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Kestrel GroupKG +0.05%6 Debt-to-EBITDA is -14.32 as of Mar. 2026. GuruFocus rates KG with a GF Score™ of 6/100. The stock has 4 warning signs investors should review. Among 320 Insurance companies, Kestrel Group ranks worse than 80.94% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Kestrel Group's Debt-to-EBITDA or its related term are showing as below:
KG'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.07 Med: 1.43 Max: 3.08
Current: 3.08
During the past 3 years, the highest Debt-to-EBITDA Ratio of Kestrel Group was 3.08. The lowest was -0.07. And the median was 1.43.
KG's Debt-to-EBITDA is ranked worse than 80.94% of 320
companies
in the Insurance industry
Industry Median: 1.175
vs KG: 3.08
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Kestrel Group Debt-to-EBITDA Related Terms
Kestrel Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Kestrel Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Kestrel Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kestrel Group Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Kestrel Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Kestrel Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Kestrel Group (KG) has a Debt-to-EBITDA of -14.32 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Kestrel Group. According to the industry distribution chart, Kestrel Group ranks #259 out of 320 companies in the Insurance industry, placing it in the top 80.9%.
Is Kestrel Group's Debt-to-EBITDA too high?
Kestrel Group's current Debt-to-EBITDA is -14.32. Based on the distribution chart, Kestrel Group ranks #259 out of 320 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kestrel Group has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Kestrel Group's Debt-to-EBITDA compare to OXBR and RGA?
According to the Insurance industry distribution chart, Kestrel Group ranks #259 out of 320 companies for Debt-to-EBITDA. This places Kestrel Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.18, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Kestrel Group. For the Insurance industry, the median Debt-to-EBITDA is 1.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kestrel Group's current Debt-to-EBITDA is -14.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kestrel Group stock overvalued right now?
Kestrel Group (KG) has a current Debt-to-EBITDA of -14.32. The current Debt-to-EBITDA is -14.32. Kestrel Group's overall GF Score™ is 6/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Kestrel Group (KG), the current Debt-to-EBITDA is -14.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Kestrel Group Ltd specializes in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers with two reportable segments: Program Services and Legacy Reinsurance. The Group facilitates insurance transactions utilizing its management contracts with four insurance carriers. Its line business includes casualty, workers' compensation, catastrophe-exposed property, and non-catastrophe-exposed property, with diverse risk durations, sizes, and product types.
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