IVCGF (Iveco Group NV) Debt-to-EBITDA : 12.11 (As of Mar. 2026) — 145% Above Median

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IVCGF Iveco Group NV IVCGF
67 GF Score
Price $15.87
GF Value $12.02
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Iveco Group NV Debt-to-EBITDA?

Iveco Group NV IVCGF 67 Debt-to-EBITDA is 12.11 as of Mar. 2026, which is 145% above its 10-year median of 4.95. GuruFocus rates IVCGF with a GF Score™ of 67/100 and a GF Value™ of $12.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 174 Farm & Heavy Construction Machinery companies, Iveco Group NV ranks worse than 78.16% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Iveco Group NV's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $309 Mil. Iveco Group NV's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $5,628 Mil. Iveco Group NV's annualized EBITDA for the quarter that ended in Mar. 2026 was $490 Mil. Iveco Group NV's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 12.11.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Iveco Group NV's Debt-to-EBITDA or its related term are showing as below:

IVCGF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.43   Med: 4.95   Max: 30.71
Current: 4.43

During the past 8 years, the highest Debt-to-EBITDA Ratio of Iveco Group NV was 30.71. The lowest was 4.43. And the median was 4.95.

IVCGF's Debt-to-EBITDA is ranked worse than
78.16% of 174 companies
in the Farm & Heavy Construction Machinery industry
Industry Median: 1.68 vs IVCGF: 4.43

Iveco Group NV  (OTCPK:IVCGF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Iveco Group NV Debt-to-EBITDA Related Terms


Iveco Group NV Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Iveco Group NV's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Iveco Group NV Debt-to-EBITDA Chart

Iveco Group NV Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 6.91 4.47 4.76 4.47 4.73

Iveco Group NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.17 3.34 5.16 4.65 12.11

IVCGF vs CAT, DE, PCAR: Debt-to-EBITDA Comparison

For the Farm & Heavy Construction Machinery subindustry, Iveco Group NV's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Iveco Group NV Debt-to-EBITDA vs Farm & Heavy Construction Machinery Industry

For the Farm & Heavy Construction Machinery industry and Industrials sector, Iveco Group NV's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Iveco Group NV's Debt-to-EBITDA falls into.


IVCGF
67GF Score
Iveco Group NV IVCGF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Iveco Group NV Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Iveco Group NV's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(501.171 + 6596.019) / 1500
=4.73

Iveco Group NV's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(308.671 + 5627.746) / 490.172
=12.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 12.11 mean?
Iveco Group NV (IVCGF) has a Debt-to-EBITDA of 12.11 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Iveco Group NV. This is 145% above median its historical median of 4.95. Over the past decade, Iveco Group NV's Debt-to-EBITDA has ranged from 4.43 to 30.71. According to the industry distribution chart, Iveco Group NV ranks #136 out of 174 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 78.2%.
Is Iveco Group NV's Debt-to-EBITDA too high?
Iveco Group NV's current Debt-to-EBITDA of 12.11 is 145% above median its 10-year median of 4.95. Over the past 10 years, this metric has ranged from a low of 4.43 to a high of 30.71. The Farm & Heavy Construction Machinery industry median Debt-to-EBITDA is 1.68. Iveco Group NV's value of 12.11 is 620.8% above this industry median. Based on the distribution chart, Iveco Group NV ranks #136 out of 174 companies in the Farm & Heavy Construction Machinery industry, which is in the bottom quartile relative to peers. Overall, Iveco Group NV has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Iveco Group NV's Debt-to-EBITDA compare to CAT and DE?
According to the Farm & Heavy Construction Machinery industry distribution chart, Iveco Group NV ranks #136 out of 174 companies for Debt-to-EBITDA. This places Iveco Group NV in the lower half of its industry. The industry median Debt-to-EBITDA is 1.68. Iveco Group NV's value of 12.11 is 620.8% above this benchmark. Historically, Iveco Group NV's own Debt-to-EBITDA has ranged from 4.43 to 30.71 over the past decade. While the company's 10-year median is 4.95 vs. the industry median of 1.68, Iveco Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Farm & Heavy Construction Machinery company?
The median Debt-to-EBITDA among Farm & Heavy Construction Machinery companies is 1.68, based on 174 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Iveco Group NV's current Debt-to-EBITDA of 12.11 is 620.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Iveco Group NV. For the Farm & Heavy Construction Machinery industry, the median Debt-to-EBITDA is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Iveco Group NV's current Debt-to-EBITDA is 12.11, which is 145% above median its own 10-year median of 4.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Iveco Group NV stock overvalued right now?
Based on GuruFocus' analysis, Iveco Group NV (IVCGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.02, compared to a current price of $15.87 — trading 32% above its estimated fair value. The current Debt-to-EBITDA is 12.11, which is 145% above median its 10-year median of 4.95 and 620.8% above the Farm & Heavy Construction Machinery industry median of 1.68. Iveco Group NV's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Iveco Group NV (IVCGF), the current Debt-to-EBITDA is 12.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Iveco Group NV (IVCGF) Overvalued in 2026?

Based on GuruFocus' analysis, Iveco Group NV stock appears to be overvalued. The current stock price of $15.87 is trading 32% above its estimated GF Value™ of $12.02. GuruFocus considers Iveco Group NV to be Significantly Overvalued.

Key valuation signals for IVCGF:

  • Debt-to-EBITDA: 12.11 (145% above median its 10-year median of 4.95)
  • GF Value™: $12.02 vs. price of $15.87 (32% above fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 620.8% above the Farm & Heavy Construction Machinery median (#136 of 174)

No single metric tells the full story. See the IVCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Iveco Group NV Business Description

Address Via Puglia n. 35, Turin, ITA, 10156
Iveco Group NV is engaged in the design, production, marketing, sale, servicing, and financing of trucks, commercial vehicles, buses, and specialty vehicles for firefighting, defense, and other uses, as well as combustion engines, alternative propulsion systems, transmissions, and axles. The group has four operating segments: Truck, Bus, Powertrain, and Financial Services. The majority of revenue is generated from the Truck segment which designs, manufactures, and distributes a full range of light, medium, and heavy vehicles for the transportation and distribution of goods under the IVECO brand. Geographically, the majority of revenue is generated from Europe.
67GF Score

Get the complete analysis for IVCGF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.87
Price
$12.02
GF Value