Destek Finans Faktoring AS (IST:DSTKF) Debt-to-EBITDA : 5.09 (As of Mar. 2026) — 15% Above Median

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IST:DSTKF Destek Finans Faktoring AS IST:DSTKF
19 GF Score
Price ₺2,048.00
! 3 Warning Signs
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What is Destek Finans Faktoring AS Debt-to-EBITDA?

Destek Finans Faktoring AS IST:DSTKF -2.48% 19 Debt-to-EBITDA is 5.09 as of Mar. 2026, which is 15% above its 10-year median of 4.44. GuruFocus rates IST:DSTKF with a GF Score™ of 19/100. The stock has 3 warning signs investors should review. Among 422 Capital Markets companies, Destek Finans Faktoring AS ranks worse than 68.01% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Destek Finans Faktoring AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺23,484 Mil. Destek Finans Faktoring AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺5,727 Mil. Destek Finans Faktoring AS's annualized EBITDA for the quarter that ended in Mar. 2026 was ₺5,742 Mil. Destek Finans Faktoring AS's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 5.09.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Destek Finans Faktoring AS's Debt-to-EBITDA or its related term are showing as below:

IST:DSTKF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.23   Med: 4.44   Max: 8.89
Current: 4.33

During the past 5 years, the highest Debt-to-EBITDA Ratio of Destek Finans Faktoring AS was 8.89. The lowest was 2.23. And the median was 4.44.

IST:DSTKF's Debt-to-EBITDA is ranked worse than
68.01% of 422 companies
in the Capital Markets industry
Industry Median: 1.645 vs IST:DSTKF: 4.33

Destek Finans Faktoring AS  (IST:DSTKF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Destek Finans Faktoring AS Debt-to-EBITDA Related Terms


Destek Finans Faktoring AS Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Destek Finans Faktoring AS's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Destek Finans Faktoring AS Debt-to-EBITDA Chart

Destek Finans Faktoring AS Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
8.48 8.89 2.23 4.33 4.44

Destek Finans Faktoring AS Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.24 3.05 4.09 3.85 5.09

IST:DSTKF vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Destek Finans Faktoring AS's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Destek Finans Faktoring AS Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Destek Finans Faktoring AS's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Destek Finans Faktoring AS's Debt-to-EBITDA falls into.


IST:DSTKF
19GF Score
Destek Finans Faktoring AS IST:DSTKF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Destek Finans Faktoring AS Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Destek Finans Faktoring AS's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(23691.976 + 5413.913) / 6556.124
=4.44

Destek Finans Faktoring AS's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(23484.377 + 5726.941) / 5741.596
=5.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.09 mean?
Destek Finans Faktoring AS (IST:DSTKF) has a Debt-to-EBITDA of 5.09 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Destek Finans Faktoring AS. This is 15% above median its historical median of 4.44. Over the past decade, Destek Finans Faktoring AS's Debt-to-EBITDA has ranged from 2.23 to 8.89. According to the industry distribution chart, Destek Finans Faktoring AS ranks #287 out of 422 companies in the Capital Markets industry, placing it in the top 68%.
Is Destek Finans Faktoring AS's Debt-to-EBITDA too high?
Destek Finans Faktoring AS's current Debt-to-EBITDA of 5.09 is 15% above median its 10-year median of 4.44. Over the past 10 years, this metric has ranged from a low of 2.23 to a high of 8.89. The Capital Markets industry median Debt-to-EBITDA is 1.65. Destek Finans Faktoring AS's value of 5.09 is 209.4% above this industry median. Based on the distribution chart, Destek Finans Faktoring AS ranks #287 out of 422 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Destek Finans Faktoring AS has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Destek Finans Faktoring AS's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Destek Finans Faktoring AS ranks #287 out of 422 companies for Debt-to-EBITDA. This places Destek Finans Faktoring AS in the lower half of its industry. The industry median Debt-to-EBITDA is 1.65. Destek Finans Faktoring AS's value of 5.09 is 209.4% above this benchmark. Historically, Destek Finans Faktoring AS's own Debt-to-EBITDA has ranged from 2.23 to 8.89 over the past decade. While the company's 10-year median is 4.44 vs. the industry median of 1.65, Destek Finans Faktoring AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Destek Finans Faktoring AS's current Debt-to-EBITDA of 5.09 is 209.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Destek Finans Faktoring AS. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Destek Finans Faktoring AS's current Debt-to-EBITDA is 5.09, which is 15% above median its own 10-year median of 4.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Destek Finans Faktoring AS stock overvalued right now?
Destek Finans Faktoring AS (IST:DSTKF) has a current Debt-to-EBITDA of 5.09. The current Debt-to-EBITDA is 5.09, which is 15% above median its 10-year median of 4.44 and 209.4% above the Capital Markets industry median of 1.65. Destek Finans Faktoring AS's overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Destek Finans Faktoring AS (IST:DSTKF), the current Debt-to-EBITDA is 5.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Destek Finans Faktoring AS Business Description

Address Esentepe Mah., Ferko Signature, Buyukdere Caddesi No: 175/165, K: 26, Sisli, Istanbul, TUR, 34394
Destek Finans Faktoring AS is engaged in Financial Leasing, Factoring, Financing Companies, and other related activities.
19GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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