IPNFF (ImagineAR) Debt-to-EBITDA : -0.28 (As of Feb. 2026)


What is ImagineAR Debt-to-EBITDA?

ImagineAR IPNFF -9.72% Debt-to-EBITDA is -0.28 as of Feb. 2026. The stock has 3 warning signs investors should review. Among 1,706 Software companies, ImagineAR ranks worse than 58616.59% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

ImagineAR's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was $0.00 Mil. ImagineAR's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was $0.28 Mil. ImagineAR's annualized EBITDA for the quarter that ended in Feb. 2026 was $-0.98 Mil. ImagineAR's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was -0.28.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for ImagineAR's Debt-to-EBITDA or its related term are showing as below:

IPNFF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.75   Med: -0.02   Max: 0
Current: -0.16

IPNFF's Debt-to-EBITDA is ranked worse than
100% of 1706 companies
in the Software industry
Industry Median: 1.095 vs IPNFF: -0.16

ImagineAR  (OTCPK:IPNFF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


ImagineAR Debt-to-EBITDA Related Terms


ImagineAR Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ImagineAR's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ImagineAR Debt-to-EBITDA Chart

ImagineAR Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.01 -0.02 -0.02 0.00 -0.13

ImagineAR Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.08 -0.09 -0.59 -0.10 -0.28

IPNFF vs MSFT, ORCL, PLTR: Debt-to-EBITDA Comparison

For the Software - Infrastructure subindustry, ImagineAR's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ImagineAR Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, ImagineAR's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ImagineAR's Debt-to-EBITDA falls into.



ImagineAR Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

ImagineAR's Debt-to-EBITDA for the fiscal year that ended in Aug. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0.251) / -2.008
=-0.13

ImagineAR's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0.275) / -0.984
=-0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.28 mean?
ImagineAR (IPNFF) has a Debt-to-EBITDA of -0.28 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ImagineAR. According to the industry distribution chart, ImagineAR ranks #999999 out of 1706 companies in the Software industry.
Is ImagineAR's Debt-to-EBITDA too high?
ImagineAR's current Debt-to-EBITDA is -0.28. Based on the distribution chart, ImagineAR ranks #999999 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers.
How does ImagineAR's Debt-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, ImagineAR ranks #999999 out of 1706 companies for Debt-to-EBITDA. This places ImagineAR in the lower half of its industry. The industry median Debt-to-EBITDA is 1.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ImagineAR. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ImagineAR's current Debt-to-EBITDA is -0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ImagineAR stock overvalued right now?
ImagineAR (IPNFF) has a current Debt-to-EBITDA of -0.28. The current Debt-to-EBITDA is -0.28. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ImagineAR (IPNFF), the current Debt-to-EBITDA is -0.28 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ImagineAR Business Description

Other Exchanges GMS1:GermanyIP:Canada
Address 3411 Peach Street, Suite 230, Erie, PA, USA, 16508
ImagineAR Inc provides a mobile platform for companies to develop & implement Mobile Augmented Reality experiences instantly with no programming or technology experience. Its platform enables users to point their mobile device at logos, signs, buildings, products, landmarks, and instantly engage with videos, information, advertisements, coupons, 3D holograms, and any other interactive content hosted in the cloud. Its products include ImagineAR Mobile App, ImagineAR Cloud, and ImagineAR SDK/API, among others. The Company operates in one reportable segment, comprised of data services, and revenue is earned from two regions: Canada and the United States.