Unity Foods (KAR:UNITY) Debt-to-EBITDA : 5.48 (As of Sep. 2025) — 19% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:UNITY Unity Foods Ltd KAR:UNITY
64 GF Score
Price ₨10.20
GF Value ₨37.17
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Unity Foods Debt-to-EBITDA?

Unity Foods KAR:UNITY -0.39% 64 Debt-to-EBITDA is 5.48 as of Sep. 2025, which is 19% below its 10-year median of 6.74. GuruFocus rates KAR:UNITY with a GF Score™ of 64/100 and a GF Value™ of ₨37.17 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,550 Consumer Packaged Goods companies, Unity Foods ranks worse than 77.87% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Unity Foods's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₨42,246 Mil. Unity Foods's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₨2,401 Mil. Unity Foods's annualized EBITDA for the quarter that ended in Sep. 2025 was ₨8,141 Mil. Unity Foods's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 5.48.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Unity Foods's Debt-to-EBITDA or its related term are showing as below:

KAR:UNITY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.92   Med: 6.74   Max: 10.77
Current: 4.87

During the past 12 years, the highest Debt-to-EBITDA Ratio of Unity Foods was 10.77. The lowest was 3.92. And the median was 6.74.

KAR:UNITY's Debt-to-EBITDA is ranked worse than
77.87% of 1550 companies
in the Consumer Packaged Goods industry
Industry Median: 2.075 vs KAR:UNITY: 4.87

Unity Foods  (KAR:UNITY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Unity Foods Debt-to-EBITDA Related Terms


Unity Foods Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Unity Foods's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Foods Debt-to-EBITDA Chart

Unity Foods Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.92 4.91 8.78 10.77 4.73

Unity Foods Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.95 3.34 4.77 5.65 5.48

KAR:UNITY vs KHC, GIS, HRL: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, Unity Foods's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Foods Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Unity Foods's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Unity Foods's Debt-to-EBITDA falls into.


KAR:UNITY
64GF Score
Unity Foods Ltd KAR:UNITY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unity Foods Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Unity Foods's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(41471.892 + 2423.527) / 9281.227
=4.73

Unity Foods's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(42245.845 + 2401.168) / 8140.604
=5.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.48 mean?
Unity Foods (KAR:UNITY) has a Debt-to-EBITDA of 5.48 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Unity Foods. This is 19% below median its historical median of 6.74. Over the past decade, Unity Foods' Debt-to-EBITDA has ranged from 3.92 to 10.77. According to the industry distribution chart, Unity Foods ranks #1207 out of 1550 companies in the Consumer Packaged Goods industry, placing it in the top 77.9%.
Is Unity Foods' Debt-to-EBITDA too high?
Unity Foods' current Debt-to-EBITDA of 5.48 is 19% below median its 10-year median of 6.74. Over the past 10 years, this metric has ranged from a low of 3.92 to a high of 10.77. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Unity Foods' value of 5.48 is 164.1% above this industry median. Based on the distribution chart, Unity Foods ranks #1207 out of 1550 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Unity Foods has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Unity Foods' Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Unity Foods ranks #1207 out of 1550 companies for Debt-to-EBITDA. This places Unity Foods in the lower half of its industry. The industry median Debt-to-EBITDA is 2.08. Unity Foods' value of 5.48 is 164.1% above this benchmark. Historically, Unity Foods' own Debt-to-EBITDA has ranged from 3.92 to 10.77 over the past decade. While the company's 10-year median is 6.74 vs. the industry median of 2.08, Unity Foods has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,550 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unity Foods's current Debt-to-EBITDA of 5.48 is 164.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Unity Foods. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unity Foods's current Debt-to-EBITDA is 5.48, which is 19% below median its own 10-year median of 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Foods stock overvalued right now?
Based on GuruFocus' analysis, Unity Foods (KAR:UNITY) is currently considered Possible Value Trap. The stock's GF Value™ is ₨37.17, compared to a current price of ₨10.20 — trading 72.6% below its estimated fair value. The current Debt-to-EBITDA is 5.48, which is 19% below median its 10-year median of 6.74 and 164.1% above the Consumer Packaged Goods industry median of 2.08. Unity Foods' overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Unity Foods (KAR:UNITY), the current Debt-to-EBITDA is 5.48 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Foods (KAR:UNITY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Foods stock appears to be undervalued. The current stock price of ₨10.20 is trading 72.6% below its estimated GF Value™ of ₨37.17. GuruFocus considers Unity Foods to be Possible Value Trap.

Key valuation signals for KAR:UNITY:

  • Debt-to-EBITDA: 5.48 (19% below median its 10-year median of 6.74)
  • GF Value™: ₨37.17 vs. price of ₨10.20 (72.6% below fair value)
  • GF Score™: 64/100 with 7 warning signs
  • Industry Position: 164.1% above the Consumer Packaged Goods median (#1207 of 1550)

No single metric tells the full story. See the KAR:UNITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unity Foods Business Description

Address Unity Tower, Plot No. 8-C, P.E.C.H.S, Block - 6, Karachi, SD, PAK, 75400
Unity Foods Ltd is engaged in edible oil extraction, refining, and the distribution of grains and agro commodities. Its product offerings include Oilseeds, Feed Ingredients, and Other Feed Ingredients. The company's brand includes Pure and Crown Feeds.
64GF Score

Get the complete analysis for KAR:UNITY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨10.20
Price
₨37.17
GF Value