Tandlianwala Sugar Mills (KAR:TSML) Debt-to-EBITDA : 5.60 (As of Mar. 2026) — 64% Above Median

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KAR:TSML Tandlianwala Sugar Mills Ltd KAR:TSML
65 GF Score
Price ₨630.40
GF Value ₨118.06
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Tandlianwala Sugar Mills Debt-to-EBITDA?

Tandlianwala Sugar Mills KAR:TSML -0.42% 65 Debt-to-EBITDA is 5.60 as of Mar. 2026, which is 64% above its 10-year median of 3.42. GuruFocus rates KAR:TSML with a GF Score™ of 65/100 and a GF Value™ of ₨118.06 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,549 Consumer Packaged Goods companies, Tandlianwala Sugar Mills ranks worse than 81.28% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tandlianwala Sugar Mills's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨27,251 Mil. Tandlianwala Sugar Mills's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨361 Mil. Tandlianwala Sugar Mills's annualized EBITDA for the quarter that ended in Mar. 2026 was ₨4,928 Mil. Tandlianwala Sugar Mills's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 5.60.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Tandlianwala Sugar Mills's Debt-to-EBITDA or its related term are showing as below:

KAR:TSML' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.77   Med: 3.42   Max: 7.37
Current: 5.56

During the past 13 years, the highest Debt-to-EBITDA Ratio of Tandlianwala Sugar Mills was 7.37. The lowest was 1.77. And the median was 3.42.

KAR:TSML's Debt-to-EBITDA is ranked worse than
81.28% of 1549 companies
in the Consumer Packaged Goods industry
Industry Median: 2.07 vs KAR:TSML: 5.56

Tandlianwala Sugar Mills  (KAR:TSML) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Tandlianwala Sugar Mills Debt-to-EBITDA Related Terms


Tandlianwala Sugar Mills Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Tandlianwala Sugar Mills's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tandlianwala Sugar Mills Debt-to-EBITDA Chart

Tandlianwala Sugar Mills Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.84 3.44 1.77 3.04 3.40

Tandlianwala Sugar Mills Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.99 5.57 3.02 3.79 5.60

KAR:TSML vs MDLZ, HSY, TR: Debt-to-EBITDA Comparison

For the Confectioners subindustry, Tandlianwala Sugar Mills's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tandlianwala Sugar Mills Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Tandlianwala Sugar Mills's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Tandlianwala Sugar Mills's Debt-to-EBITDA falls into.


KAR:TSML
65GF Score
Tandlianwala Sugar Mills Ltd KAR:TSML
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tandlianwala Sugar Mills Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tandlianwala Sugar Mills's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(17820.892 + 377.479) / 5355.369
=3.40

Tandlianwala Sugar Mills's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(27250.966 + 361.14) / 4928.46
=5.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.60 mean?
Tandlianwala Sugar Mills (KAR:TSML) has a Debt-to-EBITDA of 5.60 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tandlianwala Sugar Mills. This is 64% above median its historical median of 3.42. Over the past decade, Tandlianwala Sugar Mills' Debt-to-EBITDA has ranged from 1.77 to 7.37. According to the industry distribution chart, Tandlianwala Sugar Mills ranks #1259 out of 1549 companies in the Consumer Packaged Goods industry, placing it in the top 81.3%.
Is Tandlianwala Sugar Mills' Debt-to-EBITDA too high?
Tandlianwala Sugar Mills' current Debt-to-EBITDA of 5.60 is 64% above median its 10-year median of 3.42. Over the past 10 years, this metric has ranged from a low of 1.77 to a high of 7.37. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.07. Tandlianwala Sugar Mills' value of 5.60 is 170.5% above this industry median. Based on the distribution chart, Tandlianwala Sugar Mills ranks #1259 out of 1549 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Tandlianwala Sugar Mills has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tandlianwala Sugar Mills' Debt-to-EBITDA compare to MDLZ and HSY?
According to the Consumer Packaged Goods industry distribution chart, Tandlianwala Sugar Mills ranks #1259 out of 1549 companies for Debt-to-EBITDA. This places Tandlianwala Sugar Mills in the lower half of its industry. The industry median Debt-to-EBITDA is 2.07. Tandlianwala Sugar Mills' value of 5.60 is 170.5% above this benchmark. Historically, Tandlianwala Sugar Mills' own Debt-to-EBITDA has ranged from 1.77 to 7.37 over the past decade. While the company's 10-year median is 3.42 vs. the industry median of 2.07, Tandlianwala Sugar Mills has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.07, based on 1,549 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tandlianwala Sugar Mills's current Debt-to-EBITDA of 5.60 is 170.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tandlianwala Sugar Mills. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tandlianwala Sugar Mills's current Debt-to-EBITDA is 5.60, which is 64% above median its own 10-year median of 3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tandlianwala Sugar Mills stock overvalued right now?
Based on GuruFocus' analysis, Tandlianwala Sugar Mills (KAR:TSML) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨118.06, compared to a current price of ₨630.40 — trading 434% above its estimated fair value. The current Debt-to-EBITDA is 5.60, which is 64% above median its 10-year median of 3.42 and 170.5% above the Consumer Packaged Goods industry median of 2.07. Tandlianwala Sugar Mills' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Tandlianwala Sugar Mills (KAR:TSML), the current Debt-to-EBITDA is 5.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tandlianwala Sugar Mills (KAR:TSML) Overvalued in 2026?

Based on GuruFocus' analysis, Tandlianwala Sugar Mills stock appears to be overvalued. The current stock price of ₨630.40 is trading 434% above its estimated GF Value™ of ₨118.06. GuruFocus considers Tandlianwala Sugar Mills to be Significantly Overvalued.

Key valuation signals for KAR:TSML:

  • Debt-to-EBITDA: 5.60 (64% above median its 10-year median of 3.42)
  • GF Value™: ₨118.06 vs. price of ₨630.40 (434% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 170.5% above the Consumer Packaged Goods median (#1259 of 1549)

No single metric tells the full story. See the KAR:TSML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tandlianwala Sugar Mills Business Description

Address 66-L, Gulberg-II, Lahore, PB, PAK, 54000
Tandlianwala Sugar Mills Ltd is engaged in the production and sale of white crystalline sugar, ethanol, and other allied by-products. The company operates three sugar mills, two ethanol distilleries, and a carbon Dioxide plant. Its operating segments include the Sugar segment, which involves the production of white sugar and molasses from sugarcane; the Ethanol segment, which focuses on the production of ethanol from molasses; and the Top Gas and other segments, which involve the production of top gas. The majority of the company's revenue is generated from the Sugar segment.
65GF Score

Get the complete analysis for KAR:TSML

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨630.40
Price
₨118.06
GF Value