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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Alm Brand AS's Debt-to-EBITDA or its related term are showing as below:
LTS:0DJI's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.24 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Alm Brand AS Debt-to-EBITDA Related Terms
Alm Brand AS Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Alm Brand AS's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0DJI vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Alm Brand AS's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alm Brand AS Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Alm Brand AS's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Alm Brand AS's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Alm Brand AS (LTS:0DJI) has a Debt-to-EBITDA of 1.29 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Alm Brand AS. According to the industry distribution chart, Alm Brand AS ranks #999999 out of 313 companies in the Insurance industry.
Is Alm Brand AS's Debt-to-EBITDA too high?
Alm Brand AS's current Debt-to-EBITDA is 1.29. The Insurance industry median Debt-to-EBITDA is 1.24. Alm Brand AS's value of 1.29 is 4% above this industry median. Based on the distribution chart, Alm Brand AS ranks #999999 out of 313 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Alm Brand AS has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Alm Brand AS ranks #999999 out of 313 companies for Debt-to-EBITDA. This places Alm Brand AS in the lower half of its industry. The industry median Debt-to-EBITDA is 1.24. Alm Brand AS's value of 1.29 is 4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.24, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alm Brand AS's current Debt-to-EBITDA of 1.29 is 4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Alm Brand AS. For the Insurance industry, the median Debt-to-EBITDA is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alm Brand AS's current Debt-to-EBITDA is 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Based on GuruFocus' analysis, Alm Brand AS (LTS:0DJI) is currently considered Modestly Overvalued. The stock's GF Value™ is kr14.52, compared to a current price of kr17.16 — trading 18.1% above its estimated fair value. The current Debt-to-EBITDA is 1.29 and 4% above the Insurance industry median of 1.24. Alm Brand AS's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Alm Brand AS (LTS:0DJI), the current Debt-to-EBITDA is 1.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alm Brand AS (LTS:0DJI) Overvalued in 2026?
Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued.
The current stock price of kr17.16 is trading 18.1% above its estimated GF Value™ of kr14.52.
GuruFocus considers Alm Brand AS to be Modestly Overvalued.
Key valuation signals for LTS:0DJI:
Debt-to-EBITDA: 1.29
GF Value™: kr14.52 vs. price of kr17.16 (18.1% above fair value)
Industry Position: 4% above the Insurance median (#999999 of 313)
No single metric tells the full story. See the LTS:0DJI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
50GF Score
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