ of 64/100 and a GF Value™ of €10.06 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,272 Real Estate companies, TLG Immobilien AG ranks worse than 88.76% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for TLG Immobilien AG's Debt-to-EBITDA or its related term are showing as below:
HAM:TLG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.06 Med: 3.58 Max: 21.15
Current: 21.15
During the past 12 years, the highest Debt-to-EBITDA Ratio of TLG Immobilien AG was 21.15. The lowest was -1.06. And the median was 3.58.
HAM:TLG's Debt-to-EBITDA is ranked worse than 88.76% of 1272
companies
in the Real Estate industry
Industry Median: 5.615
vs HAM:TLG: 21.15
TLG Immobilien AG (HAM:TLG) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
TLG Immobilien AG Debt-to-EBITDA Related Terms
TLG Immobilien AG Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for TLG Immobilien AG's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:TLG vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison
For the Real Estate Services subindustry, TLG Immobilien AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TLG Immobilien AG Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, TLG Immobilien AG's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where TLG Immobilien AG's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2024) EBITDA data.
TLG Immobilien AG (HAM:TLG) has a Debt-to-EBITDA of 21.15 as of Dec. 2024. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TLG Immobilien AG. This is 491% above median its historical median of 3.58. According to the industry distribution chart, TLG Immobilien AG ranks #1129 out of 1272 companies in the Real Estate industry, placing it in the top 88.8%.
Is TLG Immobilien AG's Debt-to-EBITDA too high?
TLG Immobilien AG's current Debt-to-EBITDA of 21.15 is 491% above median its 10-year median of 3.58. The Real Estate industry median Debt-to-EBITDA is 5.62. TLG Immobilien AG's value of 21.15 is 276.7% above this industry median. Based on the distribution chart, TLG Immobilien AG ranks #1129 out of 1272 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, TLG Immobilien AG has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TLG Immobilien AG's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, TLG Immobilien AG ranks #1129 out of 1272 companies for Debt-to-EBITDA. This places TLG Immobilien AG in the lower half of its industry. The industry median Debt-to-EBITDA is 5.62. TLG Immobilien AG's value of 21.15 is 276.7% above this benchmark. While the company's 10-year median is 3.58 vs. the industry median of 5.62, TLG Immobilien AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TLG Immobilien AG's current Debt-to-EBITDA of 21.15 is 276.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TLG Immobilien AG. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TLG Immobilien AG's current Debt-to-EBITDA is 21.15, which is 491% above median its own 10-year median of 3.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TLG Immobilien AG stock overvalued right now?
Based on GuruFocus' analysis, TLG Immobilien AG (HAM:TLG) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.06, compared to a current price of €11.80 — trading 17.3% above its estimated fair value. The current Debt-to-EBITDA is 21.15, which is 491% above median its 10-year median of 3.58 and 276.7% above the Real Estate industry median of 5.62. TLG Immobilien AG's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For TLG Immobilien AG (HAM:TLG), the current Debt-to-EBITDA is 21.15 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TLG Immobilien AG (HAM:TLG) Overvalued in 2026?
Based on GuruFocus' analysis, TLG Immobilien AG stock appears to be overvalued.
The current stock price of €11.80 is trading 17.3% above its estimated GF Value™ of €10.06.
GuruFocus considers TLG Immobilien AG to be Modestly Overvalued.
Key valuation signals for HAM:TLG:
Debt-to-EBITDA: 21.15 (491% above median its 10-year median of 3.58)
GF Value™: €10.06 vs. price of €11.80 (17.3% above fair value)
Industry Position: 276.7% above the Real Estate median (#1129 of 1272)
No single metric tells the full story. See the HAM:TLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TLG Immobilien AG is a commercial real estate company that focuses on the Berlin and eastern Germany regions of the Baltic coast and the Middle Germany core region. The company manages a portfolio of commercial properties mainly for office and retail uses. In addition, TLG Immobilien owns and operates several hotel properties that are located in Berlin, Dresden, Leipzig, and Rostock. The company provides property management, letting, sales, and purchases services. The majority of the group's revenue comes from rental and letting activities.
64GF Score
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