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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Insignia Financial's Debt-to-EBITDA or its related term are showing as below:
IOOFF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -10.23 Med: 4.5 Max: 77.71
Current: 2.96
During the past 13 years, the highest Debt-to-EBITDA Ratio of Insignia Financial was 77.71. The lowest was -10.23. And the median was 4.50.
IOOFF's Debt-to-EBITDA is not ranked
in the Asset Management industry.
Industry Median: 1.39
vs IOOFF: 2.96
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Insignia Financial Debt-to-EBITDA Related Terms
Insignia Financial Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Insignia Financial's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Insignia Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insignia Financial Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Insignia Financial's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Insignia Financial's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Insignia Financial (IOOFF) has a Debt-to-EBITDA of 2.46 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Insignia Financial. This is 45% below median its historical median of 4.50.
Is Insignia Financial's Debt-to-EBITDA too high?
Insignia Financial's current Debt-to-EBITDA of 2.46 is 45% below median its 10-year median of 4.50. The Asset Management industry median Debt-to-EBITDA is 1.39. Insignia Financial's value of 2.46 is 77% above this industry median. Overall, Insignia Financial has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Insignia Financial's Debt-to-EBITDA compare to BLK and BX?
Insignia Financial's Debt-to-EBITDA of 2.46 can be compared against companies in the Asset Management industry. The industry median Debt-to-EBITDA is 1.39. Insignia Financial's value of 2.46 is 77% above this benchmark. While the company's 10-year median is 4.50 vs. the industry median of 1.39, Insignia Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.39, based on 385 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insignia Financial's current Debt-to-EBITDA of 2.46 is 77% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Insignia Financial. For the Asset Management industry, the median Debt-to-EBITDA is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insignia Financial's current Debt-to-EBITDA is 2.46, which is 45% below median its own 10-year median of 4.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insignia Financial stock overvalued right now?
Insignia Financial (IOOFF) has a current Debt-to-EBITDA of 2.46. The stock's GF Value™ is $0.58, compared to a current price of $1.30 — trading 124.1% above its estimated fair value. The current Debt-to-EBITDA is 2.46, which is 45% below median its 10-year median of 4.50 and 77% above the Asset Management industry median of 1.39. Insignia Financial's overall GF Score™ is 35/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Insignia Financial (IOOFF), the current Debt-to-EBITDA is 2.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insignia Financial (IOOFF) Overvalued in 2026?
Based on GuruFocus' analysis, Insignia Financial stock appears to be overvalued.
The current stock price of $1.30 is trading 124.1% above its estimated GF Value™ of $0.58.
Key valuation signals for IOOFF:
Debt-to-EBITDA: 2.46 (45% below median its 10-year median of 4.50)
GF Value™: $0.58 vs. price of $1.30 (124.1% above fair value)
Industry Position: 77% above the Asset Management median
No single metric tells the full story. See the IOOFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insignia Financial (formerly IOOF) provides wealth-management advice and products via a multibranded strategy, and a vertically integrated business model. Insignia's advice business provides financial planning services to both the mass affluent and high-net-worth clients. It also services non-Insignia advisors, providing compliance and other administrative services. Furthermore, Insignia offers platform products, which generates fees mainly from superannuation and non-superannuation investments accessed via its own platforms. It also derives revenue via some third-party platforms sourced from its aligned advisors. Lastly, the firm has an investment management segment.
35GF Score
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