HDVTY (Henderson Investment) Debt-to-EBITDA : 1.84 (As of Dec. 2025) — 18% Below Median

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HDVTY Henderson Investment Ltd HDVTY
45 GF Score
Price $0.16
GF Value $0.15
! 3 Warning Signs
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What is Henderson Investment Debt-to-EBITDA?

Henderson Investment HDVTY 45 Debt-to-EBITDA is 1.84 as of Dec. 2025, which is 18% below its 10-year median of 2.25. GuruFocus rates HDVTY with a GF Score™ of 45/100 and a GF Value™ of $0.15. The stock has 3 warning signs investors should review. Among 899 Retail - Cyclical companies, Henderson Investment ranks better than 58.18% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Henderson Investment's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $25.8 Mil. Henderson Investment's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $31.2 Mil. Henderson Investment's annualized EBITDA for the quarter that ended in Dec. 2025 was $31.1 Mil. Henderson Investment's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 1.83.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Henderson Investment's Debt-to-EBITDA or its related term are showing as below:

HDVTY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.49   Med: 2.25   Max: 3.77
Current: 1.95

During the past 13 years, the highest Debt-to-EBITDA Ratio of Henderson Investment was 3.77. The lowest was 1.49. And the median was 2.25.

HDVTY's Debt-to-EBITDA is ranked better than
58.18% of 899 companies
in the Retail - Cyclical industry
Industry Median: 2.4 vs HDVTY: 1.95

Henderson Investment  (OTCPK:HDVTY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Henderson Investment Debt-to-EBITDA Related Terms


Henderson Investment Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Henderson Investment's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Henderson Investment Debt-to-EBITDA Chart

Henderson Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.51 2.31 3.77 3.19 1.95

Henderson Investment Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.40 3.98 3.06 2.65 1.84

HDVTY vs DDS: Debt-to-EBITDA Comparison

For the Department Stores subindustry, Henderson Investment's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Henderson Investment Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Henderson Investment's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Henderson Investment's Debt-to-EBITDA falls into.


HDVTY
45GF Score
Henderson Investment Ltd HDVTY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Henderson Investment Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Henderson Investment's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(25.833 + 31.231) / 29.303
=1.95

Henderson Investment's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(25.833 + 31.231) / 31.102
=1.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.84 mean?
Henderson Investment (HDVTY) has a Debt-to-EBITDA of 1.84 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Henderson Investment. This is 18% below median its historical median of 2.25. Over the past decade, Henderson Investment's Debt-to-EBITDA has ranged from 1.49 to 3.77. According to the industry distribution chart, Henderson Investment ranks #376 out of 899 companies in the Retail - Cyclical industry, placing it in the top 41.8%.
Is Henderson Investment's Debt-to-EBITDA too high?
Henderson Investment's current Debt-to-EBITDA of 1.84 is 18% below median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 3.77. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Henderson Investment's value of 1.84 is 23.3% below this industry median. Based on the distribution chart, Henderson Investment ranks #376 out of 899 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Henderson Investment has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Henderson Investment's Debt-to-EBITDA compare to DDS?
According to the Retail - Cyclical industry distribution chart, Henderson Investment ranks #376 out of 899 companies for Debt-to-EBITDA. This puts Henderson Investment in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. Henderson Investment's value of 1.84 is 23.3% below this benchmark. Historically, Henderson Investment's own Debt-to-EBITDA has ranged from 1.49 to 3.77 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 2.40, Henderson Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 899 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Henderson Investment's current Debt-to-EBITDA of 1.84 is 23.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Henderson Investment. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Henderson Investment's current Debt-to-EBITDA is 1.84, which is 18% below median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Henderson Investment stock overvalued right now?
Henderson Investment (HDVTY) has a current Debt-to-EBITDA of 1.84. The stock's GF Value™ is $0.15, compared to a current price of $0.16 — trading 8.1% above its estimated fair value. The current Debt-to-EBITDA is 1.84, which is 18% below median its 10-year median of 2.25 and 23.3% below the Retail - Cyclical industry median of 2.40. Henderson Investment's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Henderson Investment (HDVTY), the current Debt-to-EBITDA is 1.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Henderson Investment (HDVTY) Overvalued in 2026?

Based on GuruFocus' analysis, Henderson Investment stock appears to be overvalued. The current stock price of $0.16 is trading 8.1% above its estimated GF Value™ of $0.15.

Key valuation signals for HDVTY:

  • Debt-to-EBITDA: 1.84 (18% below median its 10-year median of 2.25)
  • GF Value™: $0.15 vs. price of $0.16 (8.1% above fair value)
  • GF Score™: 45/100 with 3 warning signs
  • Industry Position: 23.3% below the Retail - Cyclical median (#376 of 899)

No single metric tells the full story. See the HDVTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Henderson Investment Business Description

Other Exchanges 00097:Hong KongHI7:Germany
Address 8 Finance Street, 72-76th Floor, Two International Finance Centre, Central, Hong Kong, HKG
Henderson Investment Ltd is a Hong Kong-based is an investment holding company and the principal activities of its subsidiaries during the year were investment holding, and supermarket, department store and household specialty store operation. The company operates Citistore department stores, such as specialty stores and needle and line specialty stores. The company generates revenue from the sale of goods from its departmental and specialty stores. The company generates the majority of its revenue in Hong Kong.
45GF Score

Get the complete analysis for HDVTY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.16
Price
$0.15
GF Value