Life Concepts Holdings (HKSE:08056) Debt-to-EBITDA : 0.32 (As of Mar. 2026) — 30% Below Median

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HKSE:08056 Life Concepts Holdings Ltd HKSE:08056
36 GF Score
Price HK$0.19
GF Value HK$0.54
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Life Concepts Holdings Debt-to-EBITDA?

Life Concepts Holdings HKSE:08056 -10.70% 36 Debt-to-EBITDA is 0.32 as of Mar. 2026, which is 30% below its 10-year median of 0.46. GuruFocus rates HKSE:08056 with a GF Score™ of 36/100 and a GF Value™ of HK$0.54 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 306 Restaurants companies, Life Concepts Holdings ranks better than 89.54% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Life Concepts Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was HK$10.57 Mil. Life Concepts Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was HK$0.06 Mil. Life Concepts Holdings's annualized EBITDA for the quarter that ended in Mar. 2026 was HK$33.27 Mil. Life Concepts Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.32.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Life Concepts Holdings's Debt-to-EBITDA or its related term are showing as below:

HKSE:08056' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.86   Med: 0.46   Max: 99.31
Current: 0.61

During the past 13 years, the highest Debt-to-EBITDA Ratio of Life Concepts Holdings was 99.31. The lowest was -1.86. And the median was 0.46.

HKSE:08056's Debt-to-EBITDA is ranked better than
89.54% of 306 companies
in the Restaurants industry
Industry Median: 2.96 vs HKSE:08056: 0.61

Life Concepts Holdings  (HKSE:08056) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Life Concepts Holdings Debt-to-EBITDA Related Terms


Life Concepts Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Life Concepts Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life Concepts Holdings Debt-to-EBITDA Chart

Life Concepts Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.86 -0.84 -0.04 0.05 0.61

Life Concepts Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.03 -0.15 0.02 1.09 0.32

HKSE:08056 vs MCD, SBUX, CMG: Debt-to-EBITDA Comparison

For the Restaurants subindustry, Life Concepts Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life Concepts Holdings Debt-to-EBITDA vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Life Concepts Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Life Concepts Holdings's Debt-to-EBITDA falls into.


HKSE:08056
36GF Score
Life Concepts Holdings Ltd HKSE:08056
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life Concepts Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Life Concepts Holdings's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.568 + 0.063) / 17.373
=0.61

Life Concepts Holdings's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.568 + 0.063) / 33.268
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.32 mean?
Life Concepts Holdings (HKSE:08056) has a Debt-to-EBITDA of 0.32 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Life Concepts Holdings. This is 30% below median its historical median of 0.46. According to the industry distribution chart, Life Concepts Holdings ranks #32 out of 306 companies in the Restaurants industry, placing it in the top 10.5%.
Is Life Concepts Holdings' Debt-to-EBITDA too high?
Life Concepts Holdings' current Debt-to-EBITDA of 0.32 is 30% below median its 10-year median of 0.46. The Restaurants industry median Debt-to-EBITDA is 2.96. Life Concepts Holdings' value of 0.32 is 89.2% below this industry median. Based on the distribution chart, Life Concepts Holdings ranks #32 out of 306 companies in the Restaurants industry, which is in the top quartile — a strong position relative to peers. Overall, Life Concepts Holdings has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Life Concepts Holdings' Debt-to-EBITDA compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Life Concepts Holdings ranks #32 out of 306 companies for Debt-to-EBITDA. This places Life Concepts Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.96. Life Concepts Holdings' value of 0.32 is 89.2% below this benchmark. While the company's 10-year median is 0.46 vs. the industry median of 2.96, Life Concepts Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Restaurants company?
The median Debt-to-EBITDA among Restaurants companies is 2.96, based on 306 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life Concepts Holdings's current Debt-to-EBITDA of 0.32 is 89.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Life Concepts Holdings. For the Restaurants industry, the median Debt-to-EBITDA is 2.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life Concepts Holdings's current Debt-to-EBITDA is 0.32, which is 30% below median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life Concepts Holdings stock overvalued right now?
Based on GuruFocus' analysis, Life Concepts Holdings (HKSE:08056) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.54, compared to a current price of HK$0.19 — trading 64.4% below its estimated fair value. The current Debt-to-EBITDA is 0.32, which is 30% below median its 10-year median of 0.46 and 89.2% below the Restaurants industry median of 2.96. Life Concepts Holdings' overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Life Concepts Holdings (HKSE:08056), the current Debt-to-EBITDA is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life Concepts Holdings (HKSE:08056) Overvalued in 2026?

Based on GuruFocus' analysis, Life Concepts Holdings stock appears to be undervalued. The current stock price of HK$0.19 is trading 64.4% below its estimated GF Value™ of HK$0.54. GuruFocus considers Life Concepts Holdings to be Possible Value Trap.

Key valuation signals for HKSE:08056:

  • Debt-to-EBITDA: 0.32 (30% below median its 10-year median of 0.46)
  • GF Value™: HK$0.54 vs. price of HK$0.19 (64.4% below fair value)
  • GF Score™: 36/100 with 4 warning signs
  • Industry Position: 89.2% below the Restaurants median (#32 of 306)

No single metric tells the full story. See the HKSE:08056 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Concepts Holdings Business Description

Address 287-299 Queen’s Road Central, The Centre Mark, Shop 1, Ground Floor, Central, Hong Kong, HKG
Life Concepts Holdings Ltd is an investment holding company. The company's operating segment includes Provision of Catering Services; Provision of organic vegetables consulting services and Provision of financial intermediation services. It generates maximum revenue from Provision of Catering Services segment. Geographically, it derives a majority of revenue from Hong Kong.
36GF Score

Get the complete analysis for HKSE:08056

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.19
Price
HK$0.54
GF Value