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JM GroupJMG 25 Debt-to-EBITDA is 2.25 as of Sep. 2025, which is 24% above its 10-year median of 1.82. GuruFocus rates JMG with a GF Score™ of 25/100. The stock has 4 warning signs investors should review.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for JM Group's Debt-to-EBITDA or its related term are showing as below:
JMG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.8 Med: 1.82 Max: 3.9
Current: 1.82
During the past 3 years, the highest Debt-to-EBITDA Ratio of JM Group was 3.90. The lowest was -2.80. And the median was 1.82.
JMG's Debt-to-EBITDA is not ranked
in the Retail - Cyclical industry.
Industry Median: 2.28
vs JMG: 1.82
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
JM Group Debt-to-EBITDA Related Terms
JM Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for JM Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JM Group Debt-to-EBITDA Chart
JM Group Annual Data
Trend
Sep23
Sep24
Sep25
Debt-to-EBITDA
-2.80
3.90
1.82
JM Group Semi-Annual Data
Sep23
Mar24
Sep24
Mar25
Sep25
Debt-to-EBITDA
N/A
0.00
4.71
1.85
2.25
JMG vs BARK, CHPT, NPT: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, JM Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JM Group Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, JM Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where JM Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.
JM Group (JMG) has a Debt-to-EBITDA of 2.25 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JM Group. This is 24% above median its historical median of 1.82.
Is JM Group's Debt-to-EBITDA too high?
JM Group's current Debt-to-EBITDA of 2.25 is 24% above median its 10-year median of 1.82. The Retail - Cyclical industry median Debt-to-EBITDA is 2.28. JM Group's value of 2.25 is 1.3% below this industry median. Overall, JM Group has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does JM Group's Debt-to-EBITDA compare to BARK and CHPT?
JM Group's Debt-to-EBITDA of 2.25 can be compared against companies in the Retail - Cyclical industry. The industry median Debt-to-EBITDA is 2.28. JM Group's value of 2.25 is 1.3% below this benchmark. While the company's 10-year median is 1.82 vs. the industry median of 2.28, JM Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.28, based on 911 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JM Group's current Debt-to-EBITDA of 2.25 is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on JM Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JM Group's current Debt-to-EBITDA is 2.25, which is 24% above median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JM Group stock overvalued right now?
JM Group (JMG) has a current Debt-to-EBITDA of 2.25. The current Debt-to-EBITDA is 2.25, which is 24% above median its 10-year median of 1.82 and 1.3% below the Retail - Cyclical industry median of 2.28. JM Group's overall GF Score™ is 25/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For JM Group (JMG), the current Debt-to-EBITDA is 2.25 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
JM Group Ltd is engaged in the sourcing and wholesaling of toys, gifts, household products and other products for international brand owners. Its products can be broadly classified into eight categories: (i) sports and outdoor recreation products, including water gun, umbrella, pool volleyball, athletic equipment and accessories, (ii) toys and games, (iii) seasonable decor and party supplies, including interior decorative elements, Christmas tree, and other general festival and event decorative goods, (iv) electronics, including electronic toys and automotive battery; (v) home and tools, (vi) school, office and art supplies, including art and craft, (vii) clothing, shoes and accessories, (vii) personal care products, such as personal care appliance, and (viii) others.
25GF Score
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